Charlevoix, MI

Michigan

Charlevoix is a small town in Michigan with a population of 2,420. Residents earn $52,344 per year, which is 30% below the national average.

2.8 /5.0
C+ Fair
2,420 Population 1,180/sq mi density
$52,344 Median Income $56,573 per capita
$294,400 Home Value $420,579 Zillow
$880 Median Rent
46°F Avg Temperature
197 Violent Crime/100K 5,039 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$52,344 median income, 3.4% unemployment
B+
Affordability
3.5 / 5.0
$294,400 home value, $880/mo rent
F
Safety
1.0 / 5.0
197 violent crimes/100K (48% below avg)
B+
Education
3.5 / 5.0
31.8% bachelor's degree or higher
Median Income $52,344
30% lower than US avg
Home Value $294,400
4% higher than US avg
Violent Crime 197/100K
48% lower than US avg
Bachelor's+ 31.8%
6% lower than US avg
Median Rent $880
24% lower than US avg
Obesity Rate 38.1%
19% higher than US avg
Unemployment 3.4%
6% lower than US avg
Poverty Rate 19.0%
53% higher than US avg

How Charlevoix Compares to the U.S. Average (100% = U.S. avg)

People

Population2,420
Median Age47.2 yrs
Density1,180/mi²
Male / Female43% / 57%
Largest GroupWhite 92%

Economy

B
Median Income$52,344
Per Capita$56,573
Unemployment3.4%
Poverty19.0%
County GDP$855M
Commute15 min

Housing

B+
Home Value$294,400
Rent$880
OwnershipN/A
Zillow$420,579

Crime

F
Violent197/100K
Property5,039/100K
Murder0.0/100K
Assault39/100K
Burglary394/100K

Health

Obesity38.1%
UninsuredN/A
Depression29.4%
Heart Disease6.2%

Climate

Avg Temp46°F
AQI38 (Good)
Rain33.7 in/yr
Elevation630 ft

Education

B+
Bachelor's+31.8%
High School+96.9%
School Score5.63

Community

2024 VoteR 61% / D 38%
Commute15 min
EV Stations5
Libraries5

Is Charlevoix a Good Place to Live?

Based on current data, Charlevoix receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates. Areas to be aware of include an elevated poverty rate, below-average incomes. Charlevoix has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Charlevoix is $52,344, 30% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. The poverty rate of 19.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Charlevoix is $294,400, roughly aligned with the national median of $281,900. Renters pay a median of $880 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Charlevoix is below the national average at 197 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,039 per 100,000, 157% above the national average.

Education

31.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Charlevoix experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. Annual precipitation totals 33.7 inches, including 100.2 inches of snow. Air quality is rated Good with a median AQI of 38.

Charlevoix has a population of 2,420 with a density of 1,180 people per square mile. The median age is 47.2 years, 21% older than the national median of 38.9. The city is predominantly White (92.2%), with 1.5% Hispanic, 2.8% Black.

Population

2,420
Total Population
1,180
People / sq mi
47.2yrs
Median Age
21% above US avg
2.1mi²
Land Area

Gender Distribution

Male 43.4%
Female 56.6%

Race & Ethnicity

Charlevoix vs U.S. Average

Language Spoken at Home

English Only96.8%
23% above US avg
Spanish3.2%
76% below US avg

Social Characteristics

Charlevoix vs U.S. Average

The median household income in Charlevoix is $52,344, which is 30% below the national average of $75,149. The unemployment rate is 3.4% (below the 3.6% US average). 19.0% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: Charlevoix vs U.S.

Commute Mode

Income

Median HH Income$52,344
30% below US avg
Per Capita Income$56,573
Avg Weekly Wage$826
IRS Avg AGI$79,571

Employment & Poverty

Unemployment3.4%
6% below US avg
Poverty Rate19.0%
53% above US avg
Establishments (County)599
County GDP$855M

Business (County)

Restaurants60
Healthcare51
Retail98
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$8,941
155% above US avg
Effective Tax Rate3.04%

Commute & Transportation

Commute Time14.7 min
Work from Home6.3%

Walkability

The median home value in Charlevoix is $294,400, 4% above the national average. Monthly rent averages $880 (24% below US avg). Zillow estimates the typical home value at $420,579.

Home Value Sources

Ownership Split

Home Values

Census Median$294,400
4% above US avg
Zillow ZHVI$420,579

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$880
24% below US avg

HUD Fair Market Rent

Studio$736
1 Bedroom$800
2 Bedrooms$1,039
3 Bedrooms$1,445
4 Bedrooms$1,622

Ownership & Property

Owner-Occupied55.1%

Property Tax

Avg Tax (IRS)$8,941
155% above US avg
Effective Rate3.04%
In Charlevoix, 38.1% of adults are obese (above the 32.1% national rate). 29.4% report depression. 23.5% are physically inactive.

Health Metrics: Charlevoix vs U.S. Average (%)

Chronic Conditions

Obesity38.1%
19% above US avg
Diabetes10.1%
Heart Disease6.2%
High Blood Pressure32.4%
Asthma12.3%
COPD8.1%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity23.5%
Depression29.4%
Mental Distress20.1%
Physical Distress14.2%

Healthcare Access

Insurance Rate91.2%
Checkup Rate77.7%
Premature Death7,259/100K

Food & Exercise

Food Environment8.4/10
Exercise Access74.1%
Healthcare Facilities51
Charlevoix has a violent crime rate of 197 per 100,000 residents, 48% below the national average of 380. Property crime stands at 5,039 per 100,000 (157% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Charlevoix vs U.S. Average (per 100,000)

Violent Crime

Total Violent196.9/100K
48% below US avg
Murder0.0/100K
100% below US avg
Rape118.1/100K
Robbery39.4/100K
Assault39.4/100K

Property Crime

Total Property5,039.4/100K
157% above US avg
Burglary393.7/100K
Theft4,606.3/100K
Vehicle Theft39.4/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Charlevoix has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 69°F in July. Annual precipitation is 33.7 inches. Air quality is rated Good with a median AQI of 38.

Temperature

23°F Jan (-5°C) 69°F Jul (20°C)
Annual Average45.6°F
16% below US avg
January Average23°F (-5°C)
July Average69°F (20°C)

Precipitation & Snow

Annual Rainfall33.7 inches
11% below US avg
Snowfall100.2 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation630 ft (192 m)
Area2.1 sq mi (5.3 km²)
Population Density1,180/sq mi
Coordinates45.3138°N, 85.2556°W
County FIPS26009
It is classified as Nonmetro — Rural, adjacent. 31.8% of residents hold a bachelor's degree or higher (6% below US avg). In the 2024 election, the county voted Republican by a 23.8-point margin.

2024 Presidential Election (County)

R 61.3%
D 37.5%

Winner: Republican by 23.8 points

Education

Bachelor's Degree+31.8%
6% below US avg
High School+96.9%
School Test Score5.63
B+ Education Grade (3.5/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,180/sq mi
Total Area2.1 sq mi

Infrastructure & Services

EV Charging Stations5
Alt Fuel Stations5
Public Libraries5
Healthcare Facilities51
Restaurants60
Retail Stores98

Safety & Disasters

Fatal Crashes (County/yr)4
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute14.7 min
Work from Home6.3%

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