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Troy, MT
Full City Profile · Montana · Lincoln County County
2.4
/5.0
C
Fair
906
Population
1,066/sq mi density
$36,641
Median Income
$21,401 per capita
$182,100
Home Value
$401,940 Zillow
$573
Median Rent
38.8% income on rent
47°F
Avg Temperature
269 sunny days/yr
107
Violent Crime/100K
1,389 property/100K
C
Overall
2.4 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$36,641 median income, 1.2% unemployment
B+
Affordability
3.9 / 5.0
$182,100 home value, $573/mo rent
F
Safety
1.0 / 5.0
107 violent crimes/100K
D
Education
1.8 / 5.0
10.6% bachelor's degree or higher
Housing Overview
Median Home Value
$182,100
35% below
US avg: $281,900
Median Rent
$573/mo
51% below
US avg: $1,163/mo
Homeownership Rate
82.9%
27% above US avg (65.4%)
Total Housing Units
427
Median year built: 1950
Home Value by Source
Census Median
$182,100
Zillow (ZHVI)
$401,940
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
82.9%
Owner-Occupied
17.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$988/mo
1 Bedroom
$1,076/mo
2 Bedroom
$1,336/mo
3 Bedroom
$1,789/mo
4 Bedroom
$2,113/mo
Census median rent:
$573/mo
Affordability & Housing Stock
Rent Burden
38.8%
of renters spending 30%+ of income on housing
25% above US avg (31.0%)
Median Year Built
1950
Average age of housing stock: 76 years
Homeownership Rate
82.9%
Complete Housing Data
Home Values
| Census Median Value | $182,100 |
| Zillow Home Value (ZHVI) | $401,940 |
Rent
| Census Median Rent | $573 |
| FMR Studio | $988 |
| FMR 1-Bedroom | $1,076 |
| FMR 2-Bedroom | $1,336 |
| FMR 3-Bedroom | $1,789 |
| FMR 4-Bedroom | $2,113 |
Market
Ownership & Stock
| Owner-Occupied | 82.9% |
| Renter-Occupied | 17.1% |
| Homeownership Rate | 82.9% |
| Total Housing Units | 427 |
| Median Year Built | 1950 |
| Rent Burden | 38.8% |