St. Stephen, MN

Minnesota · Metropolitan Area

St. Stephen is a small town in Minnesota with a population of 672. Residents earn $94,875 per year, which is 26% above the national average.

4.2 /5.0
A Great
672 Population 181/sq mi density
$94,875 Median Income $45,960 per capita
$237,600 Home Value
$1,025 Median Rent 14.3% income on rent
42°F Avg Temperature 270 sunny days/yr
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$94,875 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$237,600 home value, $1,025/mo rent
C+
Education
2.8 / 5.0
23.1% bachelor's degree or higher
Median Income $94,875
26% higher than US avg
Home Value $237,600
16% lower than US avg
Bachelor's+ 23.1%
31% lower than US avg
Median Rent $1,025
12% lower than US avg
Obesity Rate 34.3%
7% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 2.1%
83% lower than US avg

How St. Stephen Compares to the U.S. Average (100% = U.S. avg)

People

Population672
Median Age39.2 yrs
Density181/mi²
Male / Female54% / 46%
Largest GroupWhite 98%
Veterans7.7%

Economy

A+
Median Income$94,875
Per Capita$45,960
Unemployment3.3%
Poverty2.1%
County GDP$2,398M
Commute30 min

Housing

A+
Home Value$237,600
Rent$1,025
OwnershipN/A
Housing Units321
Rent Burden14.3%

Health

Obesity34.3%
Uninsured6.4%
Smoking13.1%
Depression25.6%
Heart Disease4.7%

Climate

Avg Temp42°F (5°C)
AQI36 (Good)
Rain30.1 in/yr
Sunny Days270/yr
Elevation1,210 ft (369 m)

Education

C+
Bachelor's+23.1%
High School+98.1%
Graduate+6.0%
School Score6.08

Community

2024 VoteR 67% / D 31%
Commute30 min
Broadband94.7%
Libraries1

Is St. Stephen a Good Place to Live?

Based on current data, St. Stephen receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. St. Stephen stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Stephen is $94,875, 26% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.3%, indicating a healthy job market. Only 2.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in St. Stephen is $237,600, 16% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,025 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

23.1% of residents hold a bachelor's degree, below the national average of 33.7%. 98.1% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

St. Stephen has a cool climate with an average annual temperature of 42°F. Winters average 10°F in January while summers reach 69°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 30.1 inches. Air quality is rated Good with a median AQI of 36.

St. Stephen has a population of 672 with a density of 181 people per square mile. The median age is 39.2 years, 1% older than the national median of 38.9. The city is predominantly White (97.8%).

Population

672
Total Population
181
People / sq mi
39.2yrs
Median Age
1% above US avg
3.7mi²
Land Area

Gender Distribution

Male 53.9%
Female 46.1%

Race & Ethnicity

St. Stephen vs U.S. Average

Language Spoken at Home

English Only98.4%
25% above US avg
Spanish1.6%
88% below US avg

Social Characteristics

St. Stephen vs U.S. Average

The median household income in St. Stephen is $94,875, which is 26% above the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 2.1% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: St. Stephen vs U.S.

Commute Mode

Income

Median HH Income$94,875
26% above US avg
Per Capita Income$45,960
Avg Weekly Wage$1,076
IRS Avg AGI$69,499

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate2.1%
83% below US avg
Establishments (County)1,063
County GDP$2,398M

Business (County)

Restaurants56
Healthcare119
Retail117
Manufacturing68

Tax & Cost of Living

Property Tax (IRS)$4,076
16% above US avg
Effective Tax Rate1.72%

Commute & Transportation

Commute Time29.5 min
Drive Alone85.3%
Public Transit0.0%
Work from Home8.3%

Walkability

The median home value in St. Stephen is $237,600, 16% below the national average. Monthly rent averages $1,025 (12% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$237,600
16% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,025
12% below US avg
Rent Burden14.3%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied95.8%
Housing Units321
Median Year Built1984

Property Tax

Avg Tax (IRS)$4,076
16% above US avg
Effective Rate1.72%
In St. Stephen, 34.3% of adults are obese (above the 32.1% national rate). 6.4% of residents lack health insurance. 13.1% are current smokers. 25.6% report depression. 19.2% are physically inactive.

Health Metrics: St. Stephen vs U.S. Average (%)

Chronic Conditions

Obesity34.3%
7% above US avg
Diabetes7.7%
Heart Disease4.7%
High Blood Pressure25.7%
Asthma9.9%
COPD4.4%
Cancer7.6%
Stroke2.5%

Behaviors & Mental Health

Smoking13.1%
6% below US avg
Binge Drinking21.9%
Physical Inactivity19.2%
Depression25.6%
Mental Distress16.2%
Physical Distress10.4%
Short Sleep30.5%

Healthcare Access

Insurance Rate95.9%
Uninsured6.4%
26% below US avg
Checkup Rate72.4%
Dental Visits67.4%
Premature Death6,370/100K

Food & Exercise

Food Environment8.5/10
Exercise Access65.1%
Healthcare Facilities119
St. Stephen has an average annual temperature of 42°F (5°C). Winters average 10°F in January while summers reach 69°F in July. Annual precipitation is 30.1 inches. The area enjoys 270 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

10°F Jan (-12°C) 69°F Jul (21°C)
Annual Average41.6°F
23% below US avg
January Average10°F (-12°C)
July Average69°F (21°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall30.1 inches
21% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,210 ft (369 m)
Area3.7 sq mi (9.6 km²)
Population Density181/sq mi
Coordinates45.7010°N, 94.2742°W
TimezoneAmerica/Chicago
County FIPS27009
It is classified as Metro — under 250K. 23.1% of residents hold a bachelor's degree or higher (31% below US avg). In the 2024 election, the county voted Republican by a 35.9-point margin. 94.7% of households have broadband internet.

2024 Presidential Election (County)

R 67%
D 31.1%

Winner: Republican by 35.9 points

Education

Bachelor's Degree+23.1%
31% below US avg
High School+98.1%
Graduate Degree+6.0%
School Test Score6.08
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density181/sq mi
Total Area3.7 sq mi

Infrastructure & Services

Broadband Access94.7%
Public Libraries1
Healthcare Facilities119
Restaurants56
Retail Stores117

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute29.5 min
Drive Alone85.3%
Public Transit0.0%
Work from Home8.3%

Nearby Cities

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