Home Value
$197,500
30% lower than US avg
Bachelor's+
37.3%
11% higher than US avg
Obesity Rate
34.6%
8% higher than US avg
Unemployment
15.6%
333% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Xavier Compares to the U.S. Average (100% = U.S. avg)
People
Population77
Median Age40.8 yrs
Density14/mi²
Male / Female75% / 25%
Largest GroupWhite 43%
Veterans17.6%
Economy
Per Capita$36,158
Unemployment15.6%
Poverty0.0%
County GDP$1,286M
Housing
Home Value$197,500
Ownership100.0%
Zillow$204,573
Housing Units58
Rent Burden19.9%
Health
Obesity34.6%
Uninsured6.5%
Smoking23.1%
Depression26.0%
Heart Disease6.5%
Climate
Avg Temp49°F (10°C)
Rain16.7 in/yr
Elevation3,078 ft (938 m)
Education
B+
Bachelor's+37.3%
High School+100.0%
Graduate+14.3%
School Score2.86
Community
2024 VoteR 49% / D 47%
Broadband60.0%
EV Stations1
Libraries1
Is St. Xavier a Good Place to Live?
Based on current data, St. Xavier receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include a highly educated population, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. St. Xavier stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
At 15.6%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in St. Xavier is $197,500, 30% below the national median / offering relatively affordable homeownership.
Education
Educational attainment is solid, with 37.3% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. School test scores average 2.9/10, below typical benchmarks.
Climate & Weather
St. Xavier experiences four distinct seasons with an average temperature of 49°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 16.7 inches, including 43.9 inches of snow.
St. Xavier has a population of 77 with a density of 14 people per square mile, spread across 5.6 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 24.7% female and 75.3% male. The city is predominantly White (42.9%). English is the primary language spoken at home by 38% of residents, while 61.1% speak Spanish. 17.6% of the population are veterans, above the national rate of 6.0%. 29.9% of residents have a disability (above the 13.0% national average). 93.5% have health insurance coverage.
Population
77
Total Population
2023 Census
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
St. Xavier vs U.S. Average
Language Spoken at Home
English Only
38.0%
52% below US avg
Spanish
61.1%
356% above US avg
Social Characteristics
St. Xavier vs U.S. Average
Per capita income is $36,158. The average weekly wage is $1,077, 25% lower than the U.S. average. The unemployment rate is 15.6% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 270 business establishments, including 21 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Xavier vs U.S.
Income
| |
| Per Capita Income | $36,158 |
| Avg Weekly Wage | $1,077 |
| IRS Avg AGI | $47,700 |
| Gini Index | 0.453 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 15.6% |
| 333% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 270 |
| County GDP | $1,286M |
Business (County)
| Restaurants | 21 |
| Healthcare | 19 |
| Retail | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $3,243 |
| 7% below US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.64% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Xavier is $197,500, 30% below the national median of $281,900. Zillow estimates the typical home value at $204,573. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 58 total housing units in the city. The median year a home was built is 1979. The average annual property tax is $3,243. 19.9% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $197,500 |
| 30% below US avg |
| Zillow ZHVI | $204,573 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 58 |
| Median Year Built | 1979 |
Property Tax
| Avg Tax (IRS) | $3,243 |
| 7% below US avg |
| Effective Rate | 1.64% |
In St. Xavier, 34.6% of adults are obese, above the national rate of 32.1%. 12.0% have diabetes. Heart disease affects 6.5% of residents. 31.8% have high blood pressure. 23.1% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 26.5% are physically inactive. 26.0% report depression (above the 20.0% national average). 22.4% experience frequent mental distress. 6.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,851. The dentist ratio is 1:1,428. 43.9% of residents have access to exercise opportunities. The food environment index is 5.4 out of 10.
Health Metrics: St. Xavier vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.6% |
| 8% above US avg |
| Diabetes | 12.0% |
| Heart Disease | 6.5% |
| High Blood Pressure | 31.8% |
| Asthma | 13.6% |
| COPD | 8.3% |
| Cancer | 6.7% |
| Stroke | 4.0% |
Behaviors & Mental Health
| Smoking | 23.1% |
| 65% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 26.5% |
| Depression | 26.0% |
| Mental Distress | 22.4% |
| Physical Distress | 17.3% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 93.5% |
| Uninsured | 6.5% |
| 24% below US avg |
| Primary Care | 1:1,851 |
| Dentists | 1:1,428 |
| Mental Health | 1:797 |
| Checkup Rate | 69.2% |
| Dental Visits | 48.8% |
| Premature Death | 25,709/100K |
Food & Exercise
| Food Environment | 5.4/10 |
| Exercise Access | 43.9% |
| Healthcare Facilities | 19 |
St. Xavier experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 16.7 inches (drier than the 38-inch national average). The area receives 43.9 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 3,078 feet.
Temperature
29°F Jan (-2°C)
74°F Jul (23°C)
| Annual Average | 49.4°F |
| 9% below US avg |
| January Average | 29°F (-2°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 3,078 ft (938 m) |
| Area | 5.6 sq mi (14.5 km²) |
| Population Density | 14/sq mi |
| Coordinates | 45.4570°N, 107.7250°W |
| Timezone | America/Denver |
| County | Big Horn County County |
| Nearest Airport | Billings Logan International (BIL)
46 miles away |
Precipitation & Snow
Annual Rainfall
16.7"
56% below US avg
Wettest Month (May)
2.62"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 57.2 / 100 |
| Social Vulnerability | 94.2 / 100 |
| Community Resilience | 4.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.2 on Jul 21, 2023.
| Aug 22, 2009 |
20 km SSE of Birney, Montana |
M4.0 |
106 km |
| Feb 25, 1993 |
31 km N of Arvada, Wyoming |
M3.9 |
143 km |
| Jul 6, 2021 |
27 km SSE of Melstone, Montana |
M3.6 |
101 km |
| Dec 23, 1991 |
10 km SW of Colstrip, Montana |
M3.6 |
88 km |
| Jul 21, 2023 |
Eastern Montana |
M3.2 |
88 km |
| Feb 13, 1998 |
12 km NE of Hyattville, Wyoming |
M3.0 |
126 km |
| May 25, 2018 |
45 km W of Biddle, Montana |
M2.9 |
147 km |
| Mar 23, 2023 |
8 km S of Shell, Wyoming |
M2.8 |
111 km |
| May 21, 2013 |
32 km NE of Melstone, Montana |
M2.8 |
147 km |
| Mar 30, 2018 |
20 km NNE of Sheridan, Wyoming |
M2.8 |
89 km |
| Jan 15, 2023 |
6 km NE of Ashland, Montana |
M2.8 |
120 km |
| Aug 7, 2022 |
38 km N of Arvada, Wyoming |
M2.8 |
141 km |
| May 19, 2017 |
6 km ESE of Birney, Montana |
M2.7 |
102 km |
| Jun 2, 2019 |
14 km WSW of Birney, Montana |
M2.6 |
83 km |
| Mar 31, 2009 |
36 km NNE of Arvada, Wyoming |
M2.6 |
147 km |
| Apr 22, 2018 |
8 km ENE of Ashland, Montana |
M2.6 |
123 km |
| Jan 6, 2016 |
27 km ENE of Lovell, Wyoming |
M2.6 |
62 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
56 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 6 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 2, 1985 |
EF3 |
72 km |
0 |
| Jun 16, 1965 |
EF3 |
71 km |
0 |
| Jun 20, 2010 |
EF2 |
71 km |
0 |
| Jun 16, 2010 |
EF2 |
82 km |
0 |
| Jul 2, 1958 |
EF2 |
70 km |
0 |
| Jun 7, 2018 |
EF1 |
76 km |
0 |
| May 21, 2016 |
EF1 |
90 km |
0 |
| Jun 22, 1996 |
EF1 |
34 km |
0 |
| Jul 9, 1991 |
EF1 |
32 km |
0 |
| Jun 21, 1991 |
EF1 |
42 km |
0 |
| Jun 21, 1991 |
EF1 |
77 km |
0 |
| May 24, 1990 |
EF1 |
76 km |
0 |
| May 24, 1990 |
EF1 |
87 km |
0 |
| Jun 21, 1984 |
EF1 |
42 km |
0 |
| Jun 21, 1984 |
EF1 |
89 km |
0 |
| Jun 15, 1984 |
EF1 |
70 km |
0 |
| Jul 24, 1981 |
EF1 |
87 km |
0 |
| Jun 18, 1978 |
EF1 |
81 km |
0 |
| Jul 20, 1974 |
EF1 |
92 km |
0 |
| Jun 11, 1968 |
EF1 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: RICHARD SPRING (168,765 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
RICHARD SPRING |
168,765 |
97 km |
| 1984 |
HAWK CREEK |
157,778 |
99 km |
| 2012 |
CHALKY |
132,680 |
80 km |
| 2008 |
DUNN MTN. ASSIST |
105,494 |
92 km |
| 2006 |
PINE RIDGE COMPLEX |
103,074 |
62 km |
| 2006 |
BUNDY RAILROAD |
91,575 |
78 km |
| 2012 |
SARPY HILLS COMPLEX |
83,942 |
42 km |
| 2021 |
P F |
66,375 |
45 km |
| 1994 |
BABY DEAN |
61,955 |
73 km |
| 2020 |
SARPY |
51,619 |
60 km |
| 2017 |
WITTEN |
27,938 |
88 km |
| 2003 |
LITTLEHAWK |
27,926 |
65 km |
| 2021 |
MUSSELSHELL TRAIL RD |
22,723 |
89 km |
| 1988 |
EARLYBIRD |
21,730 |
97 km |
| 2011 |
BLACK SPRINGS COMPLEX |
19,473 |
74 km |
| 2024 |
MCGHEE |
19,161 |
94 km |
| 1988 |
KIRBY |
14,253 |
78 km |
| 2007 |
BONE CREEK |
12,776 |
92 km |
| 2022 |
BUSMAN ROAD |
12,584 |
98 km |
| 1996 |
ROLLOVER |
10,743 |
36 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-2°C) |
0.7 in |
Coldest, Driest |
| February |
31°F (-1°C) |
0.8 in |
|
| March |
39°F (4°C) |
1.2 in |
|
| April |
47°F (8°C) |
2.0 in |
|
| May |
56°F (13°C) |
2.6 in |
Wettest |
| June |
66°F (19°C) |
2.3 in |
|
| July |
74°F (23°C) |
1.2 in |
Warmest |
| August |
72°F (22°C) |
0.8 in |
|
| September |
62°F (17°C) |
1.7 in |
|
| October |
49°F (10°C) |
2.0 in |
|
| November |
38°F (3°C) |
0.8 in |
|
| December |
30°F (-1°C) |
0.7 in |
|
St. Xavier has a seasonal temperature swing of 45°F / from 29°F in January to 74°F in July. Total annual precipitation is 16.7 inches, with May being the wettest month (2.6") and January the driest (0.7").
Average costs for common services in St. Xavier. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $944 |
| Toddler | $982 |
| Preschool | $843 |
| Family Childcare (monthly) |
| Infant | $743 |
| Toddler | $758 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Xavier
What is the population of St. Xavier?
St. Xavier has a population of 77 residents and is located in Montana. The population density is 14 people per square mile, spread across 5.6 square miles. The median age of residents is 40.8 years. The population is 24.7% female and 75.3% male.
Is St. Xavier expensive to live in?
St. Xavier is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median home value is $197,500 (30% below the U.S. median).
What is the weather like in St. Xavier?
St. Xavier has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 29°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 16.7 inches, with 43.9 inches of snow.
How is the job market in St. Xavier?
The job market in St. Xavier faces challenges, with unemployment at 15.6% / significantly above the national rate of 3.6%. The average weekly wage is $1,077. There are 270 business establishments in the area, including 21 restaurants and food service locations.
How much does housing cost in St. Xavier?
The median home value in St. Xavier is $197,500. Zillow estimates the typical home value at $204,573. The homeownership rate is 100.0%. The average annual property tax is $3,243.
How are the schools in St. Xavier?
Schools in St. Xavier have an average test score of 2.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 37.3% of adults in St. Xavier hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 14.3% hold a graduate or professional degree.
How healthy is St. Xavier?
The obesity rate in St. Xavier is 34.6% (above the national rate of 32.1%). 23.1% of adults are smokers. 26.5% are physically inactive. 26.0% of residents report depression. 6.5% lack health insurance (below the national rate). 43.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,851.
What are the demographics of St. Xavier?
The racial and ethnic makeup of St. Xavier is 42.9% White. 38% of residents speak only English at home, while 61.1% speak Spanish. 17.6% of the population are military veterans. 29.9% of residents have a disability. 93.5% have health insurance coverage.