Median Income
$87,955
17% higher than US avg
Home Value
$179,200
36% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
16.3%
353% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Westminster Compares to the U.S. Average (100% = U.S. avg)
People
Population477
Median Age33.2 yrs
Density262/mi²
Male / Female44% / 56%
Largest GroupWhite 100%
Veterans0.0%
Economy
B+
Median Income$87,955
Per Capita$27,512
Unemployment16.3%
Poverty0.0%
County GDP$1,365M
Commute23 min
Housing
A+
Home Value$179,200
Ownership90.5%
Zillow$228,324
Housing Units178
Rent Burden24.6%
Health
Obesity35.9%
Uninsured0.0%
Smoking15.6%
Depression29.6%
Heart Disease5.2%
Climate
Avg Temp51°F (11°C)
Rain35.8 in/yr
Elevation947 ft (289 m)
Education
C+
Bachelor's+22.6%
High School+95.5%
Graduate+5.9%
School Score5.61
Community
2024 VoteR 77% / D 22%
Commute23 min
Broadband90.5%
EV Stations1
Libraries7
Is Westminster a Good Place to Live?
Based on current data, Westminster receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Westminster offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Westminster is $87,955, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 16.3%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Westminster is $179,200, 36% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 95.5% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Westminster experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 35.8 inches, including 18.5 inches of snow.
Westminster has a population of 477 with a density of 262 people per square mile, spread across 1.8 square miles. The median age is 33.2 years, 15% younger than the national median of 38.9. The gender split is 56.4% female and 43.6% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 34.8% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
477
Total Population
2023 Census
33.2yrs
Median Age
15% below US avg
Race & Ethnicity
Westminster vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Westminster vs U.S. Average
The median household income in Westminster is $87,955, which is 17% above the national average of $75,149. Per capita income is $27,512 (below the $39,052 national figure). The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 16.3% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 563 business establishments, including 56 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 4.3% of workers work from home (below the 15.2% national rate).
Income: Westminster vs U.S.
Income
| Median HH Income | $87,955 |
| 17% above US avg |
| Per Capita Income | $27,512 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $57,072 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 16.3% |
| 353% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 563 |
| County GDP | $1,365M |
Business (County)
| Restaurants | 56 |
| Healthcare | 46 |
| Retail | 71 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $3,076 |
| 12% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 1.72% |
Commute & Transportation
| Commute Time | 23.2 min |
| Drive Alone | 85.5% |
| Public Transit | 0.0% |
| Work from Home | 4.3% |
The median home value in Westminster is $179,200, 36% below the national median of $281,900. Zillow estimates the typical home value at $228,324, higher than the Census estimate. According to Redfin, the median sale price is $150,500 with homes selling in an average of 6 days. Homes sell for 114% of their list price, indicating a competitive market where bidding wars are common. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 90.5% of housing units are owner-occupied (above the 65.4% national rate). There are 178 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $3,076. 24.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $179,200 |
| 36% below US avg |
| Zillow ZHVI | $228,324 |
| Redfin Median Sale | $150,500 |
Real Estate Market (Redfin)
| Median Sale Price | $150,500 |
| $/Sq Ft | $145 |
| Homes Sold | 1 |
| Days on Market | 6 days |
| Sale-to-List Ratio | 114.0% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 90.5% |
| Owner-Occupied | 90.5% |
| Renter-Occupied | 9.5% |
| Housing Units | 178 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $3,076 |
| 12% below US avg |
| Effective Rate | 1.72% |
In Westminster, 35.9% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.2% of residents. 29.9% have high blood pressure. 15.6% are current smokers. 19.6% report binge drinking. 24.4% are physically inactive. 29.6% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,402. The dentist ratio is 1:6,083. 56.2% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Westminster vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.2% |
| High Blood Pressure | 29.9% |
| Asthma | 11.2% |
| COPD | 6.5% |
| Cancer | 7.6% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 24.4% |
| Depression | 29.6% |
| Mental Distress | 19.4% |
| Physical Distress | 12.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:3,402 |
| Dentists | 1:6,083 |
| Mental Health | 1:1,446 |
| Checkup Rate | 78.5% |
| Dental Visits | 65.3% |
| Premature Death | 12,366/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 56.2% |
| Healthcare Facilities | 46 |
Westminster experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 35.8 inches. The area receives 18.5 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 947 feet.
Temperature
27°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.4°F |
| 5% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 947 ft (289 m) |
| Area | 1.8 sq mi (4.7 km²) |
| Population Density | 262/sq mi |
| Coordinates | 40.7010°N, 83.9751°W |
| Timezone | America/New_York |
| County | Hardin County County |
| Nearest Airport | James M Cox Dayton International (DAY)
57 miles away |
Precipitation & Snow
Annual Rainfall
35.8"
6% below US avg
Wettest Month (Jun)
3.95"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.4 / 100 |
| Social Vulnerability | 14.1 / 100 |
| Community Resilience | 64.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Mar 18, 2024.
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
79 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
49 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
10 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
144 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
95 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
138 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
72 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
103 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
57 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
52 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
103 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
150 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
139 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
460 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 63 fatalities, 1,107 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
68 km |
4 |
| Feb 18, 1992 |
EF4 |
50 km |
0 |
| Apr 11, 1965 |
EF4 |
22 km |
13 |
| Apr 11, 1965 |
EF4 |
52 km |
3 |
| Jun 8, 1953 |
EF4 |
58 km |
17 |
| Mar 14, 2024 |
EF3 |
26 km |
3 |
| May 27, 2019 |
EF3 |
91 km |
0 |
| May 27, 2019 |
EF3 |
63 km |
1 |
| Aug 24, 2016 |
EF3 |
94 km |
0 |
| Nov 10, 2002 |
EF3 |
80 km |
0 |
| Nov 10, 2002 |
EF3 |
81 km |
1 |
| Nov 10, 2002 |
EF3 |
53 km |
0 |
| Oct 24, 2001 |
EF3 |
33 km |
0 |
| May 2, 1983 |
EF3 |
71 km |
1 |
| Jun 13, 1981 |
EF3 |
94 km |
4 |
| Apr 3, 1974 |
EF3 |
56 km |
0 |
| May 10, 1973 |
EF3 |
75 km |
6 |
| May 10, 1973 |
EF3 |
54 km |
0 |
| Jun 2, 1971 |
EF3 |
42 km |
0 |
| Jun 2, 1971 |
EF3 |
24 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.2 in |
Coldest |
| February |
30°F (-1°C) |
1.9 in |
Driest |
| March |
39°F (4°C) |
2.6 in |
|
| April |
51°F (10°C) |
3.6 in |
|
| May |
62°F (16°C) |
3.8 in |
|
| June |
71°F (21°C) |
4.0 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
72°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
2.9 in |
|
| October |
54°F (12°C) |
2.7 in |
|
| November |
42°F (6°C) |
2.8 in |
|
| December |
32°F (0°C) |
2.3 in |
|
Westminster has a seasonal temperature swing of 46°F / from 27°F in January to 73°F in July. Total annual precipitation is 35.8 inches, with June being the wettest month (4.0") and February the driest (1.9").
Average costs for common services in Westminster. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139-$371) |
| Specialist Visit |
$325 ($186-$510) |
| Urgent Care Visit |
$186 ($93-$325) |
| Emergency Room Visit |
$2,042 ($742-$4,640) |
| Dental Cleaning |
$121 ($70-$186) |
| Dental Filling |
$232 ($139-$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($46-$111) |
| Brake Pad Replacement |
$278 ($139-$464) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$557 ($371-$928) |
| Battery Replacement |
$186 ($93-$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$139) |
| Electrician (Per Hour) |
$84 ($46-$130) |
| HVAC Repair |
$371 ($139-$742) |
| HVAC System Install |
$6,496 ($3,712-$11,136) |
| Roof Repair |
$928 ($371-$1,856) |
| Roof Replacement |
$8,352 ($5,104-$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464-$3,248) |
| Divorce (Contested) |
$13,920 ($4,640-$27,840) |
| DUI Defense |
$4,640 ($1,856-$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742-$2,784) |
| Will Preparation |
$464 ($186-$928) |
| Trust Preparation |
$2,320 ($928-$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$139 ($70-$232) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78-$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32-$4.64) |
| Loaf of Bread |
$3.53 ($2.32-$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78-$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71-$6.96) |
| Rice (per lb) |
$0.93 ($0.56-$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74-$232) |
| Natural Gas (Monthly) |
$65 ($28-$139) |
| Water/Sewer (Monthly) |
$65 ($37-$111) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$60 ($28-$93) |
| Cable TV (Monthly) |
$79 ($46-$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70-$464) |
| Car Insurance (Annual) |
$1,856 ($1,114-$3,248) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42-$23) |
| Car Registration (Annual) |
$93 ($28-$232) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557-$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464-$1,856) |
| After-School Care (Monthly) |
$371 ($186-$650) |
| Tutoring (Per Hour) |
$46 ($23-$93) |
| SAT/ACT Prep Course |
$928 ($371-$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640-$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($46-$186) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$278 ($139-$464) |
| Cat Spay/Neuter |
$186 ($93-$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Westminster
What is the population of Westminster?
Westminster has a population of 477 residents and is located in Ohio. The population density is 262 people per square mile, spread across 1.8 square miles. The median age of residents is 33.2 years, which is younger than the national median of 38.9 years. The population is 56.4% female and 43.6% male.
Is Westminster expensive to live in?
Westminster is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $87,955, 17% above the national average of $75,149. The median home value is $179,200 (36% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Westminster?
Westminster has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 35.8 inches, with 18.5 inches of snow.
How is the job market in Westminster?
The job market in Westminster faces challenges, with unemployment at 16.3% / significantly above the national rate of 3.6%. The average weekly wage is $960. There are 563 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 23 minutes, and 4.3% of workers work from home.
How much does housing cost in Westminster?
The median home value in Westminster is $179,200. Zillow estimates the typical home value at $228,324. According to Redfin, the median sale price is $150,500, with homes typically selling within 6 days. The homeownership rate is 90.5%. The average annual property tax is $3,076.
How are the schools in Westminster?
Schools in Westminster score 5.6 out of 10 on standardized testing, near the national average. 22.6% of adults in Westminster hold a bachelor's degree or higher, below the national average of 33.7%. 95.5% have completed high school. 5.9% hold a graduate or professional degree.
How healthy is Westminster?
The obesity rate in Westminster is 35.9% (above the national rate of 32.1%). 15.6% of adults are smokers. 24.4% are physically inactive. 29.6% of residents report depression. 0.0% lack health insurance (below the national rate). 56.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,402.
What is transportation like in Westminster?
The average commute in Westminster is 23 minutes, shorter than the national average of 28 minutes. 85.5% of workers drive alone to work, and 4.3% work from home.
What are the demographics of Westminster?
The racial and ethnic makeup of Westminster is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 34.8% of residents have a disability. 100.0% have health insurance coverage.