Median Income
$29,783
60% lower than US avg
Home Value
$39,600
86% lower than US avg
Bachelor's+
1.2%
96% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
7.2%
100% higher than US avg
Poverty Rate
9.5%
23% lower than US avg
How Steamboat Compares to the U.S. Average (100% = U.S. avg)
People
Population364
Median Age41.2 yrs
Density150/mi²
Male / Female58% / 42%
Largest GroupWhite 0%
Economy
C+
Median Income$29,783
Per Capita$16,198
Unemployment7.2%
Poverty9.5%
County GDP$2,948M
Commute22 min
Housing
A+
Home Value$39,600
Rent$850
OwnershipN/A
Health
Obesity39.9%
UninsuredN/A
Depression21.9%
Heart Disease9.8%
Climate
Avg Temp51°F
AQI45 (Good)
Elevation6,516 ft
Education
F
Bachelor's+1.2%
High School+92.4%
School Score4.62
Community
2024 VoteR 40% / D 59%
Commute22 min
Libraries8
Is Steamboat a Good Place to Live?
Based on current data, Steamboat receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Steamboat has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Steamboat is $29,783, 60% below the national average of $75,149. The unemployment rate of 7.2% is somewhat elevated compared to the national rate of 3.6%. 9.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Steamboat is $39,600, 86% below the national median — offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Education
1.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.4% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Steamboat experiences four distinct seasons with an average temperature of 51°F. Winters average 31°F in January while summers reach 73°F in July. Air quality is rated Good with a median AQI of 45.
Steamboat has a population of 364 with a density of 150 people per square mile. The median age is 41.2 years, 6% older than the national median of 38.9. The city is predominantly Hispanic (100%), with 97.3% Asian.
Population
41.2yrs
Median Age
6% above US avg
Race & Ethnicity
Steamboat vs U.S. Average
Language Spoken at Home
| English Only | 17.4% |
| 78% below US avg |
| Spanish | 82.6% |
| 516% above US avg |
Social Characteristics
Steamboat vs U.S. Average
The median household income in Steamboat is $29,783, which is 60% below the national average of $75,149. The unemployment rate is 7.2% (above the 3.6% US average). 9.5% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: Steamboat vs U.S.
Income
| Median HH Income | $29,783 |
| 60% below US avg |
| Per Capita Income | $16,198 |
| Avg Weekly Wage | $1,092 |
| IRS Avg AGI | $46,478 |
Employment & Poverty
| Unemployment | 7.2% |
| 100% above US avg |
| Poverty Rate | 9.5% |
| 23% below US avg |
| Establishments (County) | 630 |
| County GDP | $2,948M |
Business (County)
| Restaurants | 62 |
| Healthcare | 70 |
| Retail | 98 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,061 |
| 41% below US avg |
| Effective Tax Rate | 5.20% |
Commute & Transportation
| Commute Time | 22.0 min |
| Work from Home | 0.0% |
The median home value in Steamboat is $39,600, 86% below the national average. Monthly rent averages $850 (27% below US avg).
Home Values
| Census Median | $39,600 |
| 86% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,061 |
| 41% below US avg |
| Effective Rate | 5.20% |
In Steamboat, 39.9% of adults are obese (above the 32.1% national rate). 21.9% report depression. 33.0% are physically inactive.
Health Metrics: Steamboat vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 19.3% |
| Heart Disease | 9.8% |
| High Blood Pressure | 36.5% |
| Asthma | 16.0% |
| COPD | 13.2% |
| Stroke | 6.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 12.2% |
| Physical Inactivity | 33.0% |
| Depression | 21.9% |
| Mental Distress | 25.0% |
| Physical Distress | 23.2% |
Healthcare Access
| Insurance Rate | 85.6% |
| |
| Checkup Rate | 69.9% |
| Premature Death | 27,851/100K |
Food & Exercise
| Food Environment | 3.1/10 |
| Exercise Access | 17.5% |
| Healthcare Facilities | 70 |
Crime Rates: Steamboat vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 23 |
Safety Score
Steamboat has an average annual temperature of 51°F (11°C). Winters average 31°F in January while summers reach 73°F in July. Air quality is rated Good with a median AQI of 45.
Temperature
31°F Jan (-1°C)
73°F Jul (23°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 31°F (-1°C) |
| July Average | 73°F (23°C) |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 6,516 ft (1,986 m) |
| Area | 2.4 sq mi (6.3 km²) |
| Population Density | 150/sq mi |
| Coordinates | 35.7526°N, 109.8506°W |
| County FIPS | 04001 |