Stephenville, TX

Texas

Stephenville is a small city in Texas with a population of 21,345. Residents earn $55,504 per year, which is 26% below the national average.

3.1 /5.0
B Good
21,345 Population 1,783/sq mi density
$55,504 Median Income $28,929 per capita
$226,300 Home Value $314,895 Zillow
$1,128 Median Rent
65°F Avg Temperature
190 Violent Crime/100K 2,254 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$55,504 median income, 4.5% unemployment
A
Affordability
4.4 / 5.0
$226,300 home value, $1,128/mo rent
F
Safety
1.0 / 5.0
190 violent crimes/100K (50% below avg)
B+
Education
3.7 / 5.0
33.5% bachelor's degree or higher
Median Income $55,504
26% lower than US avg
Home Value $226,300
20% lower than US avg
Violent Crime 190/100K
50% lower than US avg
Bachelor's+ 33.5%
1% lower than US avg
Median Rent $1,128
3% lower than US avg
Obesity Rate 37.2%
16% higher than US avg
Unemployment 4.5%
25% higher than US avg
Poverty Rate 9.1%
27% lower than US avg

How Stephenville Compares to the U.S. Average (100% = U.S. avg)

People

Population21,345
Median Age26.0 yrs
Density1,783/mi²
Male / Female47% / 53%
Largest GroupWhite 80%

Economy

B+
Median Income$55,504
Per Capita$28,929
Unemployment4.5%
Poverty9.1%
County GDP$2,487M
Commute16 min

Housing

A
Home Value$226,300
Rent$1,128
OwnershipN/A
Zillow$314,895

Crime

F
Violent190/100K
Property2,254/100K
Murder0.0/100K
Assault158/100K
Burglary301/100K

Health

Obesity37.2%
UninsuredN/A
Depression25.5%
Heart Disease6.0%

Climate

Avg Temp65°F
AQI42 (Good)
Rain34.1 in/yr
Elevation1,341 ft

Education

B+
Bachelor's+33.5%
High School+89.7%
School Score5.10

Community

2024 VoteR 84% / D 16%
Commute16 min
EV Stations6
Libraries2

Is Stephenville a Good Place to Live?

Based on current data, Stephenville receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing. Areas to be aware of include below-average incomes. Stephenville offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stephenville is $55,504, 26% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. 9.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Stephenville is $226,300, 20% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,128 per month. A price-to-income ratio of 4.1x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Stephenville is below the national average at 190 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,254 per 100,000, near the national average.

Education

Educational attainment is solid, with 33.5% holding a bachelor's degree or higher, near the national average. 89.7% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Stephenville enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 42.

Stephenville has a population of 21,345 with a density of 1,783 people per square mile. The median age is 26.0 years, 33% younger than the national median of 38.9. The city is predominantly White (80.2%), with 2.2% Hispanic, 2.7% Black.

Population

21,345
Total Population
1,783
People / sq mi
26.0yrs
Median Age
33% below US avg
12.0mi²
Land Area

Gender Distribution

Male 47.1%
Female 52.9%

Race & Ethnicity

Stephenville vs U.S. Average

Language Spoken at Home

English Only85.9%
9% above US avg
Spanish14.1%
5% above US avg

Social Characteristics

Stephenville vs U.S. Average

The median household income in Stephenville is $55,504, which is 26% below the national average of $75,149. The unemployment rate is 4.5% (above the 3.6% US average). 9.1% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Stephenville vs U.S.

Commute Mode

Income

Median HH Income$55,504
26% below US avg
Per Capita Income$28,929
Avg Weekly Wage$913
IRS Avg AGI$72,192

Employment & Poverty

Unemployment4.5%
25% above US avg
Poverty Rate9.1%
27% below US avg
Establishments (County)1,279
County GDP$2,487M

Business (County)

Restaurants107
Healthcare86
Retail160
Manufacturing36

Tax & Cost of Living

Property Tax (IRS)$6,187
77% above US avg
Effective Tax Rate2.73%

Commute & Transportation

Commute Time16.2 min
Work from Home3.8%

Walkability

The median home value in Stephenville is $226,300, 20% below the national average. Monthly rent averages $1,128 (3% below US avg). Zillow estimates the typical home value at $314,895.

Home Value Sources

Ownership Split

Home Values

Census Median$226,300
20% below US avg
Zillow ZHVI$314,895
Median List Price$254,500

Real Estate Market (Redfin)

Median List Price$254,500
$/Sq Ft$183
Homes Sold10
Sale-to-List Ratio96.1%
Price Drops26.5%
Inventory98

Rental Costs

Census Median Rent$1,128
3% below US avg
Zillow Rent (ZORI)$1,435

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied45.7%

Property Tax

Avg Tax (IRS)$6,187
77% above US avg
Effective Rate2.73%
In Stephenville, 37.2% of adults are obese (above the 32.1% national rate). 25.5% report depression. 27.6% are physically inactive.

Health Metrics: Stephenville vs U.S. Average (%)

Chronic Conditions

Obesity37.2%
16% above US avg
Diabetes11.7%
Heart Disease6.0%
High Blood Pressure33.2%
Asthma10.7%
COPD7.3%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking18.1%
Physical Inactivity27.6%
Depression25.5%
Mental Distress19.9%
Physical Distress14.3%

Healthcare Access

Insurance Rate86.7%
Checkup Rate72.6%
Premature Death7,986/100K

Food & Exercise

Food Environment6.0/10
Exercise Access70.4%
Healthcare Facilities86
Stephenville has a violent crime rate of 190 per 100,000 residents, 50% below the national average of 380. Property crime stands at 2,254 per 100,000 (15% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Stephenville vs U.S. Average (per 100,000)

Violent Crime

Total Violent190.0/100K
50% below US avg
Murder0.0/100K
100% below US avg
Rape31.7/100K
Robbery0.0/100K
Assault158.3/100K

Property Crime

Total Property2,253.7/100K
15% above US avg
Burglary300.8/100K
Theft1,852.5/100K
Vehicle Theft100.3/100K
Arson5.3/100K

Traffic Safety

Fatal Crashes (County/yr)17

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Stephenville has an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. Annual precipitation is 34.1 inches. Air quality is rated Good with a median AQI of 42.

Temperature

45°F Jan (7°C) 84°F Jul (29°C)
Annual Average65.0°F
20% above US avg
January Average45°F (7°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall34.1 inches
10% below US avg
Snowfall0.7 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation1,341 ft (409 m)
Area12.0 sq mi (31.0 km²)
Population Density1,783/sq mi
Coordinates32.2145°N, 98.2199°W
County FIPS48143
It is classified as Nonmetro — Urban 20K+. 33.5% of residents hold a bachelor's degree or higher (1% below US avg). In the 2024 election, the county voted Republican by a 68-point margin.

2024 Presidential Election (County)

R 83.7%
D 15.7%

Winner: Republican by 68 points

Education

Bachelor's Degree+33.5%
1% below US avg
High School+89.7%
School Test Score5.10
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 5Nonmetro — Urban 20K+
Population Density1,783/sq mi
Total Area12.0 sq mi

Infrastructure & Services

EV Charging Stations6
Alt Fuel Stations6
Public Libraries2
Healthcare Facilities86
Restaurants107
Retail Stores160

Safety & Disasters

Fatal Crashes (County/yr)17
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.2 min
Work from Home3.8%

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