Cheboygan, MI

Michigan

Cheboygan is a small town in Michigan with a population of 4,801. Residents earn $41,338 per year, which is 45% below the national average.

2.8 /5.0
C+ Fair
4,801 Population 700/sq mi density
$41,338 Median Income $24,425 per capita
$118,700 Home Value $214,932 Zillow
$733 Median Rent
44°F Avg Temperature
251 Violent Crime/100K 2,871 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$41,338 median income, 5.0% unemployment
A+
Affordability
5.0 / 5.0
$118,700 home value, $733/mo rent
F
Safety
1.0 / 5.0
251 violent crimes/100K (34% below avg)
C
Education
2.4 / 5.0
16.9% bachelor's degree or higher
Median Income $41,338
45% lower than US avg
Home Value $118,700
58% lower than US avg
Violent Crime 251/100K
34% lower than US avg
Bachelor's+ 16.9%
50% lower than US avg
Median Rent $733
37% lower than US avg
Obesity Rate 42.7%
33% higher than US avg
Unemployment 5.0%
39% higher than US avg
Poverty Rate 13.5%
9% higher than US avg

How Cheboygan Compares to the U.S. Average (100% = U.S. avg)

People

Population4,801
Median Age42.1 yrs
Density700/mi²
Male / Female49% / 51%
Largest GroupWhite 87%

Economy

B
Median Income$41,338
Per Capita$24,425
Unemployment5.0%
Poverty13.5%
County GDP$912M
Commute19 min

Housing

A+
Home Value$118,700
Rent$733
OwnershipN/A
Zillow$214,932

Crime

F
Violent251/100K
Property2,871/100K
Murder0.0/100K
Assault168/100K
Burglary377/100K

Health

Obesity42.7%
UninsuredN/A
Depression30.4%
Heart Disease6.6%

Climate

Avg Temp44°F
AQI38 (Good)
Rain32.0 in/yr
Elevation594 ft

Education

C
Bachelor's+16.9%
High School+83.8%
School Score5.12

Community

2024 VoteR 65% / D 34%
Commute19 min
EV Stations4
Libraries4

Is Cheboygan a Good Place to Live?

Based on current data, Cheboygan receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Cheboygan has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cheboygan is $41,338, 45% below the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Cheboygan is $118,700, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $733 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Cheboygan is below the national average at 251 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,871 per 100,000, 46% above the national average.

Education

16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 83.8% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Cheboygan has a cool climate with an average annual temperature of 44°F. Winters average 19°F in January while summers reach 68°F in July. Annual precipitation totals 32.0 inches, including 87.6 inches of snow. Air quality is rated Good with a median AQI of 38.

Cheboygan has a population of 4,801 with a density of 700 people per square mile. The median age is 42.1 years, 8% older than the national median of 38.9. The city is predominantly White (87.4%), with 6.6% Hispanic, 3.1% Black.

Population

4,801
Total Population
700
People / sq mi
42.1yrs
Median Age
8% above US avg
6.9mi²
Land Area

Gender Distribution

Male 49.4%
Female 50.6%

Race & Ethnicity

Cheboygan vs U.S. Average

Language Spoken at Home

English Only94.4%
20% above US avg
Spanish5.6%
58% below US avg

Social Characteristics

Cheboygan vs U.S. Average

The median household income in Cheboygan is $41,338, which is 45% below the national average of $75,149. The unemployment rate is 5.0% (above the 3.6% US average). 13.5% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Cheboygan vs U.S.

Commute Mode

Income

Median HH Income$41,338
45% below US avg
Per Capita Income$24,425
Avg Weekly Wage$921
IRS Avg AGI$62,647

Employment & Poverty

Unemployment5.0%
39% above US avg
Poverty Rate13.5%
9% above US avg
Establishments (County)825
County GDP$912M

Business (County)

Restaurants130
Healthcare62
Retail128
Manufacturing31

Tax & Cost of Living

Property Tax (IRS)$5,886
68% above US avg
Effective Tax Rate4.96%

Commute & Transportation

Commute Time18.6 min
Work from Home4.2%

Walkability

The median home value in Cheboygan is $118,700, 58% below the national average. Monthly rent averages $733 (37% below US avg). Zillow estimates the typical home value at $214,932.

Home Value Sources

Ownership Split

Home Values

Census Median$118,700
58% below US avg
Zillow ZHVI$214,932

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$733
37% below US avg

HUD Fair Market Rent

Studio$746
1 Bedroom$803
2 Bedrooms$1,054
3 Bedrooms$1,264
4 Bedrooms$1,403

Ownership & Property

Owner-Occupied64.8%

Property Tax

Avg Tax (IRS)$5,886
68% above US avg
Effective Rate4.96%
In Cheboygan, 42.7% of adults are obese (above the 32.1% national rate). 30.4% report depression. 26.7% are physically inactive.

Health Metrics: Cheboygan vs U.S. Average (%)

Chronic Conditions

Obesity42.7%
33% above US avg
Diabetes11.2%
Heart Disease6.6%
High Blood Pressure34.1%
Asthma12.6%
COPD9.3%
Stroke3.6%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity26.7%
Depression30.4%
Mental Distress21.3%
Physical Distress15.7%

Healthcare Access

Insurance Rate92.2%
Checkup Rate77.4%
Premature Death10,234/100K

Food & Exercise

Food Environment7.4/10
Exercise Access65.7%
Healthcare Facilities62
Cheboygan has a violent crime rate of 251 per 100,000 residents, 34% below the national average of 380. Property crime stands at 2,871 per 100,000 (46% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cheboygan vs U.S. Average (per 100,000)

Violent Crime

Total Violent251.5/100K
34% below US avg
Murder0.0/100K
100% below US avg
Rape83.8/100K
Robbery0.0/100K
Assault167.6/100K

Property Crime

Total Property2,870.9/100K
46% above US avg
Burglary377.2/100K
Theft2,472.8/100K
Vehicle Theft21.0/100K
Arson21.0/100K

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cheboygan has an average annual temperature of 44°F (7°C). Winters average 19°F in January while summers reach 68°F in July. Annual precipitation is 32.0 inches. Air quality is rated Good with a median AQI of 38.

Temperature

19°F Jan (-7°C) 68°F Jul (20°C)
Annual Average43.7°F
19% below US avg
January Average19°F (-7°C)
July Average68°F (20°C)

Precipitation & Snow

Annual Rainfall32.0 inches
16% below US avg
Snowfall87.6 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation594 ft (181 m)
Area6.9 sq mi (17.8 km²)
Population Density700/sq mi
Coordinates45.6419°N, 84.4688°W
County FIPS26031
It is classified as Nonmetro — Urban 2.5K–20K. 16.9% of residents hold a bachelor's degree or higher (50% below US avg). In the 2024 election, the county voted Republican by a 31.1-point margin.

2024 Presidential Election (County)

R 64.9%
D 33.8%

Winner: Republican by 31.1 points

Education

Bachelor's Degree+16.9%
50% below US avg
High School+83.8%
School Test Score5.12
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density700/sq mi
Total Area6.9 sq mi

Infrastructure & Services

EV Charging Stations4
Alt Fuel Stations5
Public Libraries4
Healthcare Facilities62
Restaurants130
Retail Stores128

Safety & Disasters

Fatal Crashes (County/yr)8
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.6 min
Work from Home4.2%

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