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Stem, NC
Full City Profile · North Carolina · Granville County County
3.6
/5.0
B+
Good
1,064
Population
858/sq mi density
$85,385
Median Income
$31,466 per capita
$207,600
Home Value
$319,209 Zillow
$983
Median Rent
19.2% income on rent
59°F
Avg Temperature
305 sunny days/yr
389
Violent Crime/100K
2,227 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$85,385 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$207,600 home value, $983/mo rent
F
Safety
1.0 / 5.0
389 violent crimes/100K (2% above avg)
B+
Education
3.6 / 5.0
33.1% bachelor's degree or higher
Housing Overview
Median Home Value
$207,600
26% below
US avg: $281,900
Median Rent
$983/mo
15% below
US avg: $1,163/mo
Homeownership Rate
97.0%
48% above US avg (65.4%)
Total Housing Units
405
Median year built: 2007
Home Value by Source
Census Median
$207,600
Zillow (ZHVI)
$319,209
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
97.0%
Owner-Occupied
3.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$932/mo
1 Bedroom
$981/mo
2 Bedroom
$1,161/mo
3 Bedroom
$1,499/mo
4 Bedroom
$1,780/mo
Census median rent:
$983/mo
Affordability & Housing Stock
Rent Burden
19.2%
of renters spending 30%+ of income on housing
38% below US avg (31.0%)
Median Year Built
2007
Average age of housing stock: 19 years
Homeownership Rate
97.0%
Complete Housing Data
Home Values
| Census Median Value | $207,600 |
| Zillow Home Value (ZHVI) | $319,209 |
Rent
| Census Median Rent | $983 |
| FMR Studio | $932 |
| FMR 1-Bedroom | $981 |
| FMR 2-Bedroom | $1,161 |
| FMR 3-Bedroom | $1,499 |
| FMR 4-Bedroom | $1,780 |
Market
Ownership & Stock
| Owner-Occupied | 97.0% |
| Renter-Occupied | 3.0% |
| Homeownership Rate | 97.0% |
| Total Housing Units | 405 |
| Median Year Built | 2007 |
| Rent Burden | 19.2% |