Median Income
$115,313
53% higher than US avg
Home Value
$255,000
10% lower than US avg
Violent Crime
320/100K
16% lower than US avg
Bachelor's+
25.7%
24% lower than US avg
Median Rent
$1,188
2% higher than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Warsaw Compares to the U.S. Average (100% = U.S. avg)
People
Population690
Median Age42.6 yrs
Density802/mi²
Male / Female54% / 46%
Largest GroupWhite 91%
Veterans6.2%
Economy
A+
Median Income$115,313
Per Capita$44,889
Unemployment2.7%
Poverty3.3%
County GDP$4,083M
Commute31 min
Housing
A+
Home Value$255,000
Rent$1,188
Ownership92.7%
Zillow$253,672
Housing Units346
Rent Burden14.4%
Crime
F
Violent320/100K
Property2,621/100K
Health
Obesity36.2%
Uninsured6.8%
Smoking13.8%
Depression24.2%
Heart Disease5.0%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain35.5 in/yr
Sunny Days270/yr
Elevation997 ft (304 m)
Education
B
Bachelor's+25.7%
High School+90.0%
Graduate+6.6%
School Score6.05
Community
2024 VoteR 50% / D 48%
Commute31 min
Broadband96.2%
EV Stations8
Libraries3
Is Warsaw a Good Place to Live?
Based on current data, Warsaw receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Warsaw offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Warsaw is $115,313, which is significantly higher than the national average / 53% above $75,149. This places Warsaw among higher-income communities. The job market is very strong with unemployment at just 2.7%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Warsaw is $255,000, 10% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,188 per month. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Warsaw is below the national average at 320 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,621 per 100,000, 34% above the national average.
Education
25.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Warsaw has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.5 inches, including 43.3 inches of snow. Air quality is rated Good with a median AQI of 36.
Warsaw has a population of 690 with a density of 802 people per square mile, spread across 0.9 square miles. The median age is 42.6 years, 10% older than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (90.6%). English is the primary language spoken at home by 91.4% of residents, while 8.6% speak Spanish. 6.2% of the population are veterans. 8.3% of residents have a disability (below the 13.0% national average). 94.1% have health insurance coverage.
Population
42.6yrs
Median Age
10% above US avg
Language Spoken at Home
English Only
91.4%
16% above US avg
Spanish
8.6%
36% below US avg
The median household income in Warsaw is $115,313, which is 53% above the national average of $75,149. Per capita income is $44,889 (above the $39,052 national figure). The average weekly wage is $1,165, 19% lower than the U.S. average. The unemployment rate is 2.7% (below the 3.6% US average). 3.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,786 business establishments, including 136 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 31 minutes. 3.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $115,313 |
| 53% above US avg |
| Per Capita Income | $44,889 |
| Avg Weekly Wage | $1,165 |
| IRS Avg AGI | $80,468 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 1,786 |
| County GDP | $4,083M |
Business (County)
| Restaurants | 136 |
| Healthcare | 181 |
| Retail | 179 |
| Manufacturing | 76 |
Tax & Cost of Living
| Property Tax (IRS) | $4,496 |
| 28% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.76% |
Commute & Transportation
| Commute Time | 31.0 min |
| Drive Alone | 87.2% |
| Public Transit | 0.0% |
| Work from Home | 3.6% |
The median home value in Warsaw is $255,000, 10% below the national median of $281,900. Zillow estimates the typical home value at $253,672. Monthly rent averages $1,188 (2% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 92.7% of housing units are owner-occupied (above the 65.4% national rate). There are 346 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $4,496 (higher than the $3,500 national average). 14.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $255,000 |
| 10% below US avg |
| Zillow ZHVI | $253,672 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,188 |
| 2% above US avg |
| Rent Burden | 14.4% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 92.7% |
| Owner-Occupied | 92.7% |
| Renter-Occupied | 7.3% |
| Housing Units | 346 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $4,496 |
| 28% above US avg |
| Effective Rate | 1.76% |
In Warsaw, 36.2% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 28.4% have high blood pressure. 13.8% are current smokers. 20.2% report binge drinking. 21.9% are physically inactive. 24.2% report depression (above the 20.0% national average). 16.0% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,160. The dentist ratio is 1:1,736. 86.2% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Warsaw vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.4% |
| Asthma | 9.7% |
| COPD | 4.5% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.8% |
| 1% below US avg |
| Binge Drinking | 20.2% |
| Physical Inactivity | 21.9% |
| Depression | 24.2% |
| Mental Distress | 16.0% |
| Physical Distress | 10.6% |
| Short Sleep | 31.3% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:1,160 |
| Dentists | 1:1,736 |
| Mental Health | 1:472 |
| Checkup Rate | 73.1% |
| Dental Visits | 69.0% |
| Premature Death | 5,294/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 86.2% |
| Healthcare Facilities | 181 |
Warsaw has a violent crime rate of 320 per 100,000 residents, 16% below the national average of 380. Property crime stands at 2,621 per 100,000, 34% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Warsaw receives a safety grade of F.
Crime Rates: Warsaw vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 320.2/100K |
| 16% below US avg |
| |
Property Crime
| Total Property | 2,621.2/100K |
| 34% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 15 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Warsaw has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.5 inches. The area receives 43.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 997 feet.
Temperature
14°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.5°F |
| 18% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 997 ft (304 m) |
| Area | 0.9 sq mi (2.2 km²) |
| Population Density | 802/sq mi |
| Coordinates | 44.2622°N, 93.3769°W |
| Timezone | America/Chicago |
| County | Rice County County |
| Nearest Airport | Owatonna Degner Regional (OWA)
11 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jul)
4.21"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 75.5 / 100 |
| Social Vulnerability | 33.2 / 100 |
| Community Resilience | 91.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
51 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
596 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 49 fatalities, 1,212 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
79 km |
1 |
| Apr 30, 1967 |
EF4 |
53 km |
6 |
| Apr 30, 1967 |
EF4 |
92 km |
0 |
| Apr 30, 1967 |
EF4 |
77 km |
5 |
| May 6, 1965 |
EF4 |
86 km |
3 |
| May 6, 1965 |
EF4 |
65 km |
3 |
| May 6, 1965 |
EF4 |
80 km |
6 |
| May 6, 1965 |
EF4 |
67 km |
0 |
| Sep 16, 1962 |
EF4 |
81 km |
0 |
| Jun 17, 2010 |
EF3 |
57 km |
0 |
| Jun 17, 2010 |
EF3 |
49 km |
0 |
| Jun 17, 2010 |
EF3 |
62 km |
0 |
| Aug 24, 2006 |
EF3 |
71 km |
1 |
| Mar 29, 1998 |
EF3 |
46 km |
0 |
| Mar 29, 1998 |
EF3 |
63 km |
1 |
| Jul 27, 1987 |
EF3 |
62 km |
0 |
| Jul 23, 1987 |
EF3 |
99 km |
0 |
| Jun 7, 1984 |
EF3 |
66 km |
0 |
| Apr 26, 1984 |
EF3 |
85 km |
1 |
| May 17, 1982 |
EF3 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
17 km |
| 2004 |
EAGAN |
925 |
66 km |
| 1990 |
UNNAMED |
598 |
20 km |
| 2024 |
LINCOLN WPA RX |
575 |
76 km |
| 1995 |
LV 68 CARVER |
532 |
55 km |
| 1990 |
UNNAMED |
513 |
60 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
18°F (-8°C) |
0.8 in |
Driest |
| March |
31°F (-1°C) |
1.9 in |
|
| April |
45°F (7°C) |
2.8 in |
|
| May |
58°F (15°C) |
3.6 in |
|
| June |
68°F (20°C) |
3.9 in |
|
| July |
71°F (22°C) |
4.2 in |
Warmest, Wettest |
| August |
69°F (21°C) |
4.1 in |
|
| September |
60°F (16°C) |
3.5 in |
|
| October |
48°F (9°C) |
2.3 in |
|
| November |
32°F (-0°C) |
1.6 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Warsaw has a seasonal temperature swing of 57°F / from 14°F in January to 71°F in July. Total annual precipitation is 30.4 inches, with July being the wettest month (4.2") and February the driest (0.8").
Average costs for common services in Warsaw. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Warsaw
What is the population of Warsaw?
Warsaw has a population of 690 residents and is located in Minnesota. The population density is 802 people per square mile, spread across 0.9 square miles. The median age of residents is 42.6 years, which is older than the national median of 38.9 years. The population is 46.2% female and 53.8% male.
Is Warsaw expensive to live in?
Warsaw has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $115,313, 53% above the national average of $75,149. The median home value is $255,000 (10% below the U.S. median). Renters pay a median of $1,188 per month. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Warsaw safe?
Warsaw is safer than the national average, with a violent crime rate of 320 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,621 per 100,000 (above the national average). Overall, Warsaw receives a safety grade of F based on combined crime data.
What is the weather like in Warsaw?
Warsaw has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.5 inches, with 43.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Warsaw?
The job market in Warsaw is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $1,165. There are 1,786 business establishments in the area, including 136 restaurants and food service locations. The average commute time is 31 minutes, and 3.6% of workers work from home.
How much does housing cost in Warsaw?
The median home value in Warsaw is $255,000. Zillow estimates the typical home value at $253,672. For renters, the median monthly rent is $1,188. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 92.7%. The average annual property tax is $4,496.
How are the schools in Warsaw?
Schools in Warsaw score 6 out of 10 on standardized testing, near the national average. 25.7% of adults in Warsaw hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 6.6% hold a graduate or professional degree.
How healthy is Warsaw?
The obesity rate in Warsaw is 36.2% (above the national rate of 32.1%). 13.8% of adults are smokers. 21.9% are physically inactive. 24.2% of residents report depression. 6.8% lack health insurance (below the national rate). 86.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,160.
What is transportation like in Warsaw?
The average commute in Warsaw is 31 minutes, longer than the national average of 28 minutes. 87.2% of workers drive alone to work, and 3.6% work from home.
What are the demographics of Warsaw?
The racial and ethnic makeup of Warsaw is 90.6% White, 0.9% Hispanic or Latino. 91.4% of residents speak only English at home, while 8.6% speak Spanish. 6.2% of the population are military veterans. 8.3% of residents have a disability. 94.1% have health insurance coverage.
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