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Star Harbor, TX

Texas · Navarro County

Star Harbor is a small town in Texas with a population of 503. Residents earn $95,536 per year, which is 27% above the national average.

4.9 /5.0
A+ Excellent
503 Population 1,070/sq mi density
$95,536 Median Income $53,738 per capita
$310,700 Home Value $415,778 Zillow
$1,809 Median Rent 51.0% income on rent
67°F Avg Temperature 330 sunny days/yr
A+
Overall
4.9 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$95,536 median income, 0.7% unemployment
A+
Affordability
4.9 / 5.0
$310,700 home value, $1,809/mo rent
A+
Education
4.9 / 5.0
48.8% bachelor's degree or higher
Median Income $95,536
27% higher than US avg
Home Value $310,700
10% higher than US avg
Bachelor's+ 48.8%
45% higher than US avg
Median Rent $1,809
56% higher than US avg
Obesity Rate 34.8%
8% higher than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 2.4%
81% lower than US avg

How Star Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population503
Median Age56.5 yrs
Density1,070/mi²
Male / Female55% / 45%
Largest GroupWhite 90%
Veterans8.9%

Economy

A+
Median Income$95,536
Per Capita$53,738
Unemployment0.7%
Poverty2.4%
County GDP$2,378M
Commute45 min

Housing

A+
Home Value$310,700
Rent$1,809
OwnershipN/A
Zillow$415,778
Housing Units363
Rent Burden51.0%

Health

Obesity34.8%
Uninsured12.2%
Smoking16.5%
Depression27.7%
Heart Disease6.0%

Climate

Avg Temp67°F (19°C)
AQI42 (Good)
Rain39.3 in/yr
Sunny Days330/yr
Elevation332 ft (101 m)

Education

A+
Bachelor's+48.8%
High School+99.0%
Graduate+15.9%
School Score5.10

Community

2024 VoteR 76% / D 24%
Commute45 min
Broadband97.1%
Libraries2

Is Star Harbor a Good Place to Live?

Based on current data, Star Harbor receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include a high uninsured rate, long commute times. Star Harbor stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Star Harbor is $95,536, 27% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.7%. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 45 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Star Harbor is $310,700, roughly aligned with the national median of $281,900. Renters pay a median of $1,809 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 48.8% holding a bachelor's degree or higher, near the national average. 99.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Star Harbor enjoys a moderate climate with an average annual temperature of 67°F. Winters average 48°F in January while summers reach 85°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.3 inches. Air quality is rated Good with a median AQI of 42.

Star Harbor has a population of 503 with a density of 1,070 people per square mile, spread across 0.5 square miles. The median age is 56.5 years, 45% older than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (89.5%), with 6.8% Hispanic. English is the primary language spoken at home by 96.1% of residents. 8.9% of the population are veterans, above the national rate of 6.0%. 14.2% of residents have a disability. 94.1% have health insurance coverage.

Population

503
Total Population
1,070
People / sq mi
56.5yrs
Median Age
45% above US avg
0.5mi²
Land Area

Gender Distribution

Male 54.7%
Female 45.3%

Race & Ethnicity

Star Harbor vs U.S. Average

Language Spoken at Home

English Only96.1%
22% above US avg
Spanish3.9%
71% below US avg

Social Characteristics

Star Harbor vs U.S. Average

The median household income in Star Harbor is $95,536, which is 27% above the national average of $75,149. Per capita income is $53,738 (above the $39,052 national figure). The average weekly wage is $966, 33% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 2.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,010 business establishments, including 79 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 45 minutes (longer than the 28-minute US average). 4.1% of workers work from home (below the 15.2% national rate).

Income: Star Harbor vs U.S.

Commute Mode

Income

Median HH Income$95,536
27% above US avg
Per Capita Income$53,738
Avg Weekly Wage$966
IRS Avg AGI$63,502

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate2.4%
81% below US avg
Establishments (County)1,010
County GDP$2,378M

Business (County)

Restaurants79
Healthcare122
Retail147
Manufacturing58

Tax & Cost of Living

Property Tax (IRS)$7,220
106% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate2.32%

Commute & Transportation

Commute Time45.2 min
Drive Alone83.2%
Public Transit0.0%
Work from Home4.1%

Walkability

The median home value in Star Harbor is $310,700, 10% above the national median of $281,900. Zillow estimates the typical home value at $415,778, higher than the Census estimate. Monthly rent averages $1,809 (56% above the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. There are 363 total housing units in the city. The median year a home was built is 1985. The average annual property tax is $7,220 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 3.3x.

Home Value Sources

Ownership Split

Home Values

Census Median$310,700
10% above US avg
Zillow ZHVI$415,778

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,809
56% above US avg
Rent Burden51.0%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied91.4%
Housing Units363
Median Year Built1985

Property Tax

Avg Tax (IRS)$7,220
106% above US avg
Effective Rate2.32%
In Star Harbor, 34.8% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.0% of residents. 33.3% have high blood pressure. 16.5% are current smokers. 18.5% report binge drinking. 26.3% are physically inactive. 27.7% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 12.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,573. The dentist ratio is 1:2,732. 53.4% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.

Health Metrics: Star Harbor vs U.S. Average (%)

Chronic Conditions

Obesity34.8%
8% above US avg
Diabetes10.6%
Heart Disease6.0%
High Blood Pressure33.3%
Asthma11.1%
COPD7.5%
Cancer7.4%
Stroke3.3%

Behaviors & Mental Health

Smoking16.5%
18% above US avg
Binge Drinking18.5%
Physical Inactivity26.3%
Depression27.7%
Mental Distress20.4%
Physical Distress14.3%
Short Sleep37.5%

Healthcare Access

Insurance Rate94.1%
Uninsured12.2%
42% above US avg
Primary Care1:3,573
Dentists1:2,732
Mental Health1:1,325
Checkup Rate73.4%
Dental Visits55.3%
Premature Death11,374/100K

Food & Exercise

Food Environment6.7/10
Exercise Access53.4%
Healthcare Facilities122
Star Harbor enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winters average 48°F in January while summers reach 85°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.3 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 332 feet.

Temperature

48°F Jan (9°C) 85°F Jul (29°C)
Annual Average67.0°F
24% above US avg
January Average48°F (9°C)
July Average85°F (29°C)
Sunny Days330 days/yr

Precipitation & Snow

Annual Rainfall39.3 inches
4% above US avg

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation332 ft (101 m)
Area0.5 sq mi (1.2 km²)
Population Density1,070/sq mi
Coordinates32.1921°N, 96.0551°W
TimezoneAmerica/Chicago
CountyNavarro County County
County FIPS48349

Monthly Weather

Month Avg Temperature Precipitation Summary
January 48°F (9°C) 2.5 in Coldest
February 50°F (10°C) 3.2 in
March 57°F (14°C) 3.4 in
April 64°F (18°C) 3.7 in
May 72°F (22°C) 4.9 in Wettest
June 79°F (26°C) 3.5 in
July 85°F (29°C) 2.1 in Warmest
August 83°F (28°C) 2.0 in Driest
September 77°F (25°C) 3.6 in
October 67°F (19°C) 4.1 in
November 56°F (14°C) 3.5 in
December 48°F (9°C) 3.4 in

Star Harbor has a seasonal temperature swing of 37°F — from 48°F in January to 85°F in July. Total annual precipitation is 39.8 inches, with May being the wettest month (4.9") and August the driest (2.0").

Star Harbor is located in Navarro County. It is classified as Nonmetro — Urban 20K+, adjacent, a smaller urban community. 48.8% of adults hold a bachelor's degree or higher, 45% above the national average of 33.7%. 99.0% have completed high school. 15.9% hold a graduate or professional degree (above the 13.1% national rate). Area schools have an average test score of 5.1 out of 10. In the 2024 presidential election, the county voted Republican with 75.6% of the vote, a 51.8-point margin. 97.1% of households have broadband internet access. There are 2 public libraries serving the community. 122 healthcare facilities operate in the area. 83.2% of workers drive alone to work.

2024 Presidential Election (County)

R 75.6%
D 23.7%

Winner: Republican by 51.8 points

Education

Bachelor's Degree+48.8%
45% above US avg
High School+99.0%
Graduate Degree+15.9%
School Test Score5.10
A+ Education Grade (4.9/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density1,070/sq mi
Total Area0.5 sq mi
CountyNavarro County County

Infrastructure & Services

Broadband Access97.1%
Public Libraries2
Healthcare Facilities122
Restaurants79
Retail Stores147

Safety & Disasters

Fatal Crashes (County/yr)8
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute45.2 min
Drive Alone83.2%
Public Transit0.0%
Work from Home4.1%

Frequently Asked Questions About Star Harbor

What is the population of Star Harbor?

Star Harbor has a population of 503 residents and is located in Texas. The population density is 1,070 people per square mile, spread across 0.5 square miles. The median age of residents is 56.5 years, which is older than the national median of 38.9 years. The population is 45.3% female and 54.7% male.

Is Star Harbor expensive to live in?

Star Harbor has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $95,536, 27% above the national average of $75,149. The median home value is $310,700 (10% above the U.S. median). Renters pay a median of $1,809 per month, above the national average of $1,163. The home price-to-income ratio is 3.3x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Star Harbor?

Star Harbor enjoys a temperate climate with an average annual temperature of 67°F (19°C). Winter temperatures average 48°F in January, while summers reach an average of 85°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 39.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.

How is the job market in Star Harbor?

The job market in Star Harbor is very strong, with unemployment at just 0.7% — well below the national rate of 3.6%. The average weekly wage is $966. There are 1,010 business establishments in the area, including 79 restaurants and food service locations. The average commute time is 45 minutes, and 4.1% of workers work from home.

How much does housing cost in Star Harbor?

The median home value in Star Harbor is $310,700. Zillow estimates the typical home value at $415,778. For renters, the median monthly rent is $1,809. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The average annual property tax is $7,220.

How are the schools in Star Harbor?

Schools in Star Harbor score 5.1 out of 10 on standardized testing, near the national average. 48.8% of adults in Star Harbor hold a bachelor's degree or higher, above the national average of 33.7%. 99.0% have completed high school. 15.9% hold a graduate or professional degree.

How healthy is Star Harbor?

The obesity rate in Star Harbor is 34.8% (above the national rate of 32.1%). 16.5% of adults are smokers. 26.3% are physically inactive. 27.7% of residents report depression. 12.2% lack health insurance (above the national rate). 53.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,573.

What is transportation like in Star Harbor?

The average commute in Star Harbor is 45 minutes, longer than the national average of 28 minutes. 83.2% of workers drive alone to work, and 4.1% work from home.

What are the demographics of Star Harbor?

The racial and ethnic makeup of Star Harbor is 89.5% White, 6.8% Hispanic or Latino. 96.1% of residents speak only English at home, while 3.9% speak Spanish. 8.9% of the population are military veterans. 14.2% of residents have a disability. 94.1% have health insurance coverage.

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