Median Income
$52,344
30% lower than US avg
Home Value
$294,400
4% higher than US avg
Violent Crime
400/100K
5% higher than US avg
Bachelor's+
31.8%
6% lower than US avg
Median Rent
$880
24% lower than US avg
Obesity Rate
38.1%
19% higher than US avg
Unemployment
3.4%
6% lower than US avg
Poverty Rate
19.0%
53% higher than US avg
How Charlevoix Compares to the U.S. Average (100% = U.S. avg)
People
Population2,420
Median Age47.2 yrs
Density1,180/mi²
Male / Female43% / 57%
Largest GroupWhite 92%
Veterans7.1%
Economy
B
Median Income$52,344
Per Capita$56,573
Unemployment3.4%
Poverty19.0%
County GDP$855M
Commute15 min
Housing
B+
Home Value$294,400
Rent$880
Ownership55.1%
Zillow$420,579
Housing Units2,003
Rent Burden34.3%
Crime
F
Violent400/100K
Property1,441/100K
Murder0.0/100K
Assault160/100K
Burglary240/100K
Health
Obesity38.1%
Uninsured6.6%
Smoking16.9%
Depression29.4%
Heart Disease6.2%
Climate
Avg Temp46°F (8°C)
AQI38 (Good)
Rain33.7 in/yr
Sunny Days270/yr
Elevation630 ft (192 m)
Education
B+
Bachelor's+31.8%
High School+96.9%
Graduate+9.7%
School Score5.63
Community
2024 VoteR 61% / D 38%
Commute15 min
Broadband86.8%
EV Stations5
Libraries5
Is Charlevoix a Good Place to Live?
Based on current data, Charlevoix receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Charlevoix has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Charlevoix is $52,344, 30% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. The poverty rate of 19.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Charlevoix is $294,400, roughly aligned with the national median of $281,900. Renters pay a median of $880 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.
Safety & Crime
The violent crime rate of 400 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,441 per 100,000, 26% below the national average.
Education
31.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Charlevoix experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.7 inches, including 100.2 inches of snow. Air quality is rated Good with a median AQI of 38.
Charlevoix has a population of 2,420 with a density of 1,180 people per square mile, spread across 2.2 square miles. The median age is 47.2 years, 21% older than the national median of 38.9. The gender split is 56.6% female and 43.4% male. The city is predominantly White (92.2%), with 1.5% Hispanic, 2.8% Black. English is the primary language spoken at home by 96.8% of residents. 7.1% of the population are veterans. 18.7% of residents have a disability (above the 13.0% national average). 91.2% have health insurance coverage.
Population
47.2yrs
Median Age
21% above US avg
Race & Ethnicity
Charlevoix vs U.S. Average
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
Social Characteristics
Charlevoix vs U.S. Average
The median household income in Charlevoix is $52,344, which is 30% below the national average of $75,149. Per capita income is $56,573 (above the $39,052 national figure). The average weekly wage is $826, 42% lower than the U.S. average. The unemployment rate is 3.4% (below the 3.6% US average). 19.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 599 business establishments, including 60 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 15 minutes (shorter than the 28-minute US average). 6.3% of workers work from home (below the 15.2% national rate).
Income: Charlevoix vs U.S.
Income
| Median HH Income | $52,344 |
| 30% below US avg |
| Per Capita Income | $56,573 |
| Avg Weekly Wage | $826 |
| IRS Avg AGI | $79,571 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.4% |
| 6% below US avg |
| Poverty Rate | 19.0% |
| 53% above US avg |
| Establishments (County) | 599 |
| County GDP | $855M |
Business (County)
| Restaurants | 60 |
| Healthcare | 51 |
| Retail | 98 |
| Manufacturing | 41 |
Tax & Cost of Living
| Property Tax (IRS) | $8,941 |
| 155% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 3.04% |
Commute & Transportation
| Commute Time | 14.7 min |
| Drive Alone | 72.7% |
| Public Transit | 3.0% |
| Work from Home | 6.3% |
The median home value in Charlevoix is $294,400, 4% above the national median of $281,900. Zillow estimates the typical home value at $420,579, higher than the Census estimate. Monthly rent averages $880 (24% below the national average of $1,163). Fair market rent ranges from $800 for a one-bedroom to $1,039 for a two-bedroom apartment. 55.1% of housing units are owner-occupied (below the 65.4% national rate). There are 2,003 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $8,941 (higher than the $3,500 national average). 34.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.6x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $294,400 |
| 4% above US avg |
| Zillow ZHVI | $420,579 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $880 |
| 24% below US avg |
| Rent Burden | 34.3% |
HUD Fair Market Rent
| Studio | $736 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,039 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,622 |
Ownership & Property
| Homeownership | 55.1% |
| Owner-Occupied | 55.1% |
| Renter-Occupied | 44.9% |
| Housing Units | 2,003 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $8,941 |
| 155% above US avg |
| Effective Rate | 3.04% |
In Charlevoix, 38.1% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 6.2% of residents. 32.4% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 23.5% are physically inactive. 29.4% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 6.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,488. The dentist ratio is 1:3,031. 74.1% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Charlevoix vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.1% |
| 19% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 6.2% |
| High Blood Pressure | 32.4% |
| Asthma | 12.3% |
| COPD | 8.1% |
| Cancer | 8.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 23.5% |
| Depression | 29.4% |
| Mental Distress | 20.1% |
| Physical Distress | 14.2% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 91.2% |
| Uninsured | 6.6% |
| 23% below US avg |
| Primary Care | 1:1,488 |
| Dentists | 1:3,031 |
| Mental Health | 1:1,627 |
| Checkup Rate | 77.7% |
| Dental Visits | 61.2% |
| Premature Death | 7,259/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 74.1% |
| Healthcare Facilities | 51 |
Charlevoix has a violent crime rate of 400 per 100,000 residents, 5% above the national average of 380. This breaks down to aggravated assault at 160.1 per 100,000, robbery at 0.0, rape at 240.2. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,441 per 100,000, 26% below the U.S. average. This includes larceny/theft at 1,081, burglary at 240, vehicle theft at 120 per 100,000 residents. The county recorded 4 fatal traffic crashes. Overall, Charlevoix receives a safety grade of F.
Crime Rates: Charlevoix vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 400.3/100K |
| 5% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 240.2/100K |
| Robbery | 0.0/100K |
| Assault | 160.1/100K |
Property Crime
| Total Property | 1,441.2/100K |
| 26% below US avg |
| Burglary | 240.2/100K |
| Theft | 1,080.9/100K |
| Vehicle Theft | 120.1/100K |
| Arson | 40.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 10 |
| Avg Accident Severity | 3.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Charlevoix experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 69°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.7 inches. The area receives 100.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 630 feet.
Temperature
23°F Jan (-5°C)
69°F Jul (20°C)
| Annual Average | 45.6°F |
| 16% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 69°F (20°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 630 ft (192 m) |
| Area | 2.2 sq mi (5.6 km²) |
| Population Density | 1,180/sq mi |
| Coordinates | 45.3138°N, 85.2556°W |
| Timezone | America/Detroit |
| County | Antrim County County |
| Nearest Airport | Pellston Regional/Emmet County (PLN)
28 miles away |
Precipitation & Snow
Annual Rainfall
33.7"
11% below US avg
Wettest Month (Sep)
3.94"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 25.8 / 100 |
| Social Vulnerability | 26.2 / 100 |
| Community Resilience | 84.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Aug 2, 2024.
| Aug 2, 2024 |
38 km ESE of Sturgeon Bay, Wisconsin |
M2.9 |
150 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
66 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 69 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 20, 2022 |
EF3 |
48 km |
2 |
| Jul 3, 1974 |
EF3 |
29 km |
0 |
| Jun 26, 1969 |
EF3 |
71 km |
0 |
| Oct 18, 2007 |
EF2 |
72 km |
1 |
| Jul 31, 1977 |
EF2 |
29 km |
0 |
| Jul 23, 1976 |
EF2 |
83 km |
0 |
| Apr 19, 1975 |
EF2 |
72 km |
0 |
| May 8, 1964 |
EF2 |
51 km |
0 |
| Sep 13, 1961 |
EF2 |
63 km |
0 |
| Sep 1, 2014 |
EF1 |
59 km |
0 |
| Sep 1, 2014 |
EF1 |
73 km |
0 |
| Sep 1, 2014 |
EF1 |
73 km |
0 |
| Jun 18, 2012 |
EF1 |
99 km |
0 |
| Oct 18, 2007 |
EF1 |
68 km |
0 |
| Aug 1, 2002 |
EF1 |
27 km |
0 |
| Jul 3, 1999 |
EF1 |
92 km |
0 |
| May 31, 1998 |
EF1 |
63 km |
0 |
| Jul 5, 1994 |
EF1 |
93 km |
0 |
| Aug 30, 1993 |
EF1 |
99 km |
0 |
| Jul 9, 1993 |
EF1 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
16 wildfires (100+ acres) within 100 km.
Largest: CRAWFORD15 (6,868 ac, 1990).
| Year |
Name |
Acres |
Distance |
| 1990 |
CRAWFORD15 |
6,868 |
89 km |
| 1994 |
UNNAMED |
4,059 |
75 km |
| 2006 |
UNNAMED |
4,020 |
76 km |
| 2022 |
BLUE LAKES |
2,554 |
73 km |
| 2021 |
21-SLBE LASSO LOOP BURN |
1,906 |
92 km |
| 1995 |
UNNAMED |
1,844 |
73 km |
| 2024 |
RANGE 30 24-03 RX |
1,523 |
84 km |
| 1985 |
CRAWFORD45 |
1,412 |
75 km |
| 2008 |
FOUR MILE |
1,348 |
86 km |
| 2006 |
UNNAMED |
1,267 |
87 km |
| 2010 |
MERIDIAN BOUNDARY COMPLEX (RANGE 9) |
1,202 |
82 km |
| 2011 |
HOWES LAKE |
839 |
76 km |
| 1999 |
MACKINAC3 |
741 |
87 km |
| 2019 |
19-SLBE PETERSON |
605 |
93 km |
| 2006 |
UNNAMED |
575 |
73 km |
| 1987 |
KALKASKA17 |
520 |
82 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.1 in |
|
| February |
21°F (-6°C) |
1.4 in |
Coldest, Driest |
| March |
29°F (-2°C) |
1.9 in |
|
| April |
41°F (5°C) |
2.4 in |
|
| May |
53°F (12°C) |
2.6 in |
|
| June |
62°F (17°C) |
2.8 in |
|
| July |
69°F (20°C) |
2.8 in |
Warmest |
| August |
66°F (19°C) |
3.3 in |
|
| September |
59°F (15°C) |
3.9 in |
Wettest |
| October |
49°F (9°C) |
3.1 in |
|
| November |
37°F (3°C) |
2.8 in |
|
| December |
26°F (-3°C) |
2.4 in |
|
Charlevoix has a seasonal temperature swing of 48°F / from 21°F in February to 69°F in July. Total annual precipitation is 31.6 inches, with September being the wettest month (3.9") and February the driest (1.4").
Average costs for common services in Charlevoix. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $577 |
| Toddler | $577 |
| Preschool | $577 |
| Family Childcare (monthly) |
| Infant | $636 |
| Toddler | $654 |
| Preschool | $654 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Charlevoix
What is the population of Charlevoix?
Charlevoix has a population of 2,420 residents and is located in Michigan. The population density is 1,180 people per square mile, spread across 2.2 square miles. The median age of residents is 47.2 years, which is older than the national median of 38.9 years. The population is 56.6% female and 43.4% male.
Is Charlevoix expensive to live in?
Charlevoix has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $52,344, 30% below the national average of $75,149. The median home value is $294,400 (4% above the U.S. median). Renters pay a median of $880 per month, below the national average of $1,163. The home price-to-income ratio is 5.6x, which means housing is a stretch relative to local earnings.
Is Charlevoix safe?
The violent crime rate in Charlevoix is 400 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,441 per 100,000 (below the national average). Overall, Charlevoix receives a safety grade of F based on combined crime data.
What is the weather like in Charlevoix?
Charlevoix has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 23°F in January, while summers reach an average of 69°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 33.7 inches, with 100.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Charlevoix?
Charlevoix has a healthy job market with an unemployment rate of 3.4%, near the national average of 3.6%. The average weekly wage is $826. There are 599 business establishments in the area, including 60 restaurants and food service locations. The average commute time is 15 minutes, and 6.3% of workers work from home.
How much does housing cost in Charlevoix?
The median home value in Charlevoix is $294,400. Zillow estimates the typical home value at $420,579. For renters, the median monthly rent is $880. Fair market rent is $800 for a 1-bedroom and $1,039 for a 2-bedroom apartment. The homeownership rate is 55.1%. The average annual property tax is $8,941.
How are the schools in Charlevoix?
Schools in Charlevoix score 5.6 out of 10 on standardized testing, near the national average. 31.8% of adults in Charlevoix hold a bachelor's degree or higher, below the national average of 33.7%. 96.9% have completed high school. 9.7% hold a graduate or professional degree.
How healthy is Charlevoix?
The obesity rate in Charlevoix is 38.1% (above the national rate of 32.1%). 16.9% of adults are smokers. 23.5% are physically inactive. 29.4% of residents report depression. 6.6% lack health insurance (below the national rate). 74.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,488.
What is transportation like in Charlevoix?
The average commute in Charlevoix is 15 minutes, shorter than the national average of 28 minutes. 72.7% of workers drive alone to work, 3% use public transit, and 6.3% work from home.
What are the demographics of Charlevoix?
The racial and ethnic makeup of Charlevoix is 92.2% White, 2.8% Black or African American, 1.5% Hispanic or Latino. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 7.1% of the population are military veterans. 18.7% of residents have a disability. 91.2% have health insurance coverage.
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