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Troy, NC
Full City Profile · North Carolina · Montgomery County County
3.0
/5.0
B
Good
2,905
Population
794/sq mi density
$60,167
Median Income
$27,042 per capita
$134,500
Home Value
$188,695 Zillow
$554
Median Rent
18.5% income on rent
62°F
Avg Temperature
310 sunny days/yr
571
Violent Crime/100K
2,946 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$60,167 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$134,500 home value, $554/mo rent
F
Safety
1.0 / 5.0
571 violent crimes/100K (50% above avg)
C+
Education
2.9 / 5.0
23.5% bachelor's degree or higher
Housing Overview
Median Home Value
$134,500
52% below
US avg: $281,900
Median Rent
$554/mo
52% below
US avg: $1,163/mo
Homeownership Rate
46.5%
29% below US avg (65.4%)
Total Housing Units
1,346
Median year built: 1971
Home Value by Source
Census Median
$134,500
Zillow (ZHVI)
$188,695
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
46.5%
Owner-Occupied
53.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$932/mo
1 Bedroom
$981/mo
2 Bedroom
$1,161/mo
3 Bedroom
$1,499/mo
4 Bedroom
$1,780/mo
Census median rent:
$554/mo
Affordability & Housing Stock
Rent Burden
18.5%
of renters spending 30%+ of income on housing
40% below US avg (31.0%)
Median Year Built
1971
Average age of housing stock: 55 years
Homeownership Rate
46.5%
Complete Housing Data
Home Values
| Census Median Value | $134,500 |
| Zillow Home Value (ZHVI) | $188,695 |
Rent
| Census Median Rent | $554 |
| FMR Studio | $932 |
| FMR 1-Bedroom | $981 |
| FMR 2-Bedroom | $1,161 |
| FMR 3-Bedroom | $1,499 |
| FMR 4-Bedroom | $1,780 |
Market
Ownership & Stock
| Owner-Occupied | 46.5% |
| Renter-Occupied | 53.5% |
| Homeownership Rate | 46.5% |
| Total Housing Units | 1,346 |
| Median Year Built | 1971 |
| Rent Burden | 18.5% |