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Toccoa, GA

Full City Profile · Georgia · Stephens County County

2.9 /5.0
C+ Fair
9,173 Population 979/sq mi density
$48,706 Median Income $25,961 per capita
$155,200 Home Value $226,973 Zillow
$776 Median Rent 28.3% income on rent
62°F Avg Temperature 301 sunny days/yr
503 Violent Crime/100K 5,476 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$48,706 median income, 4.7% unemployment
A+
Affordability
4.9 / 5.0
$155,200 home value, $776/mo rent
F
Safety
1.0 / 5.0
503 violent crimes/100K (32% above avg)
C
Education
2.5 / 5.0
18.3% bachelor's degree or higher

Housing Overview

Median Home Value
$155,200
45% below
US avg: $281,900
Median Rent
$776/mo
33% below
US avg: $1,163/mo
Homeownership Rate
56.6%
13% below US avg (65.4%)
Total Housing Units
3,969
Median year built: 1972

Home Value by Source

Census Median
$155,200
Zillow (ZHVI)
$226,973
Median Sale Price
$257,600
Median List Price
$215,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

56.6%
Owner-Occupied
43.4%
Renter-Occupied
57%
43%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$979/mo
1 Bedroom
$1,023/mo
2 Bedroom
$1,203/mo
3 Bedroom
$1,524/mo
4 Bedroom
$1,775/mo
Census median rent: $776/mo

Market Indicators (Redfin)

Median Days on Market
41 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
11
Price Drops
28.6%
of listings with price reduction
Price Per Sq Ft
$141
Active Inventory
35
homes for sale

Affordability & Housing Stock

Rent Burden
28.3%
of renters spending 30%+ of income on housing
9% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
56.6%

Complete Housing Data

Home Values

Census Median Value$155,200
Zillow Home Value (ZHVI)$226,973
Median Sale Price$257,600
Median List Price$215,000
Price Per Sq Ft$141

Rent

Census Median Rent$776
FMR Studio$979
FMR 1-Bedroom$1,023
FMR 2-Bedroom$1,203
FMR 3-Bedroom$1,524
FMR 4-Bedroom$1,775

Market

Days on Market41
Sale-to-List Ratio1.0%
Price Drops28.6%
Homes Sold11
Active Inventory35
Price Per Sq Ft$141

Ownership & Stock

Owner-Occupied56.6%
Renter-Occupied43.4%
Homeownership Rate56.6%
Total Housing Units3,969
Median Year Built1972
Rent Burden28.3%