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Stephenson, MI

Michigan

Stephenson is a small town in Michigan with a population of 931. Residents earn $43,529 per year, which is 42% below the national average.

3.5 /5.0
B+ Good
931 Population 854/sq mi density
$43,529 Median Income $23,848 per capita
$97,700 Home Value $177,886 Zillow
$657 Median Rent 30.0% income on rent
43°F Avg Temperature 258 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$43,529 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$97,700 home value, $657/mo rent
C
Education
2.3 / 5.0
16.0% bachelor's degree or higher
Median Income $43,529
42% lower than US avg
Home Value $97,700
65% lower than US avg
Bachelor's+ 16.0%
53% lower than US avg
Median Rent $657
44% lower than US avg
Obesity Rate 39.2%
22% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 21.6%
74% higher than US avg

How Stephenson Compares to the U.S. Average (100% = U.S. avg)

People

Population931
Median Age41.5 yrs
Density854/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans11.9%

Economy

B
Median Income$43,529
Per Capita$23,848
Unemployment1.4%
Poverty21.6%
County GDP$971M
Commute24 min

Housing

A+
Home Value$97,700
Rent$657
OwnershipN/A
Zillow$177,886
Housing Units423
Rent Burden30.0%

Health

Obesity39.2%
Uninsured7.2%
Smoking18.0%
Depression31.1%
Heart Disease6.0%

Climate

Avg Temp43°F (6°C)
AQI38 (Good)
Sunny Days258/yr
Elevation679 ft (207 m)

Education

C
Bachelor's+16.0%
High School+92.8%
Graduate+1.8%
School Score5.23

Community

2024 VoteR 66% / D 33%
Commute24 min
Broadband85.5%
Libraries4

Is Stephenson a Good Place to Live?

Based on current data, Stephenson receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Stephenson offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stephenson is $43,529, 42% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Stephenson is $97,700, 65% below the national median — offering relatively affordable homeownership. Renters pay a median of $657 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

16.0% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Stephenson has a cool climate with an average annual temperature of 43°F. Winters average 16°F in January while summers reach 68°F in July. With 258 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 38.

Stephenson has a population of 931 with a density of 854 people per square mile. The median age is 41.5 years, 7% older than the national median of 38.9. The city is predominantly White (88.7%).

Population

931
Total Population
854
People / sq mi
41.5yrs
Median Age
7% above US avg
1.1mi²
Land Area

Gender Distribution

Male 51.2%
Female 48.8%

Race & Ethnicity

Stephenson vs U.S. Average

Language Spoken at Home

English Only98.1%
25% above US avg
Spanish1.9%
86% below US avg

Social Characteristics

Stephenson vs U.S. Average

The median household income in Stephenson is $43,529, which is 42% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 21.6% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Stephenson vs U.S.

Commute Mode

Income

Median HH Income$43,529
42% below US avg
Per Capita Income$23,848
Avg Weekly Wage$925
IRS Avg AGI$58,949

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate21.6%
74% above US avg
Establishments (County)491
County GDP$971M

Business (County)

Restaurants48
Healthcare33
Retail61
Manufacturing48

Tax & Cost of Living

Property Tax (IRS)$3,886
11% above US avg
Cost of Living96.20 (100=avg)
Effective Tax Rate3.98%

Commute & Transportation

Commute Time23.9 min
Drive Alone77.1%
Public Transit0.0%
Work from Home6.1%

Walkability

The median home value in Stephenson is $97,700, 65% below the national average. Monthly rent averages $657 (44% below US avg). Zillow estimates the typical home value at $177,886.

Home Value Sources

Ownership Split

Home Values

Census Median$97,700
65% below US avg
Zillow ZHVI$177,886

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$657
44% below US avg
Rent Burden30.0%

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied71.8%
Housing Units423
Median Year Built1969

Property Tax

Avg Tax (IRS)$3,886
11% above US avg
Effective Rate3.98%
In Stephenson, 39.2% of adults are obese (above the 32.1% national rate). 7.2% of residents lack health insurance. 18.0% are current smokers. 31.1% report depression. 25.5% are physically inactive.

Health Metrics: Stephenson vs U.S. Average (%)

Chronic Conditions

Obesity39.2%
22% above US avg
Diabetes9.9%
Heart Disease6.0%
High Blood Pressure32.7%
Asthma12.1%
COPD8.1%
Cancer7.7%
Stroke3.1%

Behaviors & Mental Health

Smoking18.0%
29% above US avg
Binge Drinking19.3%
Physical Inactivity25.5%
Depression31.1%
Mental Distress20.9%
Physical Distress14.5%
Short Sleep37.4%

Healthcare Access

Insurance Rate90.5%
Uninsured7.2%
16% below US avg
Primary Care1:2,912
Dentists1:1,939
Mental Health1:819
Checkup Rate76.9%
Dental Visits65.7%
Premature Death7,684/100K

Food & Exercise

Food Environment7.8/10
Exercise Access71.2%
Healthcare Facilities33
Stephenson has an average annual temperature of 43°F (6°C). Winters average 16°F in January while summers reach 68°F in July. The area enjoys 258 sunny days per year. Air quality is rated Good with a median AQI of 38.

Temperature

16°F Jan (-9°C) 68°F Jul (20°C)
Annual Average43.0°F
20% below US avg
January Average16°F (-9°C)
July Average68°F (20°C)
Sunny Days258 days/yr

Precipitation & Snow

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation679 ft (207 m)
Area1.1 sq mi (2.8 km²)
Population Density854/sq mi
Coordinates45.4137°N, 87.6091°W
TimezoneAmerica/Detroit
County FIPS26109
It is classified as Nonmetro — Urban 2.5K–20K. 16.0% of residents hold a bachelor's degree or higher (53% below US avg). In the 2024 election, the county voted Republican by a 33.6-point margin. 85.5% of households have broadband internet.

2024 Presidential Election (County)

R 66.2%
D 32.6%

Winner: Republican by 33.6 points

Education

Bachelor's Degree+16.0%
53% below US avg
High School+92.8%
Graduate Degree+1.8%
School Test Score5.23
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density854/sq mi
Total Area1.1 sq mi

Infrastructure & Services

Broadband Access85.5%
Public Libraries4
Healthcare Facilities33
Restaurants48
Retail Stores61

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute23.9 min
Drive Alone77.1%
Public Transit0.0%
Work from Home6.1%

Nearby Cities

Menominee, MI 8,370 pop · 20.2 mi Marinette, WI 11,060 pop · 22.6 mi Crivitz, WI 1,026 pop · 23.0 mi Peshtigo, WI 3,404 pop · 25.5 mi Sister Bay, WI 1,016 pop · 28.1 mi Norway, MI 2,835 pop · 30.4 mi Niagara, WI 1,386 pop · 31.6 mi Quinnesec, MI 1,150 pop · 32.8 mi Escanaba, MI 12,374 pop · 34.3 mi Iron Mountain, MI 7,508 pop · 35.9 mi Kingsford, MI 5,138 pop · 36.1 mi Oconto, WI 4,623 pop · 38.2 mi Gladstone, MI 5,240 pop · 41.3 mi Sturgeon Bay, WI 9,702 pop · 42.5 mi
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