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Terril, IA

Iowa

Terril is a small town in Iowa with a population of 357. Residents earn $42,917 per year, which is 43% below the national average.

3.7 /5.0
B+ Good
357 Population 661/sq mi density
$42,917 Median Income $27,361 per capita
$95,400 Home Value $179,015 Zillow
$1,036 Median Rent 38.0% income on rent
45°F Avg Temperature 260 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$42,917 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$95,400 home value, $1,036/mo rent
C
Education
2.1 / 5.0
14.0% bachelor's degree or higher
Median Income $42,917
43% lower than US avg
Home Value $95,400
66% lower than US avg
Bachelor's+ 14.0%
58% lower than US avg
Median Rent $1,036
11% lower than US avg
Obesity Rate 38.2%
19% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 3.8%
69% lower than US avg

How Terril Compares to the U.S. Average (100% = U.S. avg)

People

Population357
Median Age44.9 yrs
Density661/mi²
Male / Female58% / 42%
Largest GroupWhite 98%
Veterans8.8%

Economy

B+
Median Income$42,917
Per Capita$27,361
Unemployment1.4%
Poverty3.8%
County GDP$519M
Commute27 min

Housing

A+
Home Value$95,400
Rent$1,036
OwnershipN/A
Zillow$179,015
Housing Units184
Rent Burden38.0%

Health

Obesity38.2%
Uninsured6.4%
Smoking15.4%
Depression20.7%
Heart Disease5.2%

Climate

Avg Temp45°F (7°C)
AQI43 (Good)
Rain31.7 in/yr
Sunny Days260/yr
Elevation1,426 ft (435 m)

Education

C
Bachelor's+14.0%
High School+95.6%
Graduate+0.4%
School Score5.73

Community

2024 VoteR 72% / D 27%
Commute27 min
Broadband91.1%
Libraries3

Is Terril a Good Place to Live?

Based on current data, Terril receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Terril offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Terril is $42,917, 43% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 3.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Terril is $95,400, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,036 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Education

14.0% of residents hold a bachelor's degree, below the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Terril has a cool climate with an average annual temperature of 45°F. Winters average 15°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.7 inches. Air quality is rated Good with a median AQI of 43.

Terril has a population of 357 with a density of 661 people per square mile. The median age is 44.9 years, 15% older than the national median of 38.9. The city is predominantly White (98%), with 1.1% Hispanic.

Population

357
Total Population
661
People / sq mi
44.9yrs
Median Age
15% above US avg
0.5mi²
Land Area

Gender Distribution

Male 58%
Female 42%

Race & Ethnicity

Terril vs U.S. Average

Language Spoken at Home

English Only98.9%
26% above US avg
Spanish1.1%
92% below US avg

Social Characteristics

Terril vs U.S. Average

The median household income in Terril is $42,917, which is 43% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 3.8% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Terril vs U.S.

Commute Mode

Income

Median HH Income$42,917
43% below US avg
Per Capita Income$27,361
Avg Weekly Wage$925
IRS Avg AGI$63,021

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate3.8%
69% below US avg
Establishments (County)330
County GDP$519M

Business (County)

Restaurants14
Healthcare28
Retail43
Manufacturing15

Tax & Cost of Living

Property Tax (IRS)$3,190
9% below US avg
Effective Tax Rate3.34%

Commute & Transportation

Commute Time26.5 min
Drive Alone75.0%
Public Transit0.0%
Work from Home5.6%

Walkability

The median home value in Terril is $95,400, 66% below the national average. Monthly rent averages $1,036 (11% below US avg). Zillow estimates the typical home value at $179,015.

Home Value Sources

Ownership Split

Home Values

Census Median$95,400
66% below US avg
Zillow ZHVI$179,015

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,036
11% below US avg
Rent Burden38.0%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied80.7%
Housing Units184
Median Year Built1949

Property Tax

Avg Tax (IRS)$3,190
9% below US avg
Effective Rate3.34%
In Terril, 38.2% of adults are obese (above the 32.1% national rate). 6.4% of residents lack health insurance. 15.4% are current smokers. 20.7% report depression. 22.3% are physically inactive.

Health Metrics: Terril vs U.S. Average (%)

Chronic Conditions

Obesity38.2%
19% above US avg
Diabetes8.8%
Heart Disease5.2%
High Blood Pressure30.0%
Asthma10.0%
COPD5.8%
Cancer7.5%
Stroke2.7%

Behaviors & Mental Health

Smoking15.4%
10% above US avg
Binge Drinking23.2%
Physical Inactivity22.3%
Depression20.7%
Mental Distress17.2%
Physical Distress11.4%
Short Sleep34.5%

Healthcare Access

Insurance Rate94.4%
Uninsured6.4%
26% below US avg
Checkup Rate73.8%
Dental Visits69.7%
Premature Death7,705/100K

Food & Exercise

Food Environment7.6/10
Exercise Access79.7%
Healthcare Facilities28
Terril has an average annual temperature of 45°F (7°C). Winters average 15°F in January while summers reach 71°F in July. Annual precipitation is 31.7 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

15°F Jan (-10°C) 71°F Jul (22°C)
Annual Average44.8°F
17% below US avg
January Average15°F (-10°C)
July Average71°F (22°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall31.7 inches
16% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,426 ft (435 m)
Area0.5 sq mi (1.4 km²)
Population Density661/sq mi
Coordinates43.3058°N, 94.9689°W
TimezoneAmerica/Chicago
County FIPS19063
It is classified as Nonmetro — Urban 2.5K–20K. 14.0% of residents hold a bachelor's degree or higher (58% below US avg). In the 2024 election, the county voted Republican by a 44-point margin. 91.1% of households have broadband internet.

2024 Presidential Election (County)

R 71.5%
D 27.5%

Winner: Republican by 44 points

Education

Bachelor's Degree+14.0%
58% below US avg
High School+95.6%
Graduate Degree+0.4%
School Test Score5.73
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density661/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access91.1%
Public Libraries3
Healthcare Facilities28
Restaurants14
Retail Stores43

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute26.5 min
Drive Alone75.0%
Public Transit0.0%
Work from Home5.6%

Nearby Cities

Milford, IA 3,315 pop · 9.2 mi Estherville, IA 5,865 pop · 9.4 mi Spirit Lake, IA 5,469 pop · 10.5 mi Graettinger, IA 1,038 pop · 12.0 mi Spencer, IA 11,393 pop · 14.4 mi Emmetsburg, IA 3,651 pop · 19.7 mi Lake Park, IA 1,191 pop · 20.4 mi Jackson, MN 3,298 pop · 22.1 mi Hartley, IA 1,588 pop · 27.0 mi Lakefield, MN 1,652 pop · 27.6 mi Laurens, IA 1,234 pop · 32.3 mi Fairmont, MN 10,348 pop · 34.5 mi Sanborn, IA 1,510 pop · 35.6 mi Worthington, MN 13,792 pop · 38.7 mi
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