Median Income
$44,375
41% lower than US avg
Home Value
$39,400
86% lower than US avg
Bachelor's+
5.8%
83% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
12.5%
1% higher than US avg
How Tobias Compares to the U.S. Average (100% = U.S. avg)
People
Population63
Median Age56.2 yrs
Density242/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans15.4%
Economy
B+
Median Income$44,375
Per Capita$29,676
Unemployment0.0%
Poverty12.5%
County GDP$1,293M
Commute34 min
Housing
A+
Home Value$39,400
Ownership91.2%
Zillow$167,296
Housing Units61
Rent Burden25.3%
Health
Obesity40.9%
Uninsured4.8%
Smoking12.8%
Depression16.5%
Heart Disease5.1%
Climate
Avg Temp53°F (11°C)
Rain31.0 in/yr
Elevation1,606 ft (490 m)
Education
F
Bachelor's+5.8%
High School+90.4%
Graduate+0.0%
School Score5.33
Community
2024 VoteR 66% / D 33%
Commute34 min
Broadband70.6%
EV Stations3
Libraries6
Is Tobias a Good Place to Live?
Based on current data, Tobias receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Tobias offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Tobias is $44,375, 41% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 12.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Tobias is $39,400, 86% below the national median / offering relatively affordable homeownership. At just 0.9x median income, home prices are very affordable relative to local earnings.
Education
5.8% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Tobias experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. Annual precipitation totals 31.0 inches, including 26.8 inches of snow.
Tobias has a population of 63 with a density of 242 people per square mile, spread across 0.3 square miles. The median age is 56.2 years, 44% older than the national median of 38.9. The gender split is 47.6% female and 52.4% male. The city is predominantly White (90.5%), with 19% Hispanic. English is the primary language spoken at home by 76.7% of residents, while 16.7% speak Spanish. 15.4% of the population are veterans, above the national rate of 6.0%. 25.4% of residents have a disability (above the 13.0% national average). 95.2% have health insurance coverage.
Population
63
Total Population
2023 Census
56.2yrs
Median Age
44% above US avg
Language Spoken at Home
English Only
76.7%
2% below US avg
Spanish
16.7%
25% above US avg
The median household income in Tobias is $44,375, which is 41% below the national average of $75,149. Per capita income is $29,676 (below the $39,052 national figure). The average weekly wage is $1,056, 26% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 12.5% of residents live below the poverty line. The area has 386 business establishments, including 31 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $44,375 |
| 41% below US avg |
| Per Capita Income | $29,676 |
| Avg Weekly Wage | $1,056 |
| IRS Avg AGI | $66,076 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 12.5% |
| 1% above US avg |
| Establishments (County) | 386 |
| County GDP | $1,293M |
Business (County)
| Restaurants | 31 |
| Healthcare | 33 |
| Retail | 50 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $4,556 |
| 30% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 11.56% |
Commute & Transportation
| Commute Time | 33.8 min |
| Drive Alone | 76.3% |
| Public Transit | 2.6% |
| Work from Home | 0.0% |
The median home value in Tobias is $39,400, 86% below the national median of $281,900. Zillow estimates the typical home value at $167,296, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 91.2% of housing units are owner-occupied (above the 65.4% national rate). There are 61 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,556 (higher than the $3,500 national average). 25.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $39,400 |
| 86% below US avg |
| Zillow ZHVI | $167,296 |
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 91.2% |
| Owner-Occupied | 91.2% |
| Renter-Occupied | 8.8% |
| Housing Units | 61 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,556 |
| 30% above US avg |
| Effective Rate | 11.56% |
In Tobias, 40.9% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.1% of residents. 28.7% have high blood pressure. 12.8% are current smokers. 24.2% report binge drinking. 25.8% are physically inactive. 16.5% report depression (below the 20.0% national average). 13.9% experience frequent mental distress. 4.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,365. The dentist ratio is 1:1,764. 76.6% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Tobias vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.7% |
| Asthma | 8.3% |
| COPD | 5.0% |
| Cancer | 6.8% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.8% |
| 9% below US avg |
| Binge Drinking | 24.2% |
| Physical Inactivity | 25.8% |
| Depression | 16.5% |
| Mental Distress | 13.9% |
| Physical Distress | 11.0% |
| Short Sleep | 36.8% |
Healthcare Access
| Insurance Rate | 95.2% |
| Uninsured | 4.8% |
| 44% below US avg |
| Primary Care | 1:2,365 |
| Dentists | 1:1,764 |
| Mental Health | 1:910 |
| Checkup Rate | 71.9% |
| Dental Visits | 62.4% |
| Premature Death | 5,922/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 76.6% |
| Healthcare Facilities | 33 |
Tobias experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 27°F in January while summers reach 76°F in July. Annual precipitation totals 31.0 inches. The area receives 26.8 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,606 feet.
Temperature
27°F Jan (-3°C)
76°F Jul (25°C)
| Annual Average | 52.5°F |
| 3% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (25°C) |
Geography
| Elevation | 1,606 ft (490 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 242/sq mi |
| Coordinates | 40.4185°N, 97.3366°W |
| Timezone | America/Chicago |
| County | Saline County County |
| Nearest Airport | Lincoln (LNK)
44 miles away |
Precipitation & Snow
Annual Rainfall
31.0"
18% below US avg
Wettest Month (May)
5.33"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 42.4 / 100 |
| Social Vulnerability | 47.7 / 100 |
| Community Resilience | 40.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
85 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 17, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
85 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
101 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
103 km |
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
125 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
95 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
103 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
118 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
103 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
85 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
88 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
100 km |
| Apr 7, 2017 |
7 km ESE of Mankato, Kansas |
M3.3 |
100 km |
| Jan 9, 2013 |
5 km SE of Formoso, Kansas |
M3.3 |
92 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
117 km |
| Apr 6, 2023 |
6 km N of Bennington, Kansas |
M3.3 |
149 km |
| Mar 13, 2025 |
0 km SE of Glen Elder, Kansas |
M3.2 |
132 km |
| Jun 12, 2017 |
6 km N of Jewell, Kansas |
M3.2 |
103 km |
| Apr 7, 2017 |
5 km SE of Mankato, Kansas |
M3.2 |
103 km |
| May 6, 2021 |
2 km S of Formoso, Kansas |
M3.1 |
93 km |
| Apr 6, 2017 |
6 km SE of Mankato, Kansas |
M3.0 |
103 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
768 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 15 fatalities, 402 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
89 km |
4 |
| May 22, 2004 |
EF4 |
11 km |
1 |
| Jun 13, 2001 |
EF4 |
53 km |
0 |
| Jun 3, 1980 |
EF4 |
99 km |
3 |
| Apr 7, 1978 |
EF4 |
85 km |
0 |
| Apr 7, 1978 |
EF4 |
93 km |
0 |
| Apr 25, 1957 |
EF4 |
27 km |
1 |
| Apr 26, 2024 |
EF3 |
78 km |
0 |
| May 6, 2015 |
EF3 |
65 km |
0 |
| May 11, 2014 |
EF3 |
32 km |
0 |
| May 11, 2014 |
EF3 |
67 km |
0 |
| Jun 20, 2011 |
EF3 |
80 km |
0 |
| May 29, 2008 |
EF3 |
95 km |
0 |
| Oct 9, 2001 |
EF3 |
85 km |
0 |
| Sep 22, 2001 |
EF3 |
54 km |
0 |
| Jul 24, 1993 |
EF3 |
26 km |
0 |
| May 7, 1993 |
EF3 |
96 km |
0 |
| Jun 15, 1992 |
EF3 |
7 km |
0 |
| Jun 15, 1992 |
EF3 |
51 km |
0 |
| Apr 26, 1991 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: NORTH BRANCH (10,926 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
NORTH BRANCH |
10,926 |
97 km |
| 2023 |
ROCK CREEK |
1,433 |
43 km |
| 1991 |
UNNAMED |
1,296 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
0.8 in |
Coldest, Driest |
| February |
31°F (-1°C) |
1.0 in |
|
| March |
42°F (6°C) |
1.6 in |
|
| April |
53°F (11°C) |
2.7 in |
|
| May |
63°F (17°C) |
5.3 in |
Wettest |
| June |
73°F (23°C) |
4.3 in |
|
| July |
76°F (25°C) |
4.0 in |
Warmest |
| August |
74°F (23°C) |
3.5 in |
|
| September |
67°F (20°C) |
2.9 in |
|
| October |
55°F (13°C) |
2.4 in |
|
| November |
41°F (5°C) |
1.3 in |
|
| December |
30°F (-1°C) |
1.2 in |
|
Tobias has a seasonal temperature swing of 50°F / from 27°F in January to 76°F in July. Total annual precipitation is 31.0 inches, with May being the wettest month (5.3") and January the driest (0.8").
Average costs for common services in Tobias. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Tobias
What is the population of Tobias?
Tobias has a population of 63 residents and is located in Nebraska. The population density is 242 people per square mile, spread across 0.3 square miles. The median age of residents is 56.2 years, which is older than the national median of 38.9 years. The population is 47.6% female and 52.4% male.
Is Tobias expensive to live in?
Tobias is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $44,375, 41% below the national average of $75,149. The median home value is $39,400 (86% below the U.S. median). The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Tobias?
Tobias has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 31.0 inches, with 26.8 inches of snow.
How is the job market in Tobias?
The job market in Tobias is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,056. There are 386 business establishments in the area, including 31 restaurants and food service locations. The average commute time is 34 minutes, and 0.0% of workers work from home.
How much does housing cost in Tobias?
The median home value in Tobias is $39,400. Zillow estimates the typical home value at $167,296. The homeownership rate is 91.2%. The average annual property tax is $4,556.
How are the schools in Tobias?
Schools in Tobias score 5.3 out of 10 on standardized testing, near the national average. 5.8% of adults in Tobias hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Tobias?
The obesity rate in Tobias is 40.9% (above the national rate of 32.1%). 12.8% of adults are smokers. 25.8% are physically inactive. 16.5% of residents report depression. 4.8% lack health insurance (below the national rate). 76.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,365.
What is transportation like in Tobias?
The average commute in Tobias is 34 minutes, longer than the national average of 28 minutes. 76.3% of workers drive alone to work, 2.6% use public transit, and 0.0% work from home.
What are the demographics of Tobias?
The racial and ethnic makeup of Tobias is 90.5% White, 19% Hispanic or Latino. 76.7% of residents speak only English at home, while 16.7% speak Spanish. 15.4% of the population are military veterans. 25.4% of residents have a disability. 95.2% have health insurance coverage.