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Troy, TX
Full City Profile · Texas · Bell County County
3.3
/5.0
B
Good
2,628
Population
565/sq mi density
$81,193
Median Income
$30,013 per capita
$188,200
Home Value
$259,193 Zillow
$1,141
Median Rent
21.8% income on rent
65°F
Avg Temperature
303 sunny days/yr
196
Violent Crime/100K
1,468 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$81,193 median income, 4.3% unemployment
A+
Affordability
5.0 / 5.0
$188,200 home value, $1,141/mo rent
F
Safety
1.0 / 5.0
196 violent crimes/100K
C+
Education
2.9 / 5.0
24.3% bachelor's degree or higher
Troy enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 46°F in January while summers reach 83°F in July. The area gets 303 sunny days per year. Annual precipitation totals 38.1 inches. The area receives 0.1 inches of snow annually. Air quality is rated Good with a median AQI of 42.
Temperature
46°F Jan (8°C)
83°F Jul (29°C)
| Annual Average | 65.4°F |
| 21% above US avg | |
| January Average | 46°F (8°C) |
| July Average | 83°F (29°C) |
| Sunny Days | 303 days/yr |
Geography
| Elevation | 724 ft (221 m) |
| Area | 4.0 sq mi (10.4 km²) |
| Population Density | 565/sq mi |
| Coordinates | 31.1940°N, 97.3004°W |
| Timezone | America/Chicago |
| County | Bell County County |
| Nearest Airport | Draughon-Miller Central Texas Regional (TPL) 7 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0473 ppm |
| NO₂ (Nitrogen Dioxide) | 4.7 ppb |
| PM2.5 (Fine Particles) | 7.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 91.1 / 100 |
| Social Vulnerability | 29.9 / 100 |
| Community Resilience | 60.9 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Relatively Low |
| Earthquake | Very Low |
| Wildfire | Relatively Moderate |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively High |
| Lightning | Very High |
| Ice Storm | Relatively Moderate |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 46°F (8°C) | 1.9 in | Coldest |
| February | 51°F (11°C) | 2.5 in | |
| March | 59°F (15°C) | 2.6 in | |
| April | 66°F (19°C) | 3.0 in | |
| May | 74°F (23°C) | 4.6 in | Wettest |
| June | 80°F (27°C) | 3.5 in | |
| July | 83°F (29°C) | 1.9 in | Driest |
| August | 84°F (29°C) | 2.1 in | Warmest |
| September | 78°F (26°C) | 3.7 in | |
| October | 68°F (20°C) | 3.6 in | |
| November | 57°F (14°C) | 2.8 in | |
| December | 49°F (10°C) | 2.4 in |
Troy has a seasonal temperature swing of 38°F / from 46°F in January to 84°F in August. Total annual precipitation is 34.5 inches, with May being the wettest month (4.6") and July the driest (1.9").