Median Income
$55,357
26% lower than US avg
Home Value
$120,600
57% lower than US avg
Bachelor's+
18.9%
44% lower than US avg
Obesity Rate
37.8%
18% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
10.8%
13% lower than US avg
How Waldorf Compares to the U.S. Average (100% = U.S. avg)
People
Population164
Median Age38.5 yrs
Density432/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Veterans8.9%
Economy
B+
Median Income$55,357
Per Capita$28,929
Unemployment2.7%
Poverty10.8%
County GDP$788M
Commute30 min
Housing
A+
Home Value$120,600
Ownership93.0%
Zillow$215,098
Housing Units93
Rent Burden44.0%
Health
Obesity37.8%
Uninsured3.0%
Smoking15.6%
Depression25.4%
Heart Disease5.4%
Climate
Avg Temp45°F (7°C)
Rain37.9 in/yr
Elevation1,082 ft (330 m)
Education
C+
Bachelor's+18.9%
High School+91.9%
Graduate+5.4%
School Score5.99
Community
2024 VoteR 68% / D 30%
Commute30 min
Broadband86.0%
EV Stations2
Libraries4
Is Waldorf a Good Place to Live?
Based on current data, Waldorf receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes. Waldorf offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Waldorf is $55,357, 26% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. 10.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Waldorf is $120,600, 57% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 91.9% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Waldorf has a cool climate with an average annual temperature of 45°F. Winters average 13°F in January while summers reach 71°F in July. Annual precipitation totals 37.9 inches, including 52.3 inches of snow.
Waldorf has a population of 164 with a density of 432 people per square mile, spread across 0.4 square miles. The median age is 38.5 years, 1% younger than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (92.7%), with 3.7% Hispanic, 3% Asian. English is the primary language spoken at home by 94.8% of residents. 8.9% of the population are veterans, above the national rate of 6.0%. 14.0% of residents have a disability. 97.0% have health insurance coverage.
Population
164
Total Population
2023 Census
38.5yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
94.8%
21% above US avg
Spanish
4.2%
69% below US avg
The median household income in Waldorf is $55,357, which is 26% below the national average of $75,149. Per capita income is $28,929 (below the $39,052 national figure). The average weekly wage is $998, 30% lower than the U.S. average. The unemployment rate is 2.7% (below the 3.6% US average). 10.8% of residents live below the poverty line. The area has 492 business establishments, including 34 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 30 minutes. 15.3% of workers work from home.
Income
| Median HH Income | $55,357 |
| 26% below US avg |
| Per Capita Income | $28,929 |
| Avg Weekly Wage | $998 |
| IRS Avg AGI | $64,356 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 10.8% |
| 13% below US avg |
| Establishments (County) | 492 |
| County GDP | $788M |
Business (County)
| Restaurants | 34 |
| Healthcare | 47 |
| Retail | 57 |
| Manufacturing | 31 |
Tax & Cost of Living
| Property Tax (IRS) | $2,944 |
| 16% below US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.44% |
Commute & Transportation
| Commute Time | 30.2 min |
| Drive Alone | 65.3% |
| Public Transit | 0.0% |
| Work from Home | 15.3% |
The median home value in Waldorf is $120,600, 57% below the national median of $281,900. Zillow estimates the typical home value at $215,098, higher than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 93.0% of housing units are owner-occupied (above the 65.4% national rate). There are 93 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $2,944 (lower than the $3,500 national average). 44.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $120,600 |
| 57% below US avg |
| Zillow ZHVI | $215,098 |
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 93.0% |
| Owner-Occupied | 93.0% |
| Renter-Occupied | 7.0% |
| Housing Units | 93 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $2,944 |
| 16% below US avg |
| Effective Rate | 2.44% |
In Waldorf, 37.8% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.4% of residents. 27.8% have high blood pressure. 15.6% are current smokers. 21.4% report binge drinking. 23.3% are physically inactive. 25.4% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 3.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,987. The dentist ratio is 1:2,785. 62.5% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Waldorf vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.8% |
| 18% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.4% |
| High Blood Pressure | 27.8% |
| Asthma | 10.1% |
| COPD | 5.2% |
| Cancer | 7.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 21.4% |
| Physical Inactivity | 23.3% |
| Depression | 25.4% |
| Mental Distress | 17.2% |
| Physical Distress | 11.4% |
| Short Sleep | 30.2% |
Healthcare Access
| Insurance Rate | 97.0% |
| Uninsured | 3.0% |
| 65% below US avg |
| Primary Care | 1:1,987 |
| Dentists | 1:2,785 |
| Mental Health | 1:1,261 |
| Checkup Rate | 71.5% |
| Dental Visits | 62.7% |
| Premature Death | 7,137/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 62.5% |
| Healthcare Facilities | 47 |
Waldorf has a cool climate with an average annual temperature of 45°F (7°C). Winters average 13°F in January while summers reach 71°F in July. Annual precipitation totals 37.9 inches. The area receives 52.3 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,082 feet.
Temperature
13°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.6°F |
| 17% below US avg |
| January Average | 13°F (-10°C) |
| July Average | 71°F (22°C) |
Geography
| Elevation | 1,082 ft (330 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 432/sq mi |
| Coordinates | 43.9331°N, 93.6976°W |
| Timezone | America/Chicago |
| County | Faribault County County |
| Nearest Airport | Mankato Regional (MKT)
23 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
5.38"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.5 / 100 |
| Social Vulnerability | 57.0 / 100 |
| Community Resilience | 87.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
38 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
597 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 30 fatalities, 684 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
40 km |
1 |
| Apr 30, 1967 |
EF4 |
46 km |
5 |
| Apr 30, 1967 |
EF4 |
68 km |
0 |
| Apr 30, 1967 |
EF4 |
21 km |
6 |
| Apr 30, 1967 |
EF4 |
82 km |
0 |
| May 6, 1965 |
EF4 |
94 km |
3 |
| Sep 16, 1962 |
EF4 |
100 km |
0 |
| May 10, 1953 |
EF4 |
97 km |
0 |
| Jun 17, 2010 |
EF3 |
42 km |
0 |
| Jun 17, 2010 |
EF3 |
34 km |
0 |
| Jun 17, 2010 |
EF3 |
46 km |
0 |
| Aug 24, 2006 |
EF3 |
59 km |
1 |
| Aug 1, 2006 |
EF3 |
82 km |
0 |
| Mar 29, 1998 |
EF3 |
49 km |
0 |
| Mar 29, 1998 |
EF3 |
54 km |
1 |
| Jun 18, 1994 |
EF3 |
93 km |
0 |
| Jun 7, 1984 |
EF3 |
40 km |
0 |
| Jun 7, 1984 |
EF3 |
92 km |
0 |
| May 17, 1982 |
EF3 |
52 km |
0 |
| Jun 28, 1979 |
EF3 |
88 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
29 km |
| 1990 |
UNNAMED |
598 |
63 km |
| 2024 |
LINCOLN WPA RX |
575 |
48 km |
| 1995 |
LV 68 CARVER |
532 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
13°F (-10°C) |
1.3 in |
Coldest |
| February |
18°F (-8°C) |
1.2 in |
Driest |
| March |
31°F (-1°C) |
2.3 in |
|
| April |
45°F (7°C) |
3.3 in |
|
| May |
58°F (14°C) |
4.5 in |
|
| June |
68°F (20°C) |
5.4 in |
Wettest |
| July |
71°F (22°C) |
4.9 in |
Warmest |
| August |
69°F (21°C) |
4.8 in |
|
| September |
62°F (16°C) |
4.1 in |
|
| October |
48°F (9°C) |
2.8 in |
|
| November |
33°F (0°C) |
1.9 in |
|
| December |
20°F (-7°C) |
1.5 in |
|
Waldorf has a seasonal temperature swing of 58°F / from 13°F in January to 71°F in July. Total annual precipitation is 37.9 inches, with June being the wettest month (5.4") and February the driest (1.2").
Average costs for common services in Waldorf. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $642 |
| Toddler | $592 |
| Preschool | $592 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Waldorf
What is the population of Waldorf?
Waldorf has a population of 164 residents and is located in Minnesota. The population density is 432 people per square mile, spread across 0.4 square miles. The median age of residents is 38.5 years. The population is 53.7% female and 46.3% male.
Is Waldorf expensive to live in?
Waldorf has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $55,357, 26% below the national average of $75,149. The median home value is $120,600 (57% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Waldorf?
Waldorf has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 13°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 37.9 inches, with 52.3 inches of snow.
How is the job market in Waldorf?
The job market in Waldorf is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $998. There are 492 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 30 minutes, and 15.3% of workers work from home.
How much does housing cost in Waldorf?
The median home value in Waldorf is $120,600. Zillow estimates the typical home value at $215,098. The homeownership rate is 93.0%. The average annual property tax is $2,944.
How are the schools in Waldorf?
Schools in Waldorf score 6 out of 10 on standardized testing, near the national average. 18.9% of adults in Waldorf hold a bachelor's degree or higher, below the national average of 33.7%. 91.9% have completed high school. 5.4% hold a graduate or professional degree.
How healthy is Waldorf?
The obesity rate in Waldorf is 37.8% (above the national rate of 32.1%). 15.6% of adults are smokers. 23.3% are physically inactive. 25.4% of residents report depression. 3.0% lack health insurance (below the national rate). 62.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,987.
What is transportation like in Waldorf?
The average commute in Waldorf is 30 minutes. 65.3% of workers drive alone to work, and 15.3% work from home.
What are the demographics of Waldorf?
The racial and ethnic makeup of Waldorf is 92.7% White, 3.7% Hispanic or Latino, 3% Asian. 94.8% of residents speak only English at home, while 4.2% speak Spanish. 8.9% of the population are military veterans. 14.0% of residents have a disability. 97.0% have health insurance coverage.