Troy, TN

Tennessee

Troy is a small town in Tennessee with a population of 1,915. Residents earn $52,656 per year, which is 30% below the national average.

3.1 /5.0
B Good
1,915 Population 1,419/sq mi density
$52,656 Median Income $26,131 per capita
$110,800 Home Value $169,199 Zillow
$764 Median Rent
58°F Avg Temperature
150 Violent Crime/100K 2,097 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$52,656 median income, 2.8% unemployment
A+
Affordability
5.0 / 5.0
$110,800 home value, $764/mo rent
F
Safety
1.0 / 5.0
150 violent crimes/100K (61% below avg)
C+
Education
2.6 / 5.0
19.4% bachelor's degree or higher
Median Income $52,656
30% lower than US avg
Home Value $110,800
61% lower than US avg
Violent Crime 150/100K
61% lower than US avg
Bachelor's+ 19.4%
42% lower than US avg
Median Rent $764
34% lower than US avg
Obesity Rate 38.1%
19% higher than US avg
Unemployment 2.8%
22% lower than US avg
Poverty Rate 8.3%
33% lower than US avg

How Troy Compares to the U.S. Average (100% = U.S. avg)

People

Population1,915
Median Age36.0 yrs
Density1,419/mi²
Male / Female46% / 55%
Largest GroupWhite 98%

Economy

B+
Median Income$52,656
Per Capita$26,131
Unemployment2.8%
Poverty8.3%
County GDP$1,688M
Commute19 min

Housing

A+
Home Value$110,800
Rent$764
OwnershipN/A
Zillow$169,199

Crime

F
Violent150/100K
Property2,097/100K
Murder0.0/100K
Assault150/100K
Burglary599/100K

Health

Obesity38.1%
UninsuredN/A
Depression33.2%
Heart Disease6.5%

Climate

Avg Temp58°F
AQI40 (Good)
Rain53.8 in/yr
Elevation354 ft

Education

C+
Bachelor's+19.4%
High School+79.3%
School Score5.08

Community

2024 VoteR 82% / D 17%
Commute19 min
Libraries1

Is Troy a Good Place to Live?

Based on current data, Troy receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Troy offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Troy is $52,656, 30% below the national average of $75,149. The job market is very strong with unemployment at just 2.8%. 8.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Troy is $110,800, 61% below the national median — offering relatively affordable homeownership. Renters pay a median of $764 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Troy is a very safe community with a violent crime rate of 150 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,097 per 100,000, near the national average.

Education

19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 79.3% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Troy enjoys a moderate climate with an average annual temperature of 58°F. Winters average 36°F in January while summers reach 79°F in July. Annual precipitation totals 53.8 inches, including 5.8 inches of snow. Air quality is rated Good with a median AQI of 40.

Troy has a population of 1,915 with a density of 1,419 people per square mile. The median age is 36.0 years, 7% younger than the national median of 38.9. The city is predominantly White (97.5%).

Population

1,915
Total Population
1,419
People / sq mi
36.0yrs
Median Age
7% below US avg
1.4mi²
Land Area

Gender Distribution

Male 45.5%
Female 54.5%

Race & Ethnicity

Troy vs U.S. Average

Language Spoken at Home

English Only99.1%
26% above US avg
Spanish0.9%
93% below US avg

Social Characteristics

Troy vs U.S. Average

The median household income in Troy is $52,656, which is 30% below the national average of $75,149. The unemployment rate is 2.8% (below the 3.6% US average). 8.3% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Troy vs U.S.

Commute Mode

Income

Median HH Income$52,656
30% below US avg
Per Capita Income$26,131
Avg Weekly Wage$922
IRS Avg AGI$59,211

Employment & Poverty

Unemployment2.8%
22% below US avg
Poverty Rate8.3%
33% below US avg
Establishments (County)751
County GDP$1,688M

Business (County)

Restaurants59
Healthcare68
Retail121
Manufacturing35

Tax & Cost of Living

Property Tax (IRS)$2,654
24% below US avg
Effective Tax Rate2.40%

Commute & Transportation

Commute Time18.5 min
Work from Home1.3%

Walkability

The median home value in Troy is $110,800, 61% below the national average. Monthly rent averages $764 (34% below US avg). Zillow estimates the typical home value at $169,199.

Home Value Sources

Ownership Split

Home Values

Census Median$110,800
61% below US avg
Zillow ZHVI$169,199

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$764
34% below US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied70.6%

Property Tax

Avg Tax (IRS)$2,654
24% below US avg
Effective Rate2.40%
In Troy, 38.1% of adults are obese (above the 32.1% national rate). 33.2% report depression. 28.5% are physically inactive.

Health Metrics: Troy vs U.S. Average (%)

Chronic Conditions

Obesity38.1%
19% above US avg
Diabetes11.7%
Heart Disease6.5%
High Blood Pressure35.5%
Asthma11.5%
COPD9.2%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking15.8%
Physical Inactivity28.5%
Depression33.2%
Mental Distress22.5%
Physical Distress16.1%

Healthcare Access

Insurance Rate89.5%
Checkup Rate74.6%
Premature Death12,716/100K

Food & Exercise

Food Environment7.4/10
Exercise Access40.1%
Healthcare Facilities68
Troy has a violent crime rate of 150 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,097 per 100,000 (7% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Troy vs U.S. Average (per 100,000)

Violent Crime

Total Violent149.8/100K
61% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault149.8/100K

Property Crime

Total Property2,097.4/100K
7% above US avg
Burglary599.3/100K
Theft1,423.2/100K
Vehicle Theft74.9/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Troy has an average annual temperature of 58°F (14°C). Winters average 36°F in January while summers reach 79°F in July. Annual precipitation is 53.8 inches. Air quality is rated Good with a median AQI of 40.

Temperature

36°F Jan (2°C) 79°F Jul (26°C)
Annual Average58.0°F
7% above US avg
January Average36°F (2°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall53.8 inches
42% above US avg
Snowfall5.8 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation354 ft (108 m)
Area1.4 sq mi (3.5 km²)
Population Density1,419/sq mi
Coordinates36.3419°N, 89.1582°W
County FIPS47131
It is classified as Nonmetro — Urban 2.5K–20K. 19.4% of residents hold a bachelor's degree or higher (42% below US avg). In the 2024 election, the county voted Republican by a 64.9-point margin.

2024 Presidential Election (County)

R 82.1%
D 17.2%

Winner: Republican by 64.9 points

Education

Bachelor's Degree+19.4%
42% below US avg
High School+79.3%
School Test Score5.08
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density1,419/sq mi
Total Area1.4 sq mi

Infrastructure & Services

Public Libraries1
Healthcare Facilities68
Restaurants59
Retail Stores121

Safety & Disasters

Fatal Crashes (County/yr)6
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.5 min
Work from Home1.3%

Nearby Cities

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