Urbank, MN
Full City Profile · Minnesota · Otter Tail County County
3.9
/5.0
B+
Good
35
Population
53/sq mi density
$58,750
Median Income
$31,894 per capita
$85,000
Home Value
$178,248 Zillow
43°F
Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$58,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$85,000 home value, /mo rent
C+
Education
2.5 / 5.0
18.8% bachelor's degree or higher
Urbank has a cool climate with an average annual temperature of 43°F (6°C). Winters average 11°F in January while summers reach 71°F in July. Annual precipitation totals 24.1 inches. The area receives 50.8 inches of snow annually.
Temperature
11°F Jan (-12°C)
71°F Jul (21°C)
| Annual Average | 42.5°F |
| 21% below US avg | |
| January Average | 11°F (-12°C) |
| July Average | 71°F (21°C) |
Geography
| Elevation | 1,467 ft (447 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 53/sq mi |
| Coordinates | 46.1240°N, 95.5101°W |
| Timezone | America/Chicago |
| County | Otter Tail County County |
| Nearest Airport | Brainerd Lakes Regional (BRD) 69 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 79.4 / 100 |
| Social Vulnerability | 53.5 / 100 |
| Community Resilience | 92.6 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Very High |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 11°F (-12°C) | 0.4 in | Coldest |
| February | 15°F (-10°C) | 0.4 in | |
| March | 28°F (-2°C) | 1.0 in | |
| April | 43°F (6°C) | 2.0 in | |
| May | 56°F (13°C) | 3.1 in | |
| June | 66°F (19°C) | 3.7 in | |
| July | 71°F (21°C) | 4.0 in | Warmest, Wettest |
| August | 69°F (20°C) | 3.5 in | |
| September | 60°F (16°C) | 2.6 in | |
| October | 46°F (8°C) | 2.2 in | |
| November | 30°F (-1°C) | 0.8 in | |
| December | 17°F (-8°C) | 0.4 in | Driest |
Urbank has a seasonal temperature swing of 60°F / from 11°F in January to 71°F in July. Total annual precipitation is 24.1 inches, with July being the wettest month (4.0") and December the driest (0.4").