All Countries
Waterloo, NE
Full City Profile · Nebraska · Douglas County County
3.2
/5.0
B
Good
950
Population
1,022/sq mi density
$75,417
Median Income
$35,341 per capita
$218,400
Home Value
$430,030 Zillow
$1,125
Median Rent
25.5% income on rent
52°F
Avg Temperature
275 sunny days/yr
49
Violent Crime/100K
2,459 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$75,417 median income, 0.4% unemployment
A+
Affordability
5.0 / 5.0
$218,400 home value, $1,125/mo rent
F
Safety
1.0 / 5.0
49 violent crimes/100K
C
Education
2.5 / 5.0
18.3% bachelor's degree or higher
Waterloo experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 77°F in July. The area gets 275 sunny days per year. Annual precipitation totals 33.2 inches. The area receives 31.8 inches of snow annually. Air quality is rated Good with a median AQI of 32.
Temperature
24°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 51.9°F |
| 4% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,119 ft (341 m) |
| Area | 0.6 sq mi (1.7 km²) |
| Population Density | 1,022/sq mi |
| Coordinates | 41.2868°N, 96.2880°W |
| Timezone | America/Chicago |
| County | Douglas County County |
| Nearest Airport | Eppley Airfield (OMA) 20 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0467 ppm |
| SO₂ (Sulfur Dioxide) | 0.91 ppb |
| CO (Carbon Monoxide) | 0.24 ppm |
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 95.9 / 100 |
| Social Vulnerability | 20.2 / 100 |
| Community Resilience | 80.0 / 100 |
Hazard Breakdown
| Tornado | Very High |
| Hurricane | No Rating |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively High |
| Hail | Very High |
| Strong Wind | Very High |
| Heat Wave | Relatively High |
| Winter Weather | Very High |
| Lightning | Relatively High |
| Ice Storm | Very High |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-4°C) | 0.7 in | Coldest, Driest |
| February | 28°F (-2°C) | 0.8 in | |
| March | 39°F (4°C) | 2.1 in | |
| April | 51°F (11°C) | 3.0 in | |
| May | 62°F (17°C) | 4.6 in | Wettest |
| June | 72°F (22°C) | 4.1 in | |
| July | 77°F (25°C) | 3.6 in | Warmest |
| August | 74°F (23°C) | 3.7 in | |
| September | 65°F (18°C) | 3.3 in | |
| October | 53°F (12°C) | 2.4 in | |
| November | 38°F (3°C) | 1.6 in | |
| December | 26°F (-3°C) | 0.9 in |
Waterloo has a seasonal temperature swing of 53°F / from 24°F in January to 77°F in July. Total annual precipitation is 30.7 inches, with May being the wettest month (4.6") and January the driest (0.7").