Boyne City, MI

Michigan

Boyne City is a small town in Michigan with a population of 3,829. Residents earn $68,087 per year, which is 9% below the national average.

3.4 /5.0
B Good
3,829 Population 948/sq mi density
$68,087 Median Income $40,077 per capita
$233,900 Home Value $392,643 Zillow
$893 Median Rent
43°F Avg Temperature
106 Violent Crime/100K 1,273 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$68,087 median income, 4.1% unemployment
A+
Affordability
4.8 / 5.0
$233,900 home value, $893/mo rent
F
Safety
1.0 / 5.0
106 violent crimes/100K (72% below avg)
A
Education
4.0 / 5.0
37.8% bachelor's degree or higher
Median Income $68,087
9% lower than US avg
Home Value $233,900
17% lower than US avg
Violent Crime 106/100K
72% lower than US avg
Bachelor's+ 37.8%
12% higher than US avg
Median Rent $893
23% lower than US avg
Obesity Rate 35.1%
9% higher than US avg
Unemployment 4.1%
14% higher than US avg
Poverty Rate 4.2%
66% lower than US avg

How Boyne City Compares to the U.S. Average (100% = U.S. avg)

People

Population3,829
Median Age47.7 yrs
Density948/mi²
Male / Female46% / 54%
Largest GroupWhite 94%

Economy

A
Median Income$68,087
Per Capita$40,077
Unemployment4.1%
Poverty4.2%
County GDP$855M
Commute17 min

Housing

A+
Home Value$233,900
Rent$893
OwnershipN/A
Zillow$392,643

Crime

F
Violent106/100K
Property1,273/100K
Murder0.0/100K
Assault80/100K
Burglary239/100K

Health

Obesity35.1%
UninsuredN/A
Depression27.6%
Heart Disease5.2%

Climate

Avg Temp43°F
AQI38 (Good)
Rain35.8 in/yr
Elevation595 ft

Education

A
Bachelor's+37.8%
High School+95.8%
School Score5.23

Community

2024 VoteR 61% / D 38%
Commute17 min
EV Stations3
Libraries5

Is Boyne City a Good Place to Live?

Based on current data, Boyne City receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low crime rates, a highly educated population, affordable housing, a low poverty rate. Boyne City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Boyne City is $68,087, roughly in line with the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Boyne City is $233,900, 17% below the national median — offering relatively affordable homeownership. Renters pay a median of $893 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Safety & Crime

Boyne City is a very safe community with a violent crime rate of 106 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,273 per 100,000, 35% below the national average.

Education

Educational attainment is solid, with 37.8% holding a bachelor's degree or higher, near the national average. 95.8% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Boyne City has a cool climate with an average annual temperature of 43°F. Winters average 19°F in January while summers reach 67°F in July. Annual precipitation totals 35.8 inches. Air quality is rated Good with a median AQI of 38.

Boyne City has a population of 3,829 with a density of 948 people per square mile. The median age is 47.7 years, 23% older than the national median of 38.9. The city is predominantly White (93.8%), with 1.6% Hispanic, 1.3% Black.

Population

3,829
Total Population
948
People / sq mi
47.7yrs
Median Age
23% above US avg
4.0mi²
Land Area

Gender Distribution

Male 46.4%
Female 53.6%

Race & Ethnicity

Boyne City vs U.S. Average

Language Spoken at Home

English Only98.1%
25% above US avg
Spanish1.9%
86% below US avg

Social Characteristics

Boyne City vs U.S. Average

The median household income in Boyne City is $68,087, which is 9% below the national average of $75,149. The unemployment rate is 4.1% (above the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Boyne City vs U.S.

Commute Mode

Income

Median HH Income$68,087
9% below US avg
Per Capita Income$40,077
Avg Weekly Wage$826
IRS Avg AGI$79,571

Employment & Poverty

Unemployment4.1%
14% above US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)599
County GDP$855M

Business (County)

Restaurants60
Healthcare51
Retail98
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$8,941
155% above US avg
Effective Tax Rate3.82%

Commute & Transportation

Commute Time17.1 min
Work from Home13.4%

Walkability

The median home value in Boyne City is $233,900, 17% below the national average. Monthly rent averages $893 (23% below US avg). Zillow estimates the typical home value at $392,643.

Home Value Sources

Ownership Split

Home Values

Census Median$233,900
17% below US avg
Zillow ZHVI$392,643

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$893
23% below US avg

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied71.3%

Property Tax

Avg Tax (IRS)$8,941
155% above US avg
Effective Rate3.82%
In Boyne City, 35.1% of adults are obese (above the 32.1% national rate). 27.6% report depression. 20.1% are physically inactive.

Health Metrics: Boyne City vs U.S. Average (%)

Chronic Conditions

Obesity35.1%
9% above US avg
Diabetes8.5%
Heart Disease5.2%
High Blood Pressure29.7%
Asthma11.7%
COPD6.4%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking19.6%
Physical Inactivity20.1%
Depression27.6%
Mental Distress18.5%
Physical Distress12.3%

Healthcare Access

Insurance Rate90.0%
Checkup Rate77.5%
Premature Death7,259/100K

Food & Exercise

Food Environment8.4/10
Exercise Access74.1%
Healthcare Facilities51
Boyne City has a violent crime rate of 106 per 100,000 residents, 72% below the national average of 380. Property crime stands at 1,273 per 100,000 (35% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Boyne City vs U.S. Average (per 100,000)

Violent Crime

Total Violent106.1/100K
72% below US avg
Murder0.0/100K
100% below US avg
Rape26.5/100K
Robbery0.0/100K
Assault79.6/100K

Property Crime

Total Property1,273.2/100K
35% below US avg
Burglary238.7/100K
Theft1,008.0/100K
Vehicle Theft26.5/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Boyne City has an average annual temperature of 43°F (6°C). Winters average 19°F in January while summers reach 67°F in July. Annual precipitation is 35.8 inches. Air quality is rated Good with a median AQI of 38.

Temperature

19°F Jan (-7°C) 67°F Jul (19°C)
Annual Average43.3°F
20% below US avg
January Average19°F (-7°C)
July Average67°F (19°C)

Precipitation & Snow

Annual Rainfall35.8 inches
6% below US avg

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation595 ft (181 m)
Area4.0 sq mi (10.5 km²)
Population Density948/sq mi
Coordinates45.2130°N, 85.0124°W
County FIPS26009
It is classified as Nonmetro — Rural, adjacent. 37.8% of residents hold a bachelor's degree or higher (12% above US avg). In the 2024 election, the county voted Republican by a 23.8-point margin.

2024 Presidential Election (County)

R 61.3%
D 37.5%

Winner: Republican by 23.8 points

Education

Bachelor's Degree+37.8%
12% above US avg
High School+95.8%
School Test Score5.23
A Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density948/sq mi
Total Area4.0 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries5
Healthcare Facilities51
Restaurants60
Retail Stores98

Safety & Disasters

Fatal Crashes (County/yr)4
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute17.1 min
Work from Home13.4%

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