Median Income
$87,589
17% higher than US avg
Home Value
$270,800
4% lower than US avg
Bachelor's+
33.7%
0% lower than US avg
Median Rent
$958
18% lower than US avg
Obesity Rate
30.0%
7% lower than US avg
Unemployment
6.0%
67% higher than US avg
Poverty Rate
2.4%
81% lower than US avg
How Troy Compares to the U.S. Average (100% = U.S. avg)
People
Population908
Median Age44.7 yrs
Density1,149/mi²
Male / Female50% / 50%
Largest GroupWhite 95%
Veterans5.0%
Economy
A
Median Income$87,589
Per Capita$38,032
Unemployment6.0%
Poverty2.4%
County GDP$2,072M
Commute29 min
Housing
A+
Home Value$270,800
Rent$958
Ownership86.2%
Zillow$511,815
Housing Units411
Rent Burden19.1%
Health
Obesity30.0%
Uninsured3.6%
Smoking10.9%
Depression22.7%
Heart Disease4.8%
Climate
Avg Temp46°F (8°C)
AQI27 (Good)
Rain27.8 in/yr
Elevation2,543 ft (775 m)
Education
B+
Bachelor's+33.7%
High School+96.7%
Graduate+9.5%
School Score6.32
Community
2024 VoteR 52% / D 44%
Commute29 min
Broadband92.0%
EV Stations1
Libraries7
Is Troy a Good Place to Live?
Based on current data, Troy receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Troy stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Troy is $87,589, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 6.0% is somewhat elevated compared to the national rate of 3.6%. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Troy is $270,800, roughly aligned with the national median of $281,900. Renters pay a median of $958 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 33.7% holding a bachelor's degree or higher, near the national average. 96.7% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Troy experiences four distinct seasons with an average temperature of 46°F. Winters average 30°F in January while summers reach 65°F in July. Annual precipitation totals 27.8 inches, including 50.9 inches of snow. Air quality is rated Good with a median AQI of 27.
Troy has a population of 908 with a density of 1,149 people per square mile, spread across 0.8 square miles. The median age is 44.7 years, 15% older than the national median of 38.9. The gender split is 49.9% female and 50.1% male. The city is predominantly White (94.5%), with 3.6% Hispanic. English is the primary language spoken at home by 97.1% of residents. 5.0% of the population are veterans. 12.1% of residents have a disability. 96.4% have health insurance coverage.
Population
908
Total Population
2023 Census
44.7yrs
Median Age
15% above US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.2%
84% below US avg
The median household income in Troy is $87,589, which is 17% above the national average of $75,149. Per capita income is $38,032. The average weekly wage is $946, 34% lower than the U.S. average. The unemployment rate is 6.0% (above the 3.6% US average). 2.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,448 business establishments, including 130 restaurants. The cost of living index is 95.5, roughly in line with the national average. Workers commute an average of 29 minutes. 4.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $87,589 |
| 17% above US avg |
| Per Capita Income | $38,032 |
| Avg Weekly Wage | $946 |
| IRS Avg AGI | $75,069 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.0% |
| 67% above US avg |
| Poverty Rate | 2.4% |
| 81% below US avg |
| Establishments (County) | 1,448 |
| County GDP | $2,072M |
Business (County)
| Restaurants | 130 |
| Healthcare | 112 |
| Retail | 138 |
| Manufacturing | 38 |
Tax & Cost of Living
| Property Tax (IRS) | $4,688 |
| 34% above US avg |
| Cost of Living | 95.50 (100=avg) |
| Effective Tax Rate | 1.73% |
Commute & Transportation
| Commute Time | 29.0 min |
| Drive Alone | 87.8% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in Troy is $270,800, 4% below the national median of $281,900. Zillow estimates the typical home value at $511,815, higher than the Census estimate. Monthly rent averages $958 (18% below the national average of $1,163). Fair market rent ranges from $950 for a one-bedroom to $1,173 for a two-bedroom apartment. 86.2% of housing units are owner-occupied (above the 65.4% national rate). There are 411 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $4,688 (higher than the $3,500 national average). 19.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $270,800 |
| 4% below US avg |
| Zillow ZHVI | $511,815 |
Rental Costs
| Census Median Rent | $958 |
| 18% below US avg |
| Rent Burden | 19.1% |
HUD Fair Market Rent
| Studio | $898 |
| 1 Bedroom | $950 |
| 2 Bedrooms | $1,173 |
| 3 Bedrooms | $1,619 |
| 4 Bedrooms | $1,949 |
Ownership & Property
| Homeownership | 86.2% |
| Owner-Occupied | 86.2% |
| Renter-Occupied | 13.8% |
| Housing Units | 411 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $4,688 |
| 34% above US avg |
| Effective Rate | 1.73% |
In Troy, 30.0% of adults are obese, below the national rate of 32.1%. 7.4% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.4% have high blood pressure. 10.9% are current smokers (below the 14.0% national rate). 18.2% report binge drinking. 18.0% are physically inactive, below the national average. 22.7% report depression. 16.4% experience frequent mental distress. 3.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,390. The dentist ratio is 1:2,157. 69.7% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Troy vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.0% |
| 7% below US avg |
| Diabetes | 7.4% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.4% |
| Asthma | 10.6% |
| COPD | 5.2% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 10.9% |
| 22% below US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 18.0% |
| Depression | 22.7% |
| Mental Distress | 16.4% |
| Physical Distress | 11.9% |
| Short Sleep | 30.6% |
Healthcare Access
| Insurance Rate | 96.4% |
| Uninsured | 3.6% |
| 58% below US avg |
| Primary Care | 1:1,390 |
| Dentists | 1:2,157 |
| Mental Health | 1:475 |
| Checkup Rate | 72.4% |
| Dental Visits | 65.4% |
| Premature Death | 5,065/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 69.7% |
| Healthcare Facilities | 112 |
Troy experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 30°F in January while summers reach 65°F in July. Annual precipitation totals 27.8 inches (drier than the 38-inch national average). The area receives 50.9 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 27 / among the cleanest air in the country. 81% of days have good air quality. The city sits at an elevation of 2,543 feet.
Temperature
30°F Jan (-1°C)
65°F Jul (18°C)
| Annual Average | 46.4°F |
| 14% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 65°F (18°C) |
Geography
| Elevation | 2,543 ft (775 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 1,149/sq mi |
| Coordinates | 46.7380°N, 116.7732°W |
| Timezone | America/Boise |
| County | Latah County County |
| Nearest Airport | Pullman/Moscow Regional (PUW)
16 miles away |
Precipitation & Snow
Annual Rainfall
27.8"
27% below US avg
Wettest Month (Nov)
3.52"
Air Quality
| AQI Median | 27.0 |
| Rating | Good |
| Good Days % | 81.1% |
| Unhealthy Days | 1 |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 33.3 / 100 |
| Social Vulnerability | 15.0 / 100 |
| Community Resilience | 43.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
90 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M3.3 on Feb 11, 2025.
| Nov 28, 1991 |
7 km S of Walla Walla East, Washington |
M4.3 |
145 km |
| Aug 17, 1994 |
1 km E of Mullan, Idaho |
M4.1 |
111 km |
| Jul 14, 1992 |
6 km S of Walla Walla East, Washington |
M4.1 |
144 km |
| Nov 11, 2001 |
3 km NE of Spokane, Washington |
M4.0 |
116 km |
| Jun 25, 2001 |
Washington |
M3.9 |
115 km |
| Nov 8, 1997 |
39 km SE of Pierce, Idaho |
M3.8 |
117 km |
| Jun 28, 1998 |
3 km SE of Genesee, Idaho |
M3.8 |
25 km |
| Mar 14, 1997 |
1 km E of Mullan, Idaho |
M3.6 |
111 km |
| May 30, 1996 |
3 km SSW of Mullan, Idaho |
M3.6 |
106 km |
| Jan 20, 2000 |
21 km ENE of Athol, Idaho |
M3.5 |
144 km |
| Jan 13, 1994 |
11 km SW of Lind, Washington |
M3.4 |
148 km |
| Jun 17, 2004 |
11 km SSE of Washtucna, Washington |
M3.4 |
112 km |
| Jun 28, 1997 |
3 km NNW of Mullan, Idaho |
M3.4 |
112 km |
| Nov 2, 1996 |
4 km W of Trout Creek, Montana |
M3.4 |
148 km |
| Mar 8, 1994 |
32 km S of Wallace, Idaho |
M3.4 |
81 km |
| Jun 25, 2001 |
2 km SSE of Town and Country, Washington |
M3.4 |
118 km |
| Sep 22, 2003 |
12 km NW of Rathdrum, Idaho |
M3.3 |
130 km |
| May 10, 2000 |
Idaho-Montana border region |
M3.3 |
111 km |
| Feb 11, 2025 |
2 km NNW of Mullan, Idaho |
M3.3 |
111 km |
| Dec 15, 1991 |
6 km SSW of Walla Walla East, Washington |
M3.3 |
145 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
18 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 3 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 30, 1971 |
EF2 |
48 km |
0 |
| Mar 14, 1966 |
EF2 |
83 km |
0 |
| May 8, 1962 |
EF2 |
38 km |
0 |
| May 6, 1957 |
EF2 |
89 km |
0 |
| Jun 15, 1954 |
EF2 |
90 km |
0 |
| May 19, 1986 |
EF1 |
2 km |
0 |
| May 2, 1973 |
EF1 |
17 km |
0 |
| Jun 20, 1969 |
EF1 |
27 km |
0 |
| Oct 5, 2011 |
EF0 |
93 km |
0 |
| Oct 7, 2010 |
EF0 |
69 km |
0 |
| Oct 7, 2010 |
EF0 |
73 km |
0 |
| Jun 29, 2007 |
EF0 |
70 km |
0 |
| May 31, 1997 |
EF0 |
38 km |
0 |
| Jun 1, 1991 |
EF0 |
25 km |
0 |
| May 1, 1991 |
EF0 |
24 km |
0 |
| Jun 5, 1987 |
EF0 |
97 km |
0 |
| Sep 14, 1986 |
EF0 |
44 km |
0 |
| May 22, 1964 |
EF0 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MALONEY CREEK (131,397 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
MALONEY CREEK |
131,397 |
89 km |
| 2021 |
SHOVEL CREEK |
109,829 |
79 km |
| 2021 |
LICK CREEK |
80,376 |
76 km |
| 2012 |
CACHE CREEK |
75,521 |
93 km |
| 2014 |
BIG COUGAR |
65,397 |
82 km |
| 1988 |
TEEPEE BUTTE |
59,565 |
98 km |
| 2005 |
SCHOOL |
51,701 |
82 km |
| 2007 |
CHIMNEY COMPLEX |
50,646 |
77 km |
| 2015 |
KAMIAH GULCH |
48,459 |
75 km |
| 2017 |
POWERLINE |
45,449 |
86 km |
| 2021 |
GREEN RIDGE |
44,604 |
93 km |
| 2015 |
FISHER |
20,757 |
54 km |
| 1986 |
JOSEPH CANYON 1 |
14,398 |
85 km |
| 2006 |
JIM CREEK |
13,100 |
92 km |
| 2021 |
BEDROCK |
11,998 |
28 km |
| 2015 |
LAWYER 2 |
11,378 |
76 km |
| 2010 |
HUBBARD |
10,824 |
88 km |
| 2016 |
SNAKE RIVER FIRE |
10,349 |
46 km |
| 2021 |
SILCOTT |
8,864 |
53 km |
| 2007 |
UNNAMED |
8,547 |
61 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
3.3 in |
|
| February |
33°F (0°C) |
2.6 in |
|
| March |
39°F (4°C) |
3.1 in |
|
| April |
45°F (7°C) |
2.8 in |
|
| May |
53°F (11°C) |
2.6 in |
|
| June |
58°F (14°C) |
1.7 in |
|
| July |
65°F (18°C) |
0.7 in |
Driest |
| August |
65°F (19°C) |
0.7 in |
Warmest |
| September |
58°F (14°C) |
1.0 in |
|
| October |
47°F (8°C) |
2.4 in |
|
| November |
36°F (2°C) |
3.5 in |
Wettest |
| December |
29°F (-2°C) |
3.5 in |
Coldest |
Troy has a seasonal temperature swing of 36°F / from 29°F in December to 65°F in August. Total annual precipitation is 27.8 inches, with November being the wettest month (3.5") and July the driest (0.7").
Average costs for common services in Troy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$239 ($143-$382) |
| Specialist Visit |
$334 ($191-$525) |
| Urgent Care Visit |
$191 ($96-$334) |
| Emergency Room Visit |
$2,101 ($764-$4,775) |
| Dental Cleaning |
$124 ($72-$191) |
| Dental Filling |
$239 ($143-$382) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$287 ($143-$478) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$573 ($382-$955) |
| Battery Replacement |
$191 ($96-$334) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($57-$143) |
| Electrician (Per Hour) |
$86 ($48-$134) |
| HVAC Repair |
$382 ($143-$764) |
| HVAC System Install |
$6,685 ($3,820-$11,460) |
| Roof Repair |
$955 ($382-$1,910) |
| Roof Replacement |
$8,595 ($5,253-$14,325) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,433 ($478-$3,343) |
| Divorce (Contested) |
$14,325 ($4,775-$28,650) |
| DUI Defense |
$4,775 ($1,910-$9,550) |
| Bankruptcy (Chapter 7) |
$1,433 ($764-$2,865) |
| Will Preparation |
$478 ($191-$955) |
| Trust Preparation |
$2,388 ($955-$4,775) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$143 ($72-$239) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$62) |
| Massage (1 Hour) |
$76 ($48-$124) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.92 ($2.87-$5.25) |
| Dozen Eggs (per dozen) |
$3.34 ($2.39-$4.78) |
| Loaf of Bread |
$3.63 ($2.39-$5.25) |
| Chicken Breast (per lb) |
$4.30 ($2.87-$6.21) |
| Ground Beef (per lb) |
$5.25 ($3.82-$7.16) |
| Rice (per lb) |
$0.96 ($0.57-$1.72) |
View all 20 services
Utilities
| Electricity (Monthly) |
$134 ($76-$239) |
| Natural Gas (Monthly) |
$67 ($29-$143) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$62 ($29-$96) |
| Cable TV (Monthly) |
$81 ($48-$143) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$191 ($72-$478) |
| Car Insurance (Annual) |
$1,910 ($1,146-$3,343) |
| Bus Pass (Monthly) |
$67 ($29-$124) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.64-$24) |
| Car Registration (Annual) |
$96 ($29-$239) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,146 ($573-$2,388) |
| Daycare (Toddler, Monthly) |
$955 ($478-$1,910) |
| After-School Care (Monthly) |
$382 ($191-$669) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$955 ($382-$2,388) |
| Private School (K-12, Annual) |
$11,938 ($4,775-$28,650) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$191) |
| Dog Grooming |
$57 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$287 ($143-$478) |
| Cat Spay/Neuter |
$191 ($96-$382) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $901 |
| Toddler | $898 |
| Preschool | $825 |
| Family Childcare (monthly) |
| Infant | $628 |
| Toddler | $599 |
| Preschool | $555 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Troy
What is the population of Troy?
Troy has a population of 908 residents and is located in Idaho. The population density is 1,149 people per square mile, spread across 0.8 square miles. The median age of residents is 44.7 years, which is older than the national median of 38.9 years. The population is 49.9% female and 50.1% male.
Is Troy expensive to live in?
Troy has a cost of living roughly in line with the national average, with an index of 95.5 (baseline: 100). The median household income is $87,589, 17% above the national average of $75,149. The median home value is $270,800 (4% below the U.S. median). Renters pay a median of $958 per month, below the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Troy?
Troy has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 30°F in January, while summers reach an average of 65°F in July. Annual rainfall totals 27.8 inches, with 50.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 27.
How is the job market in Troy?
The unemployment rate in Troy is 6.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $946. There are 1,448 business establishments in the area, including 130 restaurants and food service locations. The average commute time is 29 minutes, and 4.9% of workers work from home.
How much does housing cost in Troy?
The median home value in Troy is $270,800. Zillow estimates the typical home value at $511,815. For renters, the median monthly rent is $958. Fair market rent is $950 for a 1-bedroom and $1,173 for a 2-bedroom apartment. The homeownership rate is 86.2%. The average annual property tax is $4,688.
How are the schools in Troy?
Schools in Troy score 6.3 out of 10 on standardized testing, near the national average. 33.7% of adults in Troy hold a bachelor's degree or higher, below the national average of 33.7%. 96.7% have completed high school. 9.5% hold a graduate or professional degree.
How healthy is Troy?
The obesity rate in Troy is 30.0% (below the national rate of 32.1%). 10.9% of adults are smokers. 18.0% are physically inactive. 22.7% of residents report depression. 3.6% lack health insurance (below the national rate). 69.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,390.
What is transportation like in Troy?
The average commute in Troy is 29 minutes. 87.8% of workers drive alone to work, and 4.9% work from home.
What are the demographics of Troy?
The racial and ethnic makeup of Troy is 94.5% White, 3.6% Hispanic or Latino. 97.1% of residents speak only English at home. 5.0% of the population are military veterans. 12.1% of residents have a disability. 96.4% have health insurance coverage.