Median Income
$79,250
5% higher than US avg
Home Value
$193,800
31% lower than US avg
Bachelor's+
42.2%
25% higher than US avg
Median Rent
$907
22% lower than US avg
Obesity Rate
34.4%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
1.3%
90% lower than US avg
How St. Thomas Compares to the U.S. Average (100% = U.S. avg)
People
Population271
Median Age39.0 yrs
Density277/mi²
Male / Female46% / 54%
Largest GroupWhite 100%
Veterans2.0%
Economy
A+
Median Income$79,250
Per Capita$39,732
Unemployment0.0%
Poverty1.3%
Commute28 min
Housing
A+
Home Value$193,800
Rent$907
Ownership86.1%
Zillow$260,026
Housing Units96
Rent Burden13.3%
Health
Obesity34.4%
Uninsured2.6%
Smoking13.2%
Depression25.7%
Heart Disease4.8%
Climate
Avg Temp56°F (13°C)
Rain39.7 in/yr
Elevation755 ft (230 m)
Education
A
Bachelor's+42.2%
High School+98.3%
Graduate+12.8%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute28 min
Broadband86.1%
EV Stations13
Is St. Thomas a Good Place to Live?
Based on current data, St. Thomas receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. St. Thomas stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in St. Thomas is $79,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in St. Thomas is $193,800, 31% below the national median / offering relatively affordable homeownership. Renters pay a median of $907 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 42.2% holding a bachelor's degree or higher, near the national average. 98.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
St. Thomas enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 39.7 inches, including 8.9 inches of snow.
St. Thomas has a population of 271 with a density of 277 people per square mile, spread across 1.0 square miles. The median age is 39.0 years, 0% younger than the national median of 38.9. The gender split is 54.2% female and 45.8% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 2.0% of the population are veterans, below the national rate of 6.0%. 6.7% of residents have a disability (below the 13.0% national average). 97.4% have health insurance coverage.
Population
271
Total Population
2023 Census
39.0yrs
Median Age
0% below US avg
Race & Ethnicity
St. Thomas vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
2.3%
83% below US avg
Social Characteristics
St. Thomas vs U.S. Average
The median household income in St. Thomas is $79,250, which is 5% above the national average of $75,149. Per capita income is $39,732. The unemployment rate is 0.0% (below the 3.6% US average). 1.3% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 12.9% of workers work from home.
Income: St. Thomas vs U.S.
Income
| Median HH Income | $79,250 |
| 5% above US avg |
| Per Capita Income | $39,732 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 1.3% |
| 90% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 27.5 min |
| Drive Alone | 72.3% |
| Public Transit | 0.0% |
| Work from Home | 12.9% |
The median home value in St. Thomas is $193,800, 31% below the national median of $281,900. Zillow estimates the typical home value at $260,026, higher than the Census estimate. Monthly rent averages $907 (22% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 86.1% of housing units are owner-occupied (above the 65.4% national rate). There are 96 total housing units in the city. The median year a home was built is 1973. 13.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $193,800 |
| 31% below US avg |
| Zillow ZHVI | $260,026 |
Rental Costs
| Census Median Rent | $907 |
| 22% below US avg |
| Rent Burden | 13.3% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 86.1% |
| Owner-Occupied | 86.1% |
| Renter-Occupied | 13.9% |
| Housing Units | 96 |
| Median Year Built | 1973 |
Property Tax
In St. Thomas, 34.4% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 30.5% have high blood pressure. 13.2% are current smokers. 20.2% report binge drinking. 23.4% are physically inactive. 25.7% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. 2.6% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: St. Thomas vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.4% |
| 7% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 30.5% |
| Asthma | 10.5% |
| COPD | 5.6% |
| Cancer | 7.7% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.2% |
| 6% below US avg |
| Binge Drinking | 20.2% |
| Physical Inactivity | 23.4% |
| Depression | 25.7% |
| Mental Distress | 17.7% |
| Physical Distress | 11.7% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 97.4% |
| Uninsured | 2.6% |
| 70% below US avg |
| Checkup Rate | 76.8% |
| Dental Visits | 65.1% |
Food & Exercise
St. Thomas enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 39.7 inches. The area receives 8.9 inches of snow annually. The city sits at an elevation of 755 feet.
Temperature
32°F Jan (-0°C)
79°F Jul (26°C)
| Annual Average | 56.3°F |
| 4% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 755 ft (230 m) |
| Area | 1.0 sq mi (2.5 km²) |
| Population Density | 277/sq mi |
| Coordinates | 38.3742°N, 92.2145°W |
| Timezone | America/Chicago |
| Nearest Airport | Columbia Regional (COU)
31 miles away |
Precipitation & Snow
Annual Rainfall
39.7"
4% above US avg
Wettest Month (May)
4.89"
Earthquake History
14 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Apr 23, 2025.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
119 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
59 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
109 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
58 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
128 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
85 km |
| Jul 31, 1995 |
8 km SSW of Caledonia, Missouri |
M2.8 |
145 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
132 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
133 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
102 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
117 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
141 km |
| Apr 23, 2025 |
3 km E of Hartville, Missouri |
M2.6 |
126 km |
| Apr 29, 2018 |
3 km WNW of Evergreen, Missouri |
M2.5 |
98 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
383 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 11 fatalities, 221 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 22, 2019 |
EF3 |
35 km |
0 |
| Dec 31, 2010 |
EF3 |
60 km |
2 |
| Dec 31, 2010 |
EF3 |
77 km |
0 |
| Jan 7, 2008 |
EF3 |
54 km |
0 |
| Jan 7, 2008 |
EF3 |
54 km |
0 |
| Mar 13, 2006 |
EF3 |
94 km |
0 |
| May 4, 2003 |
EF3 |
75 km |
4 |
| Jun 1, 1999 |
EF3 |
63 km |
0 |
| Nov 10, 1998 |
EF3 |
65 km |
0 |
| Nov 27, 1990 |
EF3 |
60 km |
0 |
| Nov 27, 1990 |
EF3 |
65 km |
0 |
| May 1, 1983 |
EF3 |
27 km |
0 |
| Apr 20, 1973 |
EF3 |
93 km |
0 |
| Jun 12, 1970 |
EF3 |
93 km |
0 |
| Apr 15, 2023 |
EF2 |
42 km |
0 |
| May 11, 2016 |
EF2 |
93 km |
0 |
| Jun 19, 2011 |
EF2 |
95 km |
0 |
| May 25, 2011 |
EF2 |
93 km |
0 |
| May 8, 2009 |
EF2 |
88 km |
0 |
| Mar 31, 2008 |
EF2 |
85 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,388 ac, 1994).
| Year |
Name |
Acres |
Distance |
| 1994 |
UNNAMED |
7,388 |
81 km |
| 1994 |
UNNAMED |
5,344 |
85 km |
| 2006 |
BIG SPRING FIRE |
4,921 |
82 km |
| 2010 |
UNNAMED |
4,767 |
79 km |
| 2023 |
ELM SPRINGS RX |
4,378 |
65 km |
| 2009 |
MOUNTAIN CREEK |
4,322 |
82 km |
| 1991 |
UNNAMED |
4,179 |
88 km |
| 2023 |
CANNON RANGE RX |
3,870 |
83 km |
| 1992 |
UNNAMED |
3,538 |
79 km |
| 1991 |
UNNAMED |
3,533 |
88 km |
| 1991 |
UNNAMED |
3,492 |
89 km |
| 1994 |
UNNAMED |
3,336 |
73 km |
| 2021 |
KAINTUCK |
3,325 |
65 km |
| 1991 |
UNNAMED |
3,135 |
85 km |
| 2012 |
KINFOLK RD |
2,883 |
83 km |
| 2005 |
UNNAMED |
2,831 |
65 km |
| 1991 |
UNNAMED |
2,763 |
91 km |
| 2007 |
UNNAMED |
2,710 |
83 km |
| 2005 |
UNNAMED |
2,590 |
80 km |
| 2006 |
UNNAMED |
2,575 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.0 in |
Coldest |
| February |
37°F (3°C) |
1.9 in |
Driest |
| March |
46°F (8°C) |
2.9 in |
|
| April |
57°F (14°C) |
4.4 in |
|
| May |
66°F (19°C) |
4.9 in |
Wettest |
| June |
75°F (24°C) |
3.6 in |
|
| July |
79°F (26°C) |
4.4 in |
Warmest |
| August |
77°F (25°C) |
3.6 in |
|
| September |
69°F (20°C) |
3.7 in |
|
| October |
58°F (14°C) |
3.4 in |
|
| November |
46°F (8°C) |
2.8 in |
|
| December |
36°F (2°C) |
2.1 in |
|
St. Thomas has a seasonal temperature swing of 47°F / from 32°F in January to 79°F in July. Total annual precipitation is 39.7 inches, with May being the wettest month (4.9") and February the driest (1.9").
Average costs for common services in St. Thomas. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About St. Thomas
What is the population of St. Thomas?
St. Thomas has a population of 271 residents and is located in Missouri. The population density is 277 people per square mile, spread across 1.0 square miles. The median age of residents is 39.0 years. The population is 54.2% female and 45.8% male.
Is St. Thomas expensive to live in?
St. Thomas is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $79,250, 5% above the national average of $75,149. The median home value is $193,800 (31% below the U.S. median). Renters pay a median of $907 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in St. Thomas?
St. Thomas enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 39.7 inches, with 8.9 inches of snow.
How is the job market in St. Thomas?
The job market in St. Thomas is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 28 minutes, and 12.9% of workers work from home.
How much does housing cost in St. Thomas?
The median home value in St. Thomas is $193,800. Zillow estimates the typical home value at $260,026. For renters, the median monthly rent is $907. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 86.1%.
How are the schools in St. Thomas?
Schools in St. Thomas score 5.5 out of 10 on standardized testing, near the national average. 42.2% of adults in St. Thomas hold a bachelor's degree or higher, above the national average of 33.7%. 98.3% have completed high school. 12.8% hold a graduate or professional degree.
How healthy is St. Thomas?
The obesity rate in St. Thomas is 34.4% (above the national rate of 32.1%). 13.2% of adults are smokers. 23.4% are physically inactive. 25.7% of residents report depression. 2.6% lack health insurance (below the national rate).
What is transportation like in St. Thomas?
The average commute in St. Thomas is 28 minutes. 72.3% of workers drive alone to work, and 12.9% work from home.
What are the demographics of St. Thomas?
The racial and ethnic makeup of St. Thomas is 100% White. 100% of residents speak only English at home. 2.0% of the population are military veterans. 6.7% of residents have a disability. 97.4% have health insurance coverage.