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Valparaiso, FL
Full City Profile · Florida · Okaloosa County County
3.5
/5.0
B+
Good
4,910
Population
412/sq mi density
$81,938
Median Income
$44,365 per capita
$348,600
Home Value
$325,440 Zillow
$1,254
Median Rent
27.9% income on rent
66°F
Avg Temperature
313 sunny days/yr
134
Violent Crime/100K
920 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$81,938 median income, 1.6% unemployment
A
Affordability
4.3 / 5.0
$348,600 home value, $1,254/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K
A
Education
4.1 / 5.0
38.5% bachelor's degree or higher
Income Overview
Median Household Income
$81,938
9% above
US avg: $75,149
Per Capita Income
$44,365
14% above
US avg: $39,052
Unemployment Rate
1.6%
56% below
US avg: 3.6%
Poverty Rate
1.6%
87% below
US avg: 12.4%
Income Comparison: Valparaiso vs. U.S. Average
Each bar shows Valparaiso’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$81,938
109%
Per Capita
US: $39,052
$44,365
114%
IRS Avg AGI
US: $72,000
$86,459
120%
Avg Weekly Wage
US: $1,432
$1,185
83%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,185
17% below US avg ($1,432)
Mean Commute Time
18 min
37% below US avg (28 min)
Work From Home
3.9%
74% below US avg (15.2%)
Drive Alone
71.3%
3% below US avg (73.2%)
Public Transit
0.7%
86% below US avg (5.0%)
County GDP
$19,003M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
71.3%
Public Transit
0.7%
Work From Home
3.9%
Other
24.1%
Average commute time
18 minutes
US avg: 28 min
Business Landscape
Total Establishments
7,597
Restaurants
599
Healthcare
699
Retail
859
Manufacturing
96
Tax & Financial
IRS Avg Adjusted Gross Income
$86,459
20% above US avg ($72,000)
Avg Property Tax
$6,037
72% above US avg ($3,500)
Cost of Living Index
103.4
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $81,938 |
| Per Capita Income | $44,365 |
| IRS Avg Adjusted Gross Income | $86,459 |
| Avg Weekly Wage | $1,185 |
| County GDP | $19,003M |
Hardship Indicators
| Unemployment Rate | 1.6% |
| Poverty Rate | 1.6% |
| Gini Coefficient | 0.439 |
| Cost of Living Index | 103.4 |
Commute
| Mean Commute | 18 minutes |
| Drive Alone | 71.3% |
| Public Transit | 0.7% |
| Work From Home | 3.9% |
Businesses
| Total Establishments | 7,597 |
| Restaurants | 599 |
| Healthcare | 699 |
| Retail | 859 |
| Manufacturing | 96 |
Tax
| IRS Avg AGI | $86,459 |
| Avg Property Tax | $6,037 |