Median Income
$103,750
38% higher than US avg
Home Value
$331,100
17% higher than US avg
Bachelor's+
34.9%
4% higher than US avg
Obesity Rate
35.5%
11% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
5.7%
54% lower than US avg
How Ulm Compares to the U.S. Average (100% = U.S. avg)
People
Population868
Median Age39.3 yrs
Density43/mi²
Male / Female56% / 45%
Largest GroupWhite 90%
Veterans9.2%
Economy
A+
Median Income$103,750
Per Capita$43,531
Unemployment1.2%
Poverty5.7%
County GDP$5,712M
Commute28 min
Housing
A+
Home Value$331,100
Ownership98.7%
Zillow$372,243
Housing Units349
Rent Burden27.3%
Health
Obesity35.5%
Uninsured3.1%
Smoking16.0%
Depression28.4%
Heart Disease5.5%
Climate
Avg Temp45°F (7°C)
Rain14.8 in/yr
Elevation3,336 ft (1,017 m)
Education
B+
Bachelor's+34.9%
High School+96.4%
Graduate+16.8%
School Score6.19
Community
2024 VoteR 60% / D 37%
Commute28 min
Broadband85.6%
EV Stations11
Libraries4
Is Ulm a Good Place to Live?
Based on current data, Ulm receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Ulm stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Ulm is $103,750, which is significantly higher than the national average / 38% above $75,149. This places Ulm among higher-income communities. The job market is very strong with unemployment at just 1.2%. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Ulm is $331,100, 17% above the national median. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 34.9% holding a bachelor's degree or higher, near the national average. 96.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Ulm has a cool climate with an average annual temperature of 45°F. Winters average 25°F in January while summers reach 68°F in July. Annual precipitation totals 14.8 inches, including 66.1 inches of snow.
Ulm has a population of 868 with a density of 43 people per square mile, spread across 20.3 square miles. The median age is 39.3 years, 1% older than the national median of 38.9. The gender split is 44.5% female and 55.5% male. The city is predominantly White (90.3%), with 3.9% Hispanic. English is the primary language spoken at home by 100% of residents, while 5.1% speak Spanish. 9.2% of the population are veterans, above the national rate of 6.0%. 12.3% of residents have a disability. 96.9% have health insurance coverage.
Population
868
Total Population
2023 Census
39.3yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
5.1%
62% below US avg
The median household income in Ulm is $103,750, which is 38% above the national average of $75,149. Per capita income is $43,531 (above the $39,052 national figure). The average weekly wage is $1,066, 26% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 5.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,200 business establishments, including 251 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 6.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $103,750 |
| 38% above US avg |
| Per Capita Income | $43,531 |
| Avg Weekly Wage | $1,066 |
| IRS Avg AGI | $67,719 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 5.7% |
| 54% below US avg |
| Establishments (County) | 3,200 |
| County GDP | $5,712M |
Business (County)
| Restaurants | 251 |
| Healthcare | 326 |
| Retail | 335 |
| Manufacturing | 70 |
Tax & Cost of Living
| Property Tax (IRS) | $4,066 |
| 16% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.23% |
Commute & Transportation
| Commute Time | 27.7 min |
| Drive Alone | 75.1% |
| Public Transit | 12.5% |
| Work from Home | 6.1% |
The median home value in Ulm is $331,100, 17% above the national median of $281,900. Zillow estimates the typical home value at $372,243, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 98.7% of housing units are owner-occupied (above the 65.4% national rate). There are 349 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $4,066 (higher than the $3,500 national average). 27.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $331,100 |
| 17% above US avg |
| Zillow ZHVI | $372,243 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 98.7% |
| Owner-Occupied | 98.7% |
| Renter-Occupied | 1.3% |
| Housing Units | 349 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $4,066 |
| 16% above US avg |
| Effective Rate | 1.23% |
In Ulm, 35.5% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.5% of residents. 29.8% have high blood pressure. 16.0% are current smokers. 22.6% report binge drinking. 22.8% are physically inactive. 28.4% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. 3.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,341. The dentist ratio is 1:1,048. 78.7% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Ulm vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.5% |
| 11% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.5% |
| High Blood Pressure | 29.8% |
| Asthma | 12.5% |
| COPD | 6.7% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 22.6% |
| Physical Inactivity | 22.8% |
| Depression | 28.4% |
| Mental Distress | 20.5% |
| Physical Distress | 14.6% |
| Short Sleep | 35.6% |
Healthcare Access
| Insurance Rate | 96.9% |
| Uninsured | 3.1% |
| 64% below US avg |
| Primary Care | 1:1,341 |
| Dentists | 1:1,048 |
| Mental Health | 1:246 |
| Checkup Rate | 70.8% |
| Dental Visits | 65.4% |
| Premature Death | 9,758/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 78.7% |
| Healthcare Facilities | 326 |
Ulm has a cool climate with an average annual temperature of 45°F (7°C). Winters average 25°F in January while summers reach 68°F in July. Annual precipitation totals 14.8 inches (drier than the 38-inch national average). The area receives 66.1 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 3,336 feet.
Temperature
25°F Jan (-4°C)
68°F Jul (20°C)
| Annual Average | 44.6°F |
| 17% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 68°F (20°C) |
Geography
| Elevation | 3,336 ft (1,017 m) |
| Area | 20.3 sq mi (52.5 km²) |
| Population Density | 43/sq mi |
| Coordinates | 47.4214°N, 111.5233°W |
| Timezone | America/Denver |
| County | Cascade County County |
| Nearest Airport | Great Falls International (GTF)
8 miles away |
Precipitation & Snow
Annual Rainfall
14.8"
61% below US avg
Wettest Month (Jun)
2.72"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.1 / 100 |
| Social Vulnerability | 27.1 / 100 |
| Community Resilience | 76.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
315 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.8. Most recent: M2.5 on Apr 17, 2025.
| Jul 6, 2017 |
11 km SE of Lincoln, Montana |
M5.8 |
100 km |
| Jul 6, 2017 |
15 km S of Lincoln, Montana |
M5.0 |
110 km |
| Jul 6, 2017 |
14 km SE of Lincoln, Montana |
M4.4 |
100 km |
| Jan 30, 2016 |
19 km E of Lincoln, Montana |
M4.3 |
86 km |
| Apr 8, 2000 |
8 km ENE of Townsend, Montana |
M4.1 |
120 km |
| Jul 19, 2002 |
43 km NE of Seeley Lake, Montana |
M4.0 |
115 km |
| Jul 17, 2017 |
12 km ESE of Lincoln, Montana |
M4.0 |
97 km |
| Jul 6, 2017 |
14 km SSE of Lincoln, Montana |
M4.0 |
104 km |
| Nov 10, 2000 |
14 km NE of Townsend, Montana |
M4.0 |
114 km |
| Jun 2, 1996 |
37 km N of Ovando, Montana |
M3.9 |
115 km |
| Apr 1, 1993 |
15 km E of Lincoln, Montana |
M3.9 |
88 km |
| Aug 16, 1994 |
27 km W of Chester, Montana |
M3.9 |
120 km |
| Oct 19, 2017 |
12 km SE of Lincoln, Montana |
M3.9 |
98 km |
| Feb 6, 1999 |
24 km E of Townsend, Montana |
M3.9 |
121 km |
| Mar 13, 2017 |
4 km ESE of Avon, Montana |
M3.8 |
122 km |
| Mar 21, 1992 |
20 km NE of Seeley Lake, Montana |
M3.8 |
132 km |
| Apr 17, 2018 |
13 km ESE of Lincoln, Montana |
M3.8 |
96 km |
| Jul 5, 2024 |
24 km ENE of Seeley Lake, Montana |
M3.8 |
128 km |
| May 7, 1992 |
14 km NE of Seeley Lake, Montana |
M3.8 |
138 km |
| Jun 1, 1996 |
23 km N of Ovando, Montana |
M3.8 |
126 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
38 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 5 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 24, 1994 |
EF2 |
100 km |
0 |
| Apr 24, 1994 |
EF2 |
100 km |
0 |
| Jun 30, 1975 |
EF2 |
45 km |
0 |
| Jul 2, 1966 |
EF2 |
59 km |
0 |
| Jun 16, 2007 |
EF1 |
88 km |
0 |
| Jul 3, 1998 |
EF1 |
17 km |
0 |
| Jun 19, 1998 |
EF1 |
73 km |
0 |
| Jul 5, 1988 |
EF1 |
2 km |
0 |
| Jun 1, 1980 |
EF1 |
59 km |
0 |
| Jul 3, 1978 |
EF1 |
10 km |
0 |
| Jul 3, 1978 |
EF1 |
10 km |
0 |
| Jul 3, 1978 |
EF1 |
10 km |
0 |
| Jun 1, 1977 |
EF1 |
24 km |
0 |
| Jul 10, 1965 |
EF1 |
69 km |
0 |
| Jul 2, 1964 |
EF1 |
41 km |
0 |
| Jun 22, 1962 |
EF1 |
35 km |
0 |
| Jun 29, 1961 |
EF1 |
32 km |
0 |
| Jun 29, 1960 |
EF1 |
55 km |
0 |
| Jun 23, 2018 |
EF0 |
59 km |
0 |
| Aug 5, 2002 |
EF0 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CANYON CREEK (167,875 ac, 1988).
| Year |
Name |
Acres |
Distance |
| 1988 |
CANYON CREEK |
167,875 |
95 km |
| 2003 |
LINCOLN COMPLEX (SNOWBANK) |
36,987 |
91 km |
| 2021 |
HARRIS MTN |
31,792 |
36 km |
| 2017 |
ALICE CREEK |
29,971 |
76 km |
| 1984 |
NORTH HILL |
27,162 |
74 km |
| 2000 |
CANYON FERRY COMPLEX (CAVE GULCH) |
26,997 |
80 km |
| 2007 |
MERIWETHER |
18,865 |
65 km |
| 2000 |
CANYON FERRY COMPLEX (BUCKSNORT) |
14,843 |
95 km |
| 1990 |
BEARTOOTH COMPLEX |
13,462 |
55 km |
| 2009 |
MEISSNER |
12,318 |
95 km |
| 1993 |
FREEZEOUT LAKE |
9,793 |
55 km |
| 2021 |
BALSINGER |
8,317 |
67 km |
| 2009 |
INDIAN TRAIL |
4,592 |
58 km |
| 2020 |
YOGO |
4,429 |
95 km |
| 2019 |
NORTH HILLS |
4,149 |
80 km |
| 2019 |
STUCKEY RD MA |
4,073 |
22 km |
| 1991 |
POWER |
3,822 |
37 km |
| 2002 |
PISHKUN |
3,450 |
71 km |
| 2012 |
MISSION ROAD |
3,372 |
40 km |
| 2008 |
UNIT 3 MARSH HAZ FUEL REDUCTION |
3,333 |
31 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.6 in |
Coldest |
| February |
26°F (-3°C) |
0.6 in |
|
| March |
34°F (1°C) |
0.7 in |
|
| April |
42°F (6°C) |
1.7 in |
|
| May |
52°F (11°C) |
2.4 in |
|
| June |
59°F (15°C) |
2.7 in |
Wettest |
| July |
68°F (20°C) |
1.2 in |
Warmest |
| August |
67°F (19°C) |
1.2 in |
|
| September |
57°F (14°C) |
1.3 in |
|
| October |
45°F (7°C) |
1.1 in |
|
| November |
34°F (1°C) |
0.7 in |
|
| December |
26°F (-3°C) |
0.5 in |
Driest |
Ulm has a seasonal temperature swing of 43°F / from 25°F in January to 68°F in July. Total annual precipitation is 14.8 inches, with June being the wettest month (2.7") and December the driest (0.5").
Average costs for common services in Ulm. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $953 |
| Toddler | $993 |
| Preschool | $852 |
| Family Childcare (monthly) |
| Infant | $770 |
| Toddler | $787 |
| Preschool | $787 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ulm
What is the population of Ulm?
Ulm has a population of 868 residents and is located in Montana. The population density is 43 people per square mile, spread across 20.3 square miles. The median age of residents is 39.3 years. The population is 44.5% female and 55.5% male.
Is Ulm expensive to live in?
Ulm is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $103,750, 38% above the national average of $75,149. The median home value is $331,100 (17% above the U.S. median). The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Ulm?
Ulm has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 25°F in January, while summers reach an average of 68°F in July. Annual rainfall totals 14.8 inches, with 66.1 inches of snow.
How is the job market in Ulm?
The job market in Ulm is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $1,066. There are 3,200 business establishments in the area, including 251 restaurants and food service locations. The average commute time is 28 minutes, and 6.1% of workers work from home.
How much does housing cost in Ulm?
The median home value in Ulm is $331,100. Zillow estimates the typical home value at $372,243. The homeownership rate is 98.7%. The average annual property tax is $4,066.
How are the schools in Ulm?
Schools in Ulm score 6.2 out of 10 on standardized testing, near the national average. 34.9% of adults in Ulm hold a bachelor's degree or higher, above the national average of 33.7%. 96.4% have completed high school. 16.8% hold a graduate or professional degree.
How healthy is Ulm?
The obesity rate in Ulm is 35.5% (above the national rate of 32.1%). 16.0% of adults are smokers. 22.8% are physically inactive. 28.4% of residents report depression. 3.1% lack health insurance (below the national rate). 78.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,341.
What is transportation like in Ulm?
The average commute in Ulm is 28 minutes. 75.1% of workers drive alone to work, 12.5% use public transit, and 6.1% work from home.
What are the demographics of Ulm?
The racial and ethnic makeup of Ulm is 90.3% White, 3.9% Hispanic or Latino. 100% of residents speak only English at home, while 5.1% speak Spanish. 9.2% of the population are military veterans. 12.3% of residents have a disability. 96.9% have health insurance coverage.