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Valley Cottage, NY
Full City Profile · New York · Westchester County County
3.8
/5.0
B+
Good
8,803
Population
2,005/sq mi density
$133,828
Median Income
$67,380 per capita
$502,000
Home Value
$625,458 Zillow
$2,000
Median Rent
24.5% income on rent
53°F
Avg Temperature
271 sunny days/yr
224
Violent Crime/100K
785 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$133,828 median income, 5.3% unemployment
A+
Affordability
4.6 / 5.0
$502,000 home value, $2,000/mo rent
F
Safety
1.0 / 5.0
224 violent crimes/100K
A+
Education
5.0 / 5.0
56.1% bachelor's degree or higher
Housing Overview
Median Home Value
$502,000
78% above
US avg: $281,900
Median Rent
$2,000/mo
72% above
US avg: $1,163/mo
Homeownership Rate
88.4%
35% above US avg (65.4%)
Total Housing Units
3,654
Median year built: 1972
Home Value by Source
Census Median
$502,000
Zillow (ZHVI)
$625,458
Median Sale Price
$674,000
Median List Price
$592,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
88.4%
Owner-Occupied
11.6%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$2,000/mo
Market Indicators (Redfin)
Median Days on Market
43 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$369
Active Inventory
12
homes for sale
Affordability & Housing Stock
Rent Burden
24.5%
of renters spending 30%+ of income on housing
21% below US avg (31.0%)
Median Year Built
1972
Average age of housing stock: 54 years
Homeownership Rate
88.4%
Complete Housing Data
Home Values
| Census Median Value | $502,000 |
| Zillow Home Value (ZHVI) | $625,458 |
| Median Sale Price | $674,000 |
| Median List Price | $592,500 |
| Price Per Sq Ft | $369 |
Rent
| Census Median Rent | $2,000 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 43 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 0.0% |
| Homes Sold | 3 |
| Active Inventory | 12 |
| Price Per Sq Ft | $369 |
Ownership & Stock
| Owner-Occupied | 88.4% |
| Renter-Occupied | 11.6% |
| Homeownership Rate | 88.4% |
| Total Housing Units | 3,654 |
| Median Year Built | 1972 |
| Rent Burden | 24.5% |