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Valparaiso, FL
Full City Profile · Florida · Okaloosa County County
3.5
/5.0
B+
Good
4,910
Population
412/sq mi density
$81,938
Median Income
$44,365 per capita
$348,600
Home Value
$325,440 Zillow
$1,254
Median Rent
27.9% income on rent
66°F
Avg Temperature
313 sunny days/yr
134
Violent Crime/100K
920 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$81,938 median income, 1.6% unemployment
A
Affordability
4.3 / 5.0
$348,600 home value, $1,254/mo rent
F
Safety
1.0 / 5.0
134 violent crimes/100K
A
Education
4.1 / 5.0
38.5% bachelor's degree or higher
Housing Overview
Median Home Value
$348,600
24% above
US avg: $281,900
Median Rent
$1,254/mo
8% above
US avg: $1,163/mo
Homeownership Rate
63.0%
4% below US avg (65.4%)
Total Housing Units
2,005
Median year built: 1978
Home Value by Source
Census Median
$348,600
Zillow (ZHVI)
$325,440
Median Sale Price
$406,000
Median List Price
$339,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
63.0%
Owner-Occupied
37.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$1,254/mo
Market Indicators (Redfin)
Median Days on Market
49 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
8
Price Drops
13.0%
of listings with price reduction
Price Per Sq Ft
$211
Active Inventory
23
homes for sale
Affordability & Housing Stock
Rent Burden
27.9%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1978
Average age of housing stock: 48 years
Homeownership Rate
63.0%
Complete Housing Data
Home Values
| Census Median Value | $348,600 |
| Zillow Home Value (ZHVI) | $325,440 |
| Median Sale Price | $406,000 |
| Median List Price | $339,900 |
| Price Per Sq Ft | $211 |
Rent
| Census Median Rent | $1,254 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 49 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 13.0% |
| Homes Sold | 8 |
| Active Inventory | 23 |
| Price Per Sq Ft | $211 |
Ownership & Stock
| Owner-Occupied | 63.0% |
| Renter-Occupied | 37.0% |
| Homeownership Rate | 63.0% |
| Total Housing Units | 2,005 |
| Median Year Built | 1978 |
| Rent Burden | 27.9% |