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St. Michaels, MD
Full City Profile · Maryland · Talbot County County
3.2
/5.0
B
Good
1,381
Population
1,180/sq mi density
$73,831
Median Income
$56,901 per capita
$530,200
Home Value
$870,000 Zillow
$946
Median Rent
26.9% income on rent
58°F
Avg Temperature
293 sunny days/yr
585
Violent Crime/100K
1,659 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$73,831 median income, 3.5% unemployment
C+
Affordability
2.6 / 5.0
$530,200 home value, $946/mo rent
F
Safety
1.0 / 5.0
585 violent crimes/100K (54% above avg)
A+
Education
4.7 / 5.0
46.5% bachelor's degree or higher
Housing Overview
Median Home Value
$530,200
88% above
US avg: $281,900
Median Rent
$946/mo
19% below
US avg: $1,163/mo
Homeownership Rate
70.4%
8% above US avg (65.4%)
Total Housing Units
904
Median year built: 1960
Home Value by Source
Census Median
$530,200
Zillow (ZHVI)
$870,000
Median Sale Price
$1,000,000
Median List Price
$1,194,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
70.4%
Owner-Occupied
29.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Census median rent:
$946/mo
Market Indicators (Redfin)
Median Days on Market
28 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
1
Price Drops
7.7%
of listings with price reduction
Price Per Sq Ft
$692
Active Inventory
13
homes for sale
Affordability & Housing Stock
Rent Burden
26.9%
of renters spending 30%+ of income on housing
13% below US avg (31.0%)
Median Year Built
1960
Average age of housing stock: 66 years
Homeownership Rate
70.4%
Complete Housing Data
Home Values
| Census Median Value | $530,200 |
| Zillow Home Value (ZHVI) | $870,000 |
| Median Sale Price | $1,000,000 |
| Median List Price | $1,194,000 |
| Price Per Sq Ft | $692 |
Rent
| Census Median Rent | $946 |
| FMR Studio | $1,312 |
| FMR 1-Bedroom | $1,400 |
| FMR 2-Bedroom | $1,648 |
| FMR 3-Bedroom | $2,123 |
| FMR 4-Bedroom | $2,442 |
Market
| Days on Market | 28 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 7.7% |
| Homes Sold | 1 |
| Active Inventory | 13 |
| Price Per Sq Ft | $692 |
Ownership & Stock
| Owner-Occupied | 70.4% |
| Renter-Occupied | 29.6% |
| Homeownership Rate | 70.4% |
| Total Housing Units | 904 |
| Median Year Built | 1960 |
| Rent Burden | 26.9% |