Median Income
$43,529
42% lower than US avg
Home Value
$97,700
65% lower than US avg
Violent Crime
319/100K
16% lower than US avg
Bachelor's+
16.0%
53% lower than US avg
Median Rent
$657
44% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
21.6%
74% higher than US avg
How Stephenson Compares to the U.S. Average (100% = U.S. avg)
People
Population931
Median Age41.5 yrs
Density854/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans11.9%
Economy
B
Median Income$43,529
Per Capita$23,848
Unemployment1.4%
Poverty21.6%
County GDP$971M
Commute24 min
Housing
A+
Home Value$97,700
Rent$657
Ownership71.8%
Zillow$177,886
Housing Units423
Rent Burden30.0%
Crime
F
Violent319/100K
Property2,844/100K
Health
Obesity39.2%
Uninsured7.2%
Smoking18.0%
Depression31.1%
Heart Disease6.0%
Climate
Avg Temp43°F (6°C)
AQI38 (Good)
Sunny Days258/yr
Elevation679 ft (207 m)
Education
C
Bachelor's+16.0%
High School+92.8%
Graduate+1.8%
School Score5.19
Community
2024 VoteR 66% / D 33%
Commute24 min
Broadband85.5%
EV Stations1
Libraries4
Is Stephenson a Good Place to Live?
Based on current data, Stephenson receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Stephenson has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Stephenson is $43,529, 42% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Stephenson is $97,700, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $657 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Stephenson is below the national average at 319 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,844 per 100,000, 45% above the national average.
Education
16.0% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Stephenson has a cool climate with an average annual temperature of 43°F. Winters average 16°F in January while summers reach 68°F in July. With 258 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 38.
Stephenson has a population of 931 with a density of 854 people per square mile, spread across 1.1 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 48.8% female and 51.2% male. The city is predominantly White (88.7%). English is the primary language spoken at home by 98.1% of residents. 11.9% of the population are veterans, above the national rate of 6.0%. 17.7% of residents have a disability (above the 13.0% national average). 90.5% have health insurance coverage.
Population
41.5yrs
Median Age
7% above US avg
Race & Ethnicity
Stephenson vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Stephenson vs U.S. Average
The median household income in Stephenson is $43,529, which is 42% below the national average of $75,149. Per capita income is $23,848 (below the $39,052 national figure). The average weekly wage is $925, 35% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 21.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 491 business establishments, including 48 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 24 minutes. 6.1% of workers work from home (below the 15.2% national rate).
Income: Stephenson vs U.S.
Income
| Median HH Income | $43,529 |
| 42% below US avg |
| Per Capita Income | $23,848 |
| Avg Weekly Wage | $925 |
| IRS Avg AGI | $58,949 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 21.6% |
| 74% above US avg |
| Establishments (County) | 491 |
| County GDP | $971M |
Business (County)
| Restaurants | 48 |
| Healthcare | 33 |
| Retail | 61 |
| Manufacturing | 48 |
Tax & Cost of Living
| Property Tax (IRS) | $3,886 |
| 11% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 3.98% |
Commute & Transportation
| Commute Time | 23.9 min |
| Drive Alone | 77.1% |
| Public Transit | 0.0% |
| Work from Home | 6.1% |
The median home value in Stephenson is $97,700, 65% below the national median of $281,900. Zillow estimates the typical home value at $177,886, higher than the Census estimate. Monthly rent averages $657 (44% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 71.8% of housing units are owner-occupied. There are 423 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $3,886. 30.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $97,700 |
| 65% below US avg |
| Zillow ZHVI | $177,886 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $657 |
| 44% below US avg |
| Rent Burden | 30.0% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 71.8% |
| Owner-Occupied | 71.8% |
| Renter-Occupied | 28.2% |
| Housing Units | 423 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $3,886 |
| 11% above US avg |
| Effective Rate | 3.98% |
In Stephenson, 39.2% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 6.0% of residents. 32.7% have high blood pressure. 18.0% are current smokers (above the 14.0% national rate). 19.3% report binge drinking. 25.5% are physically inactive. 31.1% report depression (above the 20.0% national average). 20.9% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:2,912. The dentist ratio is 1:1,939. 71.2% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Stephenson vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.7% |
| Asthma | 12.1% |
| COPD | 8.1% |
| Cancer | 7.7% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.0% |
| 29% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 25.5% |
| Depression | 31.1% |
| Mental Distress | 20.9% |
| Physical Distress | 14.5% |
| Short Sleep | 37.4% |
Healthcare Access
| Insurance Rate | 90.5% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:2,912 |
| Dentists | 1:1,939 |
| Mental Health | 1:819 |
| Checkup Rate | 76.9% |
| Dental Visits | 65.7% |
| Premature Death | 7,684/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 71.2% |
| Healthcare Facilities | 33 |
Stephenson has a violent crime rate of 319 per 100,000 residents, 16% below the national average of 380. Property crime stands at 2,844 per 100,000, 45% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Stephenson receives a safety grade of F.
Crime Rates: Stephenson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 318.7/100K |
| 16% below US avg |
| |
Property Crime
| Total Property | 2,844.3/100K |
| 45% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stephenson has a cool climate with an average annual temperature of 43°F (6°C). Winters average 16°F in January while summers reach 68°F in July. The area gets 258 sunny days per year, above the national average. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 679 feet.
Temperature
16°F Jan (-9°C)
68°F Jul (20°C)
| Annual Average | 43.0°F |
| 20% below US avg |
| January Average | 16°F (-9°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 258 days/yr |
Geography
| Elevation | 679 ft (207 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 854/sq mi |
| Coordinates | 45.4137°N, 87.6091°W |
| Timezone | America/Detroit |
| County | Menominee County County |
| Nearest Airport | Menominee Regional (MNM)
20 miles away |
Precipitation & Snow
Wettest Month (Sep)
3.66"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.4 / 100 |
| Social Vulnerability | 72.1 / 100 |
| Community Resilience | 83.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Aug 2, 2024.
| Aug 2, 2024 |
38 km ESE of Sturgeon Bay, Wisconsin |
M2.9 |
97 km |
| Jan 7, 2024 |
3 km NE of Mole Lake, Wisconsin |
M2.5 |
105 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
85 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 4 fatalities, 28 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 19, 1968 |
EF4 |
52 km |
2 |
| Aug 23, 1998 |
EF3 |
49 km |
0 |
| May 28, 1991 |
EF3 |
12 km |
0 |
| Jul 11, 1987 |
EF3 |
45 km |
0 |
| Jul 4, 1986 |
EF3 |
47 km |
0 |
| Jun 15, 2022 |
EF2 |
53 km |
0 |
| Apr 10, 2011 |
EF2 |
98 km |
0 |
| Jul 19, 1992 |
EF2 |
67 km |
0 |
| May 28, 1991 |
EF2 |
35 km |
0 |
| Jun 8, 1985 |
EF2 |
69 km |
0 |
| Jun 14, 1981 |
EF2 |
86 km |
0 |
| Jun 16, 1979 |
EF2 |
80 km |
0 |
| Apr 21, 1974 |
EF2 |
39 km |
0 |
| Sep 16, 1972 |
EF2 |
89 km |
0 |
| Jul 20, 1972 |
EF2 |
81 km |
0 |
| Apr 22, 1970 |
EF2 |
93 km |
0 |
| Apr 22, 1970 |
EF2 |
91 km |
0 |
| Jun 30, 1968 |
EF2 |
90 km |
0 |
| Jun 4, 1966 |
EF2 |
77 km |
0 |
| Jun 4, 1966 |
EF2 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: MARQUETTE13 (2,491 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
MARQUETTE13 |
2,491 |
91 km |
| 2019 |
DUTCH MILL |
551 |
87 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
16°F (-9°C) |
1.5 in |
Coldest |
| February |
19°F (-7°C) |
1.1 in |
Driest |
| March |
29°F (-2°C) |
2.1 in |
|
| April |
41°F (5°C) |
2.6 in |
|
| May |
54°F (12°C) |
3.4 in |
|
| June |
63°F (17°C) |
3.6 in |
|
| July |
68°F (20°C) |
3.4 in |
Warmest |
| August |
66°F (19°C) |
3.6 in |
|
| September |
58°F (14°C) |
3.7 in |
Wettest |
| October |
47°F (8°C) |
2.6 in |
|
| November |
34°F (1°C) |
2.4 in |
|
| December |
21°F (-6°C) |
1.9 in |
|
Stephenson has a seasonal temperature swing of 52°F / from 16°F in January to 68°F in July. Total annual precipitation is 31.7 inches, with September being the wettest month (3.7") and February the driest (1.1").
Average costs for common services in Stephenson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $638 |
| Toddler | $692 |
| Preschool | $692 |
| Family Childcare (monthly) |
| Infant | $617 |
| Toddler | $617 |
| Preschool | $606 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stephenson
What is the population of Stephenson?
Stephenson has a population of 931 residents and is located in Michigan. The population density is 854 people per square mile, spread across 1.1 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 48.8% female and 51.2% male.
Is Stephenson expensive to live in?
Stephenson has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $43,529, 42% below the national average of $75,149. The median home value is $97,700 (65% below the U.S. median). Renters pay a median of $657 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Stephenson safe?
Stephenson is safer than the national average, with a violent crime rate of 319 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,844 per 100,000 (above the national average). Overall, Stephenson receives a safety grade of F based on combined crime data.
What is the weather like in Stephenson?
Stephenson has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 16°F in January, while summers reach an average of 68°F in July. The area receives 258 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Stephenson?
The job market in Stephenson is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $925. There are 491 business establishments in the area, including 48 restaurants and food service locations. The average commute time is 24 minutes, and 6.1% of workers work from home.
How much does housing cost in Stephenson?
The median home value in Stephenson is $97,700. Zillow estimates the typical home value at $177,886. For renters, the median monthly rent is $657. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 71.8%. The average annual property tax is $3,886.
How are the schools in Stephenson?
Schools in Stephenson score 5.2 out of 10 on standardized testing, near the national average. 16.0% of adults in Stephenson hold a bachelor's degree or higher, below the national average of 33.7%. 92.8% have completed high school. 1.8% hold a graduate or professional degree.
How healthy is Stephenson?
The obesity rate in Stephenson is 39.2% (above the national rate of 32.1%). 18.0% of adults are smokers. 25.5% are physically inactive. 31.1% of residents report depression. 7.2% lack health insurance (below the national rate). 71.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,912.
What is transportation like in Stephenson?
The average commute in Stephenson is 24 minutes, shorter than the national average of 28 minutes. 77.1% of workers drive alone to work, and 6.1% work from home.
What are the demographics of Stephenson?
The racial and ethnic makeup of Stephenson is 88.7% White. 98.1% of residents speak only English at home. 11.9% of the population are military veterans. 17.7% of residents have a disability. 90.5% have health insurance coverage.
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