Waverly, KY

Kentucky

Waverly is a small town in Kentucky with a population of 361. Residents earn $61,250 per year, which is 18% below the national average.

3.4 /5.0
B Good
361 Population 1,337/sq mi density
$61,250 Median Income $30,016 per capita
$100,000 Home Value $155,309 Zillow
$773 Median Rent
57°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$61,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$100,000 home value, $773/mo rent
D
Education
1.7 / 5.0
8.4% bachelor's degree or higher
Median Income $61,250
18% lower than US avg
Home Value $100,000
65% lower than US avg
Bachelor's+ 8.4%
75% lower than US avg
Median Rent $773
34% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 17.9%
44% higher than US avg

How Waverly Compares to the U.S. Average (100% = U.S. avg)

People

Population361
Median Age46.5 yrs
Density1,337/mi²
Male / Female51% / 49%
Largest GroupWhite 99%

Economy

B+
Median Income$61,250
Per Capita$30,016
Unemployment0.0%
Poverty17.9%
County GDP$1,146M
Commute27 min

Housing

A+
Home Value$100,000
Rent$773
OwnershipN/A
Zillow$155,309

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp57°F
AQI41 (Good)
Rain46.0 in/yr
Elevation403 ft

Education

D
Bachelor's+8.4%
High School+92.7%
School Score5.50

Community

2024 VoteR 79% / D 20%
Commute27 min
Libraries3

Is Waverly a Good Place to Live?

Based on current data, Waverly receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Waverly offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Waverly is $61,250, 18% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Waverly is $100,000, 65% below the national median — offering relatively affordable homeownership. Renters pay a median of $773 per month, below the national average — a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.

Education

8.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.7% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Waverly enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 46.0 inches, including 12.4 inches of snow. Air quality is rated Good with a median AQI of 41.

Waverly has a population of 361 with a density of 1,337 people per square mile. The median age is 46.5 years, 20% older than the national median of 38.9. The city is predominantly White (99.2%).

Population

361
Total Population
1,337
People / sq mi
46.5yrs
Median Age
20% above US avg
0.3mi²
Land Area

Gender Distribution

Male 51%
Female 49%

Race & Ethnicity

Waverly vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Waverly vs U.S. Average

The median household income in Waverly is $61,250, which is 18% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 17.9% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: Waverly vs U.S.

Commute Mode

Income

Median HH Income$61,250
18% below US avg
Per Capita Income$30,016
Avg Weekly Wage$1,175
IRS Avg AGI$62,483

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate17.9%
44% above US avg
Establishments (County)390
County GDP$1,146M

Business (County)

Restaurants23
Healthcare35
Retail48
Manufacturing11

Tax & Cost of Living

Property Tax (IRS)$2,260
35% below US avg
Effective Tax Rate2.26%

Commute & Transportation

Commute Time27.3 min
Work from Home2.5%

Walkability

The median home value in Waverly is $100,000, 65% below the national average. Monthly rent averages $773 (34% below US avg). Zillow estimates the typical home value at $155,309.

Home Value Sources

Ownership Split

Home Values

Census Median$100,000
65% below US avg
Zillow ZHVI$155,309

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$773
34% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied85.0%

Property Tax

Avg Tax (IRS)$2,260
35% below US avg
Effective Rate2.26%

Health Metrics: Waverly vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate98.3%
Premature Death10,035/100K

Food & Exercise

Food Environment5.3/10
Exercise Access69.0%
Healthcare Facilities35

Crime Rates: Waverly vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Waverly has an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 46.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average57.1°F
6% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall46.0 inches
21% above US avg
Snowfall12.4 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation403 ft (123 m)
Area0.3 sq mi (0.7 km²)
Population Density1,337/sq mi
Coordinates37.7097°N, 87.8151°W
County FIPS21225
It is classified as Nonmetro — Rural, adjacent. 8.4% of residents hold a bachelor's degree or higher (75% below US avg). In the 2024 election, the county voted Republican by a 58.3-point margin.

2024 Presidential Election (County)

R 78.5%
D 20.2%

Winner: Republican by 58.3 points

Education

Bachelor's Degree+8.4%
75% below US avg
High School+92.7%
School Test Score5.50
D Education Grade (1.7/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,337/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities35
Restaurants23
Retail Stores48

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute27.3 min
Work from Home2.5%

Nearby Cities

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