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Waterford, CT
Full City Profile · Connecticut · Southeastern Connecticut Planning Region County
3.3
/5.0
B
Good
3,496
Population
1,850/sq mi density
$75,968
Median Income
$44,756 per capita
$245,600
Home Value
$404,290 Zillow
$1,618
Median Rent
27.6% income on rent
51°F
Avg Temperature
275 sunny days/yr
43
Violent Crime/100K
1,005 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$75,968 median income, 4.8% unemployment
A+
Affordability
4.9 / 5.0
$245,600 home value, $1,618/mo rent
F
Safety
1.0 / 5.0
43 violent crimes/100K
B
Education
3.0 / 5.0
25.5% bachelor's degree or higher
Housing Overview
Median Home Value
$245,600
13% below
US avg: $281,900
Median Rent
$1,618/mo
39% above
US avg: $1,163/mo
Homeownership Rate
68.6%
5% above US avg (65.4%)
Total Housing Units
1,589
Median year built: 1968
Home Value by Source
Census Median
$245,600
Zillow (ZHVI)
$404,290
Median Sale Price
$265,000
Median List Price
$280,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
68.6%
Owner-Occupied
31.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,351/mo
1 Bedroom
$1,590/mo
2 Bedroom
$1,955/mo
3 Bedroom
$2,415/mo
4 Bedroom
$2,824/mo
Census median rent:
$1,618/mo
· Zillow rent:
$2,033/mo
Market Indicators (Redfin)
Median Days on Market
42 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
14.3%
of listings with price reduction
Price Per Sq Ft
$147
Active Inventory
7
homes for sale
Affordability & Housing Stock
Rent Burden
27.6%
of renters spending 30%+ of income on housing
11% below US avg (31.0%)
Median Year Built
1968
Average age of housing stock: 58 years
Homeownership Rate
68.6%
Complete Housing Data
Home Values
| Census Median Value | $245,600 |
| Zillow Home Value (ZHVI) | $404,290 |
| Median Sale Price | $265,000 |
| Median List Price | $280,000 |
| Price Per Sq Ft | $147 |
Rent
| Census Median Rent | $1,618 |
| Zillow Rent (ZORI) | $2,033 |
| FMR Studio | $1,351 |
| FMR 1-Bedroom | $1,590 |
| FMR 2-Bedroom | $1,955 |
| FMR 3-Bedroom | $2,415 |
| FMR 4-Bedroom | $2,824 |
Market
| Days on Market | 42 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 14.3% |
| Homes Sold | 3 |
| Active Inventory | 7 |
| Price Per Sq Ft | $147 |
Ownership & Stock
| Owner-Occupied | 68.6% |
| Renter-Occupied | 31.4% |
| Homeownership Rate | 68.6% |
| Total Housing Units | 1,589 |
| Median Year Built | 1968 |
| Rent Burden | 27.6% |