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Temple, TX

Full City Profile · Texas · Bell County County

3.2 /5.0
B Good
86,358 Population 1,182/sq mi density
$64,945 Median Income $32,841 per capita
$220,300 Home Value $248,496 Zillow
$1,174 Median Rent 30.6% income on rent
71°F Avg Temperature 290 sunny days/yr
280 Violent Crime/100K 2,215 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$64,945 median income, 4.4% unemployment
A+
Affordability
4.8 / 5.0
$220,300 home value, $1,174/mo rent
F
Safety
1.0 / 5.0
280 violent crimes/100K
B
Education
3.4 / 5.0
29.5% bachelor's degree or higher

Housing Overview

Median Home Value
$220,300
22% below
US avg: $281,900
Median Rent
$1,174/mo
1% above
US avg: $1,163/mo
Homeownership Rate
52.9%
19% below US avg (65.4%)
Total Housing Units
34,110
Median year built: 1988

Home Value by Source

Census Median
$220,300
Zillow (ZHVI)
$248,496
Median Sale Price
$262,500
Median List Price
$271,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

52.9%
Owner-Occupied
47.1%
Renter-Occupied
53%
47%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Census median rent: $1,174/mo · Zillow rent: $1,408/mo

Market Indicators (Redfin)

Median Days on Market
103 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
99
Price Drops
27.6%
of listings with price reduction
Price Per Sq Ft
$150
Active Inventory
686
homes for sale

Affordability & Housing Stock

Rent Burden
30.6%
of renters spending 30%+ of income on housing
1% below US avg (31.0%)
Median Year Built
1988
Average age of housing stock: 38 years
Homeownership Rate
52.9%

Complete Housing Data

Home Values

Census Median Value$220,300
Zillow Home Value (ZHVI)$248,496
Median Sale Price$262,500
Median List Price$271,000
Price Per Sq Ft$150

Rent

Census Median Rent$1,174
Zillow Rent (ZORI)$1,408
FMR Studio$887
FMR 1-Bedroom$935
FMR 2-Bedroom$1,149
FMR 3-Bedroom$1,497
FMR 4-Bedroom$1,733

Market

Days on Market103
Sale-to-List Ratio1.0%
Price Drops27.6%
Homes Sold99
Active Inventory686
Price Per Sq Ft$150

Ownership & Stock

Owner-Occupied52.9%
Renter-Occupied47.1%
Homeownership Rate52.9%
Total Housing Units34,110
Median Year Built1988
Rent Burden30.6%