Tracy, MT

Montana · Metropolitan Area

Tracy is a small town in Montana with a population of 130. Residents earn $33,571 per year, which is 55% below the national average.

3.5 /5.0
B+ Good
130 Population 351/sq mi density
$33,571 Median Income $33,110 per capita
$123,200 Home Value
$1,080 Median Rent 23.4% income on rent
47°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$33,571 median income, 0.8% unemployment
A+
Affordability
4.6 / 5.0
$123,200 home value, $1,080/mo rent
C
Education
2.3 / 5.0
16.7% bachelor's degree or higher
Median Income $33,571
55% lower than US avg
Home Value $123,200
56% lower than US avg
Bachelor's+ 16.7%
50% lower than US avg
Median Rent $1,080
7% lower than US avg
Obesity Rate 33.8%
5% higher than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 9.1%
27% lower than US avg

How Tracy Compares to the U.S. Average (100% = U.S. avg)

People

Population130
Median Age55.7 yrs
Density351/mi²
Male / Female52% / 49%
Largest GroupWhite 98%
Veterans74.0%

Economy

B+
Median Income$33,571
Per Capita$33,110
Unemployment0.8%
Poverty9.1%
County GDP$5,712M
Commute21 min

Housing

A+
Home Value$123,200
Rent$1,080
OwnershipN/A
Rent Burden23.4%

Crime

ViolentN/A
PropertyN/A

Health

Obesity33.8%
UninsuredN/A
Depression29.0%
Heart Disease4.7%

Climate

Avg Temp47°F
AQI26 (Good)
Rain15.4 in/yr
Elevation3,440 ft

Education

C
Bachelor's+16.7%
High School+98.2%
School Score5.68

Community

2024 VoteR 60% / D 37%
Commute21 min
Broadband80.0%
Libraries4

Is Tracy a Good Place to Live?

Based on current data, Tracy receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Tracy offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Tracy is $33,571, 55% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. 9.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Tracy is $123,200, 56% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,080 per month. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Education

16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 98.2% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Tracy experiences four distinct seasons with an average temperature of 47°F. Winters average 27°F in January while summers reach 70°F in July. Annual precipitation totals 15.4 inches. Air quality is rated Good with a median AQI of 26.

Tracy has a population of 130 with a density of 351 people per square mile. The median age is 55.7 years, 43% older than the national median of 38.9. The city is predominantly White (97.7%).

Population

130
Total Population
351
People / sq mi
55.7yrs
Median Age
43% above US avg
0.4mi²
Land Area

Gender Distribution

Male 51.5%
Female 48.5%

Race & Ethnicity

Tracy vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Tracy vs U.S. Average

The median household income in Tracy is $33,571, which is 55% below the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 9.1% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Tracy vs U.S.

Commute Mode

Income

Median HH Income$33,571
55% below US avg
Per Capita Income$33,110
Avg Weekly Wage$1,066
IRS Avg AGI$67,719

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate9.1%
27% below US avg
Establishments (County)3,200
County GDP$5,712M

Business (County)

Restaurants251
Healthcare326
Retail335
Manufacturing70

Tax & Cost of Living

Property Tax (IRS)$4,066
16% above US avg
Effective Tax Rate3.30%

Commute & Transportation

Commute Time21.0 min
Drive Alone62.0%
Public Transit0.0%
Work from Home2.8%

Walkability

The median home value in Tracy is $123,200, 56% below the national average. Monthly rent averages $1,080 (7% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$123,200
56% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,080
7% below US avg
Rent Burden23.4%

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied78.8%

Property Tax

Avg Tax (IRS)$4,066
16% above US avg
Effective Rate3.30%
In Tracy, 33.8% of adults are obese (above the 32.1% national rate). 29.0% report depression. 19.9% are physically inactive.

Health Metrics: Tracy vs U.S. Average (%)

Chronic Conditions

Obesity33.8%
5% above US avg
Diabetes7.6%
Heart Disease4.7%
High Blood Pressure28.3%
Asthma12.8%
COPD5.8%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking22.5%
Physical Inactivity19.9%
Depression29.0%
Mental Distress20.0%
Physical Distress13.3%

Healthcare Access

Insurance Rate97.3%
Checkup Rate72.0%
Premature Death9,758/100K

Food & Exercise

Food Environment7.8/10
Exercise Access78.7%
Healthcare Facilities326

Crime Rates: Tracy vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)9

Safety Score

Tracy has an average annual temperature of 47°F (8°C). Winters average 27°F in January while summers reach 70°F in July. Annual precipitation is 15.4 inches. Air quality is rated Good with a median AQI of 26.

Temperature

27°F Jan (-3°C) 70°F Jul (21°C)
Annual Average47.0°F
13% below US avg
January Average27°F (-3°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall15.4 inches
59% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation3,440 ft (1,049 m)
Area0.4 sq mi (1.0 km²)
Population Density351/sq mi
Coordinates47.4132°N, 111.1511°W
County FIPS30013
It is classified as Metro — under 250K. 16.7% of residents hold a bachelor's degree or higher (50% below US avg). In the 2024 election, the county voted Republican by a 22.3-point margin. 80.0% of households have broadband internet.

2024 Presidential Election (County)

R 59.7%
D 37.3%

Winner: Republican by 22.3 points

Education

Bachelor's Degree+16.7%
50% below US avg
High School+98.2%
School Test Score5.68
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density351/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Broadband Access80.0%
Public Libraries4
Healthcare Facilities326
Restaurants251
Retail Stores335

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute21.0 min
Drive Alone62.0%
Public Transit0.0%
Work from Home2.8%

Nearby Cities

Compare Tracy with another city: