Troy, TX
Full City Profile · Texas · Bell County County
3.3
/5.0
B
Good
2,628
Population
565/sq mi density
$81,193
Median Income
$30,013 per capita
$188,200
Home Value
$259,193 Zillow
$1,141
Median Rent
21.8% income on rent
65°F
Avg Temperature
303 sunny days/yr
196
Violent Crime/100K
1,468 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$81,193 median income, 4.3% unemployment
A+
Affordability
5.0 / 5.0
$188,200 home value, $1,141/mo rent
F
Safety
1.0 / 5.0
196 violent crimes/100K
C+
Education
2.9 / 5.0
24.3% bachelor's degree or higher
Housing Overview
Median Home Value
$188,200
33% below
US avg: $281,900
Median Rent
$1,141/mo
2% below
US avg: $1,163/mo
Homeownership Rate
66.9%
2% above US avg (65.4%)
Total Housing Units
821
Median year built: 1988
Home Value by Source
Census Median
$188,200
Zillow (ZHVI)
$259,193
Median Sale Price
$258,450
Median List Price
$340,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
66.9%
Owner-Occupied
33.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Census median rent:
$1,141/mo
· Zillow rent:
$1,785/mo
Market Indicators (Redfin)
Median Days on Market
266 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
4
Price Drops
20.8%
of listings with price reduction
Price Per Sq Ft
$156
Active Inventory
24
homes for sale
Affordability & Housing Stock
Rent Burden
21.8%
of renters spending 30%+ of income on housing
30% below US avg (31.0%)
Median Year Built
1988
Average age of housing stock: 38 years
Homeownership Rate
66.9%
Complete Housing Data
Home Values
| Census Median Value | $188,200 |
| Zillow Home Value (ZHVI) | $259,193 |
| Median Sale Price | $258,450 |
| Median List Price | $340,000 |
| Price Per Sq Ft | $156 |
Rent
| Census Median Rent | $1,141 |
| Zillow Rent (ZORI) | $1,785 |
| FMR Studio | $887 |
| FMR 1-Bedroom | $935 |
| FMR 2-Bedroom | $1,149 |
| FMR 3-Bedroom | $1,497 |
| FMR 4-Bedroom | $1,733 |
Market
| Days on Market | 266 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 20.8% |
| Homes Sold | 4 |
| Active Inventory | 24 |
| Price Per Sq Ft | $156 |
Ownership & Stock
| Owner-Occupied | 66.9% |
| Renter-Occupied | 33.1% |
| Homeownership Rate | 66.9% |
| Total Housing Units | 821 |
| Median Year Built | 1988 |
| Rent Burden | 21.8% |
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