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Troy, TX

Full City Profile · Texas · Bell County County

3.3 /5.0
B Good
2,628 Population 565/sq mi density
$81,193 Median Income $30,013 per capita
$188,200 Home Value $259,193 Zillow
$1,141 Median Rent 21.8% income on rent
65°F Avg Temperature 303 sunny days/yr
196 Violent Crime/100K 1,468 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$81,193 median income, 4.3% unemployment
A+
Affordability
5.0 / 5.0
$188,200 home value, $1,141/mo rent
F
Safety
1.0 / 5.0
196 violent crimes/100K
C+
Education
2.9 / 5.0
24.3% bachelor's degree or higher

Housing Overview

Median Home Value
$188,200
33% below
US avg: $281,900
Median Rent
$1,141/mo
2% below
US avg: $1,163/mo
Homeownership Rate
66.9%
2% above US avg (65.4%)
Total Housing Units
821
Median year built: 1988

Home Value by Source

Census Median
$188,200
Zillow (ZHVI)
$259,193
Median Sale Price
$258,450
Median List Price
$340,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

66.9%
Owner-Occupied
33.1%
Renter-Occupied
67%
33%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Census median rent: $1,141/mo · Zillow rent: $1,785/mo

Market Indicators (Redfin)

Median Days on Market
266 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
4
Price Drops
20.8%
of listings with price reduction
Price Per Sq Ft
$156
Active Inventory
24
homes for sale

Affordability & Housing Stock

Rent Burden
21.8%
of renters spending 30%+ of income on housing
30% below US avg (31.0%)
Median Year Built
1988
Average age of housing stock: 38 years
Homeownership Rate
66.9%

Complete Housing Data

Home Values

Census Median Value$188,200
Zillow Home Value (ZHVI)$259,193
Median Sale Price$258,450
Median List Price$340,000
Price Per Sq Ft$156

Rent

Census Median Rent$1,141
Zillow Rent (ZORI)$1,785
FMR Studio$887
FMR 1-Bedroom$935
FMR 2-Bedroom$1,149
FMR 3-Bedroom$1,497
FMR 4-Bedroom$1,733

Market

Days on Market266
Sale-to-List Ratio1.0%
Price Drops20.8%
Homes Sold4
Active Inventory24
Price Per Sq Ft$156

Ownership & Stock

Owner-Occupied66.9%
Renter-Occupied33.1%
Homeownership Rate66.9%
Total Housing Units821
Median Year Built1988
Rent Burden21.8%