Median Income
$36,750
51% lower than US avg
Home Value
$90,800
68% lower than US avg
Bachelor's+
15.2%
55% lower than US avg
Median Rent
$813
30% lower than US avg
Obesity Rate
46.6%
45% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
36.4%
194% higher than US avg
How Utica Compares to the U.S. Average (100% = U.S. avg)
People
Population779
Median Age43.3 yrs
Density260/mi²
Male / Female53% / 48%
Largest GroupWhite 18%
Veterans4.3%
Economy
C+
Median Income$36,750
Per Capita$20,606
Unemployment0.9%
Poverty36.4%
County GDP$15,444M
Commute30 min
Housing
A+
Home Value$90,800
Rent$813
OwnershipN/A
Zillow$120,407
Rent Burden20.4%
Health
Obesity46.6%
UninsuredN/A
Depression18.1%
Heart Disease6.8%
Climate
Avg Temp66°F
AQI43 (Good)
Rain60.2 in/yr
Elevation291 ft
Education
C
Bachelor's+15.2%
High School+89.1%
School Score4.42
Community
2024 VoteR 26% / D 72%
Commute30 min
Broadband90.9%
Libraries14
Is Utica a Good Place to Live?
Based on current data, Utica receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Utica offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Utica is $36,750, 51% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. The poverty rate of 36.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Utica is $90,800, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $813 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Education
15.2% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Utica enjoys a moderate climate with an average annual temperature of 66°F. Winters average 47°F in January while summers reach 82°F in July. Annual precipitation totals 60.2 inches. Air quality is rated Good with a median AQI of 43.
Utica has a population of 779 with a density of 260 people per square mile. The median age is 43.3 years, 11% older than the national median of 38.9. The city is predominantly Black (80.1%), with 17.5% White.
Population
43.3yrs
Median Age
11% above US avg
Language Spoken at Home
| English Only | 99.1% |
| 26% above US avg |
| Spanish | 0.9% |
| 93% below US avg |
The median household income in Utica is $36,750, which is 51% below the national average of $75,149. The unemployment rate is 0.9% (below the 3.6% US average). 36.4% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income
| Median HH Income | $36,750 |
| 51% below US avg |
| Per Capita Income | $20,606 |
| Avg Weekly Wage | $1,143 |
| IRS Avg AGI | $58,854 |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 36.4% |
| 194% above US avg |
| Establishments (County) | 5,699 |
| County GDP | $15,444M |
Business (County)
| Restaurants | 493 |
| Healthcare | 691 |
| Retail | 751 |
| Manufacturing | 101 |
Tax & Cost of Living
| Property Tax (IRS) | $3,687 |
| 5% above US avg |
| Effective Tax Rate | 4.06% |
Commute & Transportation
| Commute Time | 29.9 min |
| Drive Alone | 93.6% |
| Public Transit | 0.0% |
| Work from Home | 0.4% |
The median home value in Utica is $90,800, 68% below the national average. Monthly rent averages $813 (30% below US avg). Zillow estimates the typical home value at $120,407.
Home Values
| Census Median | $90,800 |
| 68% below US avg |
| Zillow ZHVI | $120,407 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $813 |
| 30% below US avg |
| Rent Burden | 20.4% |
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,687 |
| 5% above US avg |
| Effective Rate | 4.06% |
In Utica, 46.6% of adults are obese (above the 32.1% national rate). 18.1% report depression. 38.1% are physically inactive.
Health Metrics: Utica vs U.S. Average (%)
Chronic Conditions
| Obesity | 46.6% |
| 45% above US avg |
| Diabetes | 16.9% |
| Heart Disease | 6.8% |
| High Blood Pressure | 46.8% |
| Asthma | 10.7% |
| COPD | 7.9% |
| Stroke | 4.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 12.7% |
| Physical Inactivity | 38.1% |
| Depression | 18.1% |
| Mental Distress | 18.8% |
| Physical Distress | 15.3% |
Healthcare Access
| Insurance Rate | 85.8% |
| |
| Checkup Rate | 81.8% |
| Premature Death | 16,086/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 77.0% |
| Healthcare Facilities | 691 |
Crime Rates: Utica vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 49 |
Safety Score
Utica has an average annual temperature of 66°F (19°C). Winters average 47°F in January while summers reach 82°F in July. Annual precipitation is 60.2 inches. Air quality is rated Good with a median AQI of 43.
Temperature
47°F Jan (8°C)
82°F Jul (28°C)
| Annual Average | 65.5°F |
| 21% above US avg |
| January Average | 47°F (8°C) |
| July Average | 82°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 60.2 inches |
| 58% above US avg |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 291 ft (89 m) |
| Area | 3.0 sq mi (7.8 km²) |
| Population Density | 260/sq mi |
| Coordinates | 32.1073°N, 90.6222°W |
| County FIPS | 28049 |