Michigan
Harbor Springs is a small town in Michigan with a population of 1,015. Residents earn $60,556 per year, which is 19% below the national average.
Based on current data, Harbor Springs receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, a low poverty rate. Harbor Springs offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Harbor Springs is $60,556, 19% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. Only 5.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
The median home value in Harbor Springs is $368,100, 31% above the national median. Renters pay a median of $950 per month, below the national average — a plus for affordability. The price-to-income ratio of 6.1x means housing costs are stretched relative to local earnings.
Harbor Springs is a very safe community with a violent crime rate of 83 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,073 per 100,000, 45% below the national average.
Educational attainment is solid, with 45.2% holding a bachelor's degree or higher, near the national average. 94.5% have completed high school. Area schools have an average test score of 5.2/10.
Harbor Springs has a cool climate with an average annual temperature of 44°F. Winters average 21°F in January while summers reach 67°F in July. Annual precipitation totals 34.2 inches, including 123.6 inches of snow. Air quality is rated Good with a median AQI of 38.
| English Only | 98.3% |
| 25% above US avg | |
| Spanish | 1.7% |
| 87% below US avg |
| Median HH Income | $60,556 |
| 19% below US avg | |
| Per Capita Income | $61,916 |
| Avg Weekly Wage | $1,066 |
| IRS Avg AGI | $92,368 |
| Unemployment | 0.9% |
| 75% below US avg | |
| Poverty Rate | 5.0% |
| 60% below US avg | |
| Establishments (County) | 1,558 |
| County GDP | $2,559M |
| Restaurants | 145 |
| Healthcare | 188 |
| Retail | 248 |
| Manufacturing | 59 |
| Property Tax (IRS) | $10,226 |
| 192% above US avg | |
| Effective Tax Rate | 2.78% |
| Commute Time | 14.0 min |
| Work from Home | 15.3% |
| Census Median | $368,100 |
| 31% above US avg | |
| Zillow ZHVI | $543,607 |
| Census Median Rent | $950 |
| 18% below US avg |
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
| Owner-Occupied | 74.4% |
| Avg Tax (IRS) | $10,226 |
| 192% above US avg | |
| Effective Rate | 2.78% |
| Obesity | 31.3% |
| 2% below US avg | |
| Diabetes | 7.7% |
| Heart Disease | 4.5% |
| High Blood Pressure | 28.4% |
| Asthma | 11.2% |
| COPD | 5.2% |
| Stroke | 2.3% |
| Binge Drinking | 19.7% |
| Physical Inactivity | 17.8% |
| Depression | 26.7% |
| Mental Distress | 17.2% |
| Physical Distress | 11.0% |
| Insurance Rate | 92.9% |
| Checkup Rate | 78.3% |
| Premature Death | 6,730/100K |
| Food Environment | 7.8/10 |
| Exercise Access | 76.6% |
| Healthcare Facilities | 188 |
| Total Violent | 82.6/100K |
| 78% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 82.6/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
| Total Property | 1,073.5/100K |
| 45% below US avg | |
| Burglary | 82.6/100K |
| Theft | 990.9/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 6 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 44.4°F |
| 18% below US avg | |
| January Average | 21°F (-6°C) |
| July Average | 67°F (20°C) |
| Annual Rainfall | 34.2 inches |
| 10% below US avg | |
| Snowfall | 123.6 inches/yr |
| AQI Median | 38.0 |
| Rating | Good |
| Elevation | 696 ft (212 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 781/sq mi |
| Coordinates | 45.4325°N, 84.9891°W |
| County FIPS | 26047 |
Winner: Republican by 10.8 points
| Bachelor's Degree+ | 45.2% |
| 34% above US avg | |
| High School+ | 94.5% |
| School Test Score | 5.23 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 781/sq mi |
| Total Area | 1.3 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 1 |
| Public Libraries | 5 |
| Healthcare Facilities | 188 |
| Restaurants | 145 |
| Retail Stores | 248 |
| Fatal Crashes (County/yr) | 6 |
| Avg Commute | 14.0 min |
| Work from Home | 15.3% |