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Suttons Bay, MI

Michigan · Metropolitan Area

Suttons Bay is a small town in Michigan with a population of 587. Residents earn $123,125 per year, which is 64% above the national average.

4.8 /5.0
A+ Excellent
587 Population 459/sq mi density
$123,125 Median Income $71,963 per capita
$524,700 Home Value $598,415 Zillow
$1,600 Median Rent 29.8% income on rent
47°F Avg Temperature 270 sunny days/yr
A+
Overall
4.8 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$123,125 median income, 1.8% unemployment
A
Affordability
4.3 / 5.0
$524,700 home value, $1,600/mo rent
A+
Education
5.0 / 5.0
63.7% bachelor's degree or higher
Median Income $123,125
64% higher than US avg
Home Value $524,700
86% higher than US avg
Bachelor's+ 63.7%
89% higher than US avg
Median Rent $1,600
38% higher than US avg
Obesity Rate 31.7%
1% lower than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 3.9%
69% lower than US avg

How Suttons Bay Compares to the U.S. Average (100% = U.S. avg)

People

Population587
Median Age69.4 yrs
Density459/mi²
Male / Female54% / 46%
Largest GroupWhite 86%
Veterans11.7%

Economy

A+
Median Income$123,125
Per Capita$71,963
Unemployment1.8%
Poverty3.9%
County GDP$7,470M
Commute15 min

Housing

A
Home Value$524,700
Rent$1,600
OwnershipN/A
Zillow$598,415
Housing Units560
Rent Burden29.8%

Health

Obesity31.7%
Uninsured5.4%
Smoking11.8%
Depression26.8%
Heart Disease4.8%

Climate

Avg Temp47°F (8°C)
AQI38 (Good)
Rain31.2 in/yr
Sunny Days270/yr
Elevation630 ft (192 m)

Education

A+
Bachelor's+63.7%
High School+97.0%
Graduate+49.4%
School Score5.23

Community

2024 VoteR 50% / D 48%
Commute15 min
Broadband92.4%
EV Stations3
Libraries6

Is Suttons Bay a Good Place to Live?

Based on current data, Suttons Bay receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs. Suttons Bay stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Suttons Bay is $123,125, which is significantly higher than the national average — 64% above $75,149. This places Suttons Bay among higher-income communities. The job market is very strong with unemployment at just 1.8%. Only 3.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Suttons Bay is $524,700, making it a premium housing market at 86% above the U.S. median of $281,900. Renters pay a median of $1,600 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.

Education

Suttons Bay is a highly educated community — 63.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.0% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Suttons Bay experiences four distinct seasons with an average temperature of 47°F. Winters average 23°F in January while summers reach 70°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.2 inches, including 114.5 inches of snow. Air quality is rated Good with a median AQI of 38.

Suttons Bay has a population of 587 with a density of 459 people per square mile. The median age is 69.4 years, 78% older than the national median of 38.9. The city is predominantly White (86.4%), with 5.5% Black.

Population

587
Total Population
459
People / sq mi
69.4yrs
Median Age
78% above US avg
1.3mi²
Land Area

Gender Distribution

Male 53.8%
Female 46.2%

Race & Ethnicity

Suttons Bay vs U.S. Average

Language Spoken at Home

English Only92.5%
18% above US avg
Spanish7.5%
44% below US avg

Social Characteristics

Suttons Bay vs U.S. Average

The median household income in Suttons Bay is $123,125, which is 64% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 3.9% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: Suttons Bay vs U.S.

Commute Mode

Income

Median HH Income$123,125
64% above US avg
Per Capita Income$71,963
Avg Weekly Wage$1,140
IRS Avg AGI$91,357

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate3.9%
69% below US avg
Establishments (County)3,762
County GDP$7,470M

Business (County)

Restaurants290
Healthcare395
Retail551
Manufacturing180

Tax & Cost of Living

Property Tax (IRS)$8,269
136% above US avg
Effective Tax Rate1.58%

Commute & Transportation

Commute Time14.9 min
Drive Alone50.2%
Public Transit0.0%
Work from Home24.2%

Walkability

The median home value in Suttons Bay is $524,700, 86% above the national average. Monthly rent averages $1,600 (38% above US avg). Zillow estimates the typical home value at $598,415.

Home Value Sources

Ownership Split

Home Values

Census Median$524,700
86% above US avg
Zillow ZHVI$598,415

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,600
38% above US avg
Rent Burden29.8%

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied82.4%
Housing Units560
Median Year Built1986

Property Tax

Avg Tax (IRS)$8,269
136% above US avg
Effective Rate1.58%
In Suttons Bay, 31.7% of adults are obese (below the 32.1% national rate). 5.4% of residents lack health insurance. 11.8% are current smokers. 26.8% report depression. 18.2% are physically inactive.

Health Metrics: Suttons Bay vs U.S. Average (%)

Chronic Conditions

Obesity31.7%
1% below US avg
Diabetes8.0%
Heart Disease4.8%
High Blood Pressure28.1%
Asthma11.0%
COPD5.5%
Cancer7.9%
Stroke2.4%

Behaviors & Mental Health

Smoking11.8%
16% below US avg
Binge Drinking19.6%
Physical Inactivity18.2%
Depression26.8%
Mental Distress17.0%
Physical Distress11.3%
Short Sleep31.9%

Healthcare Access

Insurance Rate98.3%
Uninsured5.4%
37% below US avg
Checkup Rate77.9%
Dental Visits74.3%
Premature Death6,589/100K

Food & Exercise

Food Environment8.0/10
Exercise Access77.8%
Healthcare Facilities395
Suttons Bay has an average annual temperature of 47°F (8°C). Winters average 23°F in January while summers reach 70°F in July. Annual precipitation is 31.2 inches. The area enjoys 270 sunny days per year. Air quality is rated Good with a median AQI of 38.

Temperature

23°F Jan (-5°C) 70°F Jul (21°C)
Annual Average46.6°F
14% below US avg
January Average23°F (-5°C)
July Average70°F (21°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall31.2 inches
18% below US avg
Snowfall114.5 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation630 ft (192 m)
Area1.3 sq mi (3.3 km²)
Population Density459/sq mi
Coordinates44.9796°N, 85.6507°W
TimezoneAmerica/Detroit
County FIPS26055
It is classified as Metro — under 250K. 63.7% of residents hold a bachelor's degree or higher (89% above US avg). In the 2024 election, the county voted Republican by a 1.7-point margin. 92.4% of households have broadband internet.

2024 Presidential Election (County)

R 50.1%
D 48.3%

Winner: Republican by 1.7 points

Education

Bachelor's Degree+63.7%
89% above US avg
High School+97.0%
Graduate Degree+49.4%
School Test Score5.23
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density459/sq mi
Total Area1.3 sq mi

Infrastructure & Services

Broadband Access92.4%
EV Charging Stations3
Alt Fuel Stations3
Public Libraries6
Healthcare Facilities395
Restaurants290
Retail Stores551

Safety & Disasters

Fatal Crashes (County/yr)14

Commute & Transportation

Avg Commute14.9 min
Drive Alone50.2%
Public Transit0.0%
Work from Home24.2%

Nearby Cities

Greilickville, MI 1,296 pop · 12.4 mi Elk Rapids, MI 1,558 pop · 13.3 mi Traverse City, MI 15,491 pop · 15.7 mi Rapid City, MI 1,315 pop · 20.2 mi Chums Corner, MI 1,012 pop · 20.9 mi Kingsley, MI 1,783 pop · 27.7 mi East Jordan, MI 1,776 pop · 28.1 mi Kalkaska, MI 2,370 pop · 28.6 mi Mancelona, MI 1,496 pop · 29.3 mi Charlevoix, MI 2,420 pop · 30.1 mi Boyne City, MI 3,829 pop · 35.1 mi Frankfort, MI 1,158 pop · 37.1 mi Lakes of the North, MI 1,076 pop · 37.6 mi Petoskey, MI 5,851 pop · 41.0 mi
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