Median Income
$108,182
44% higher than US avg
Home Value
$305,900
9% higher than US avg
Bachelor's+
19.0%
44% lower than US avg
Obesity Rate
36.1%
12% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Wall Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population256
Median Age33.4 yrs
Density474/mi²
Male / Female51% / 49%
Largest GroupWhite 100%
Veterans7.5%
Economy
A+
Median Income$108,182
Per Capita$37,218
Unemployment0.0%
Poverty0.0%
County GDP$1,959M
Housing
A+
Home Value$305,900
Ownership68.1%
Zillow$214,157
Housing Units205
Rent Burden24.8%
Health
Obesity36.1%
Uninsured3.1%
Smoking17.0%
Depression27.0%
Heart Disease6.1%
Climate
Avg Temp48°F (9°C)
Rain38.8 in/yr
Elevation944 ft (288 m)
Education
C+
Bachelor's+19.0%
High School+75.5%
Graduate+16.1%
School Score5.95
Community
2024 VoteR 70% / D 28%
Broadband93.6%
EV Stations4
Libraries3
Is Wall Lake a Good Place to Live?
Based on current data, Wall Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Wall Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Wall Lake is $108,182, which is significantly higher than the national average / 44% above $75,149. This places Wall Lake among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Wall Lake is $305,900, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
19.0% of residents hold a bachelor's degree, below the national average of 33.7%. 75.5% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Wall Lake experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 72°F in July. Annual precipitation totals 38.8 inches, including 38.9 inches of snow.
Wall Lake has a population of 256 with a density of 474 people per square mile, spread across 0.5 square miles. The median age is 33.4 years, 14% younger than the national median of 38.9. The gender split is 48.8% female and 51.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 86.6% of residents, while 16.1% speak Spanish. 7.5% of the population are veterans, above the national rate of 6.0%. 10.5% of residents have a disability. 96.9% have health insurance coverage.
Population
256
Total Population
2023 Census
33.4yrs
Median Age
14% below US avg
Race & Ethnicity
Wall Lake vs U.S. Average
Language Spoken at Home
English Only
86.6%
10% above US avg
Spanish
16.1%
20% above US avg
Social Characteristics
Wall Lake vs U.S. Average
The median household income in Wall Lake is $108,182, which is 44% above the national average of $75,149. Per capita income is $37,218. The average weekly wage is $942, 34% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,020 business establishments, including 93 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Wall Lake vs U.S.
Income
| Median HH Income | $108,182 |
| 44% above US avg |
| Per Capita Income | $37,218 |
| Avg Weekly Wage | $942 |
| IRS Avg AGI | $73,323 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,020 |
| County GDP | $1,959M |
Business (County)
| Restaurants | 93 |
| Healthcare | 82 |
| Retail | 155 |
| Manufacturing | 87 |
Tax & Cost of Living
| Property Tax (IRS) | $3,910 |
| 12% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.28% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Wall Lake is $305,900, 9% above the national median of $281,900. Zillow estimates the typical home value at $214,157, lower than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 68.1% of housing units are owner-occupied. There are 205 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $3,910. 24.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $305,900 |
| 9% above US avg |
| Zillow ZHVI | $214,157 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 68.1% |
| Owner-Occupied | 68.1% |
| Renter-Occupied | 31.9% |
| Housing Units | 205 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $3,910 |
| 12% above US avg |
| Effective Rate | 1.28% |
In Wall Lake, 36.1% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.1% of residents. 33.7% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 24.7% are physically inactive. 27.0% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 3.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,463. The dentist ratio is 1:2,170. 53.9% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Wall Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.1% |
| 12% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.7% |
| Asthma | 11.4% |
| COPD | 7.6% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 24.7% |
| Depression | 27.0% |
| Mental Distress | 18.9% |
| Physical Distress | 13.9% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 96.9% |
| Uninsured | 3.1% |
| 64% below US avg |
| Primary Care | 1:3,463 |
| Dentists | 1:2,170 |
| Mental Health | 1:919 |
| Checkup Rate | 77.0% |
| Dental Visits | 57.2% |
| Premature Death | 8,642/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 53.9% |
| Healthcare Facilities | 82 |
Wall Lake experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. Annual precipitation totals 38.8 inches. The area receives 38.9 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 944 feet.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 48.3°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 944 ft (288 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 474/sq mi |
| Coordinates | 41.7315°N, 85.2009°W |
| Timezone | America/Indiana/Indianapolis |
| County | Steuben County County |
| Nearest Airport | Kalamazoo/Battle Creek International (AZO)
39 miles away |
Precipitation & Snow
Annual Rainfall
38.8"
2% above US avg
Wettest Month (May)
4.39"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.2 / 100 |
| Social Vulnerability | 25.6 / 100 |
| Community Resilience | 69.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
59 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
128 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
48 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
30 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
144 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
145 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
94 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
144 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
127 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
148 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
145 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
435 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 134 fatalities, 1,730 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
79 km |
1 |
| Apr 2, 1977 |
EF4 |
68 km |
0 |
| Apr 11, 1965 |
EF4 |
43 km |
5 |
| Apr 11, 1965 |
EF4 |
3 km |
23 |
| Apr 11, 1965 |
EF4 |
76 km |
31 |
| Apr 11, 1965 |
EF4 |
18 km |
21 |
| Apr 11, 1965 |
EF4 |
85 km |
36 |
| Aug 24, 2016 |
EF3 |
69 km |
0 |
| Oct 18, 2007 |
EF3 |
94 km |
0 |
| Mar 27, 1991 |
EF3 |
25 km |
1 |
| Mar 27, 1991 |
EF3 |
50 km |
0 |
| Mar 27, 1991 |
EF3 |
76 km |
0 |
| May 15, 1986 |
EF3 |
29 km |
0 |
| Jun 15, 1982 |
EF3 |
97 km |
1 |
| May 13, 1980 |
EF3 |
76 km |
5 |
| Apr 3, 1974 |
EF3 |
98 km |
0 |
| Apr 3, 1974 |
EF3 |
41 km |
5 |
| Apr 11, 1965 |
EF3 |
78 km |
0 |
| Aug 22, 1964 |
EF3 |
90 km |
0 |
| Jul 23, 1961 |
EF3 |
60 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
140 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.6 in |
Coldest |
| February |
26°F (-4°C) |
2.3 in |
Driest |
| March |
35°F (2°C) |
2.5 in |
|
| April |
47°F (8°C) |
3.6 in |
|
| May |
59°F (15°C) |
4.4 in |
Wettest |
| June |
68°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
3.8 in |
Warmest |
| August |
70°F (21°C) |
3.9 in |
|
| September |
62°F (17°C) |
3.2 in |
|
| October |
51°F (10°C) |
3.0 in |
|
| November |
39°F (4°C) |
3.0 in |
|
| December |
29°F (-2°C) |
2.5 in |
|
Wall Lake has a seasonal temperature swing of 48°F / from 23°F in January to 72°F in July. Total annual precipitation is 38.8 inches, with May being the wettest month (4.4") and February the driest (2.3").
Average costs for common services in Wall Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Wall Lake
What is the population of Wall Lake?
Wall Lake has a population of 256 residents and is located in Indiana. The population density is 474 people per square mile, spread across 0.5 square miles. The median age of residents is 33.4 years, which is younger than the national median of 38.9 years. The population is 48.8% female and 51.2% male.
Is Wall Lake expensive to live in?
Wall Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $108,182, 44% above the national average of $75,149. The median home value is $305,900 (9% above the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Wall Lake?
Wall Lake has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 38.8 inches, with 38.9 inches of snow.
How is the job market in Wall Lake?
The job market in Wall Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $942. There are 1,020 business establishments in the area, including 93 restaurants and food service locations.
How much does housing cost in Wall Lake?
The median home value in Wall Lake is $305,900. Zillow estimates the typical home value at $214,157. The homeownership rate is 68.1%. The average annual property tax is $3,910.
How are the schools in Wall Lake?
Schools in Wall Lake score 6 out of 10 on standardized testing, near the national average. 19.0% of adults in Wall Lake hold a bachelor's degree or higher, below the national average of 33.7%. 75.5% have completed high school. 16.1% hold a graduate or professional degree.
How healthy is Wall Lake?
The obesity rate in Wall Lake is 36.1% (above the national rate of 32.1%). 17.0% of adults are smokers. 24.7% are physically inactive. 27.0% of residents report depression. 3.1% lack health insurance (below the national rate). 53.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,463.
What are the demographics of Wall Lake?
The racial and ethnic makeup of Wall Lake is 100% White. 86.6% of residents speak only English at home, while 16.1% speak Spanish. 7.5% of the population are military veterans. 10.5% of residents have a disability. 96.9% have health insurance coverage.