Waterloo, NE

Full City Profile · Nebraska · Douglas County County

3.2 /5.0
B Good
950 Population 1,022/sq mi density
$75,417 Median Income $35,341 per capita
$218,400 Home Value $451,464 Zillow
$1,125 Median Rent 25.5% income on rent
52°F Avg Temperature
332 Violent Crime/100K 221 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$75,417 median income, 0.6% unemployment
A+
Affordability
5.0 / 5.0
$218,400 home value, $1,125/mo rent
F
Safety
1.0 / 5.0
332 violent crimes/100K
C
Education
2.5 / 5.0
18.3% bachelor's degree or higher

Waterloo, NE

At a Glance

Median Income
$75,417
0% below
$35,341 per capita
Home Value
$218,400
23% below
Zillow: $451,464
Median Rent
$1,125/mo
3% below
25.5% of income on rent
Violent Crime
332/100K
13% below
221/100K property
Bachelor's Degree+
18.3%
46% below
93.0% high school+
Unemployment
0.6%
83% below
4.1% poverty rate
Obesity Rate
33.2%
3% above
10.6% smoking rate
Avg Temperature
52°F

How Waterloo Compares to the U.S. Average

Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)

Income
100%
Home Value
77%
Rent
97%
Poverty
33%
Bachelor's
54%
Unemployment
17%
Crime
87%
Thin vertical line = U.S. national average (100%)

Is Waterloo a Good Place to Live?

B
3.2 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Waterloo residents earn a median household income of $75,417 , which is 0% below the national average of $75,149. Per capita income is $35,341. The unemployment rate stands at 0.6% (83% below the U.S. rate of 3.6%). 4.1% of residents live below the poverty line. The area is home to 18,801 business establishments, including 1,556 restaurants.

Housing & Cost of Living

The median home value in Waterloo is $218,400 , 23% below the national median of $281,900. Zillow estimates the typical home at $451,464. Median rent is $1,125/month, with 25.5% of renters spending more than 30% of income on housing. The cost of living index is 90.1 (100 = national average). The median home was built in 1979.

Safety & Crime

Waterloo reports 332 violent crimes per 100,000 residents , which is 13% below the national average of 380/100K. Property crime is 221/100K.

Education

18.3% of adults in Waterloo hold a bachelor's degree or higher (46% below the national average). 93.0% have completed high school. Local schools score 5.6/10 in standardized testing.

Climate & Weather

Waterloo has an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 77°F in July. Annual precipitation totals 33.1 inches. Air quality is rated Good with a median AQI of 45.

Data Overview

People

Population950
Median Age38.5 yrs
Density1,022/mi²
Male / Female47% / 53%
Foreign Born4.0%
Veterans5.2%

Economy

A+
Median Income$75,417
Per Capita$35,341
Unemployment0.6%
Poverty4.1%
County GDP$73,771M
Avg Weekly Wage$1,305

Housing

A+
Home Value$218,400
Rent$1,125
Ownership77.3%
Zillow$451,464
Housing Units378
Rent Burden25.5%

Crime

F
Violent332/100K
Property221/100K

Health

Obesity33.2%
Diabetes6.9%
Smoking10.6%
Heart Disease4.2%
Premature Death7,599/100K

Climate

Avg Temp52°F
Rain33.1 in/yr
AQI45 (Good)
Elevation1,119 ft

Education

C
Bachelor's+18.3%
High School+93.0%
Graduate+2.7%
School Score5.6/10

Community

2024 VoteR 44% / D 54%
Commute26 min
Broadband94.9%
Internet Speed137 Mbps
EV Stations2
Libraries18

Did You Know?

The median home in Waterloo was built in 1979.
The nearest airport is Eppley Airfield (20 miles).
The Gini coefficient (income inequality) is 0.479 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively High" by FEMA.
15.2% of the population has a disability.
Average internet download speed is 137 Mbps.
There are 1,556 restaurants in the area.
The county recorded 37 fatal vehicle crashes.
91 declared natural disasters on record.