Median Income
$108,542
44% higher than US avg
Home Value
$95,000
66% lower than US avg
Violent Crime
98/100K
74% lower than US avg
Bachelor's+
8.9%
74% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
2.0%
84% lower than US avg
How Westphalia Compares to the U.S. Average (100% = U.S. avg)
People
Population151
Median Age59.0 yrs
Density1,510/mi²
Male / Female40% / 60%
Largest GroupWhite 100%
Veterans3.7%
Economy
A+
Median Income$108,542
Per Capita$50,700
Unemployment0.0%
Poverty2.0%
County GDP$1,051M
Commute17 min
Housing
A+
Home Value$95,000
Ownership84.8%
Zillow$236,874
Housing Units64
Rent Burden51.0%
Crime
F
Violent98/100K
Property1,562/100K
Health
Obesity38.6%
Uninsured6.6%
Smoking16.9%
Depression22.5%
Heart Disease5.7%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain34.3 in/yr
Sunny Days275/yr
Elevation1,416 ft (432 m)
Education
D
Bachelor's+8.9%
High School+96.0%
Graduate+0.0%
School Score6.35
Community
2024 VoteR 71% / D 28%
Commute17 min
Broadband66.0%
EV Stations1
Libraries3
Is Westphalia a Good Place to Live?
Based on current data, Westphalia receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Westphalia offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Westphalia is $108,542, which is significantly higher than the national average / 44% above $75,149. This places Westphalia among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 2.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Westphalia is $95,000, 66% below the national median / offering relatively affordable homeownership. At just 0.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Westphalia is a very safe community with a violent crime rate of 98 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,562 per 100,000, near the national average.
Education
8.9% of residents hold a bachelor's degree, below the national average of 33.7%. 96.0% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Westphalia experiences four distinct seasons with an average temperature of 50°F. Winters average 21°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.3 inches, including 30.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Westphalia has a population of 151 with a density of 1,510 people per square mile, spread across 0.1 square miles. The median age is 59.0 years, 52% older than the national median of 38.9. The gender split is 59.6% female and 40.4% male. The city is predominantly White (100%). English is the primary language spoken at home by 99.3% of residents. 3.7% of the population are veterans, below the national rate of 6.0%. 19.4% of residents have a disability (above the 13.0% national average). 91.7% have health insurance coverage.
Population
59.0yrs
Median Age
52% above US avg
Race & Ethnicity
Westphalia vs U.S. Average
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Westphalia vs U.S. Average
The median household income in Westphalia is $108,542, which is 44% above the national average of $75,149. Per capita income is $50,700 (above the $39,052 national figure). The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 2.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 444 business establishments, including 26 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).
Income: Westphalia vs U.S.
Income
| Median HH Income | $108,542 |
| 44% above US avg |
| Per Capita Income | $50,700 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $77,398 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 2.0% |
| 84% below US avg |
| Establishments (County) | 444 |
| County GDP | $1,051M |
Business (County)
| Restaurants | 26 |
| Healthcare | 42 |
| Retail | 44 |
| Manufacturing | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $4,339 |
| 24% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 4.57% |
Commute & Transportation
| Commute Time | 16.9 min |
| Drive Alone | 96.2% |
| Public Transit | 0.0% |
| Work from Home | 1.9% |
The median home value in Westphalia is $95,000, 66% below the national median of $281,900. Zillow estimates the typical home value at $236,874, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 84.8% of housing units are owner-occupied (above the 65.4% national rate). There are 64 total housing units in the city. The median year a home was built is 1951. The average annual property tax is $4,339 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $95,000 |
| 66% below US avg |
| Zillow ZHVI | $236,874 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 84.8% |
| Owner-Occupied | 84.8% |
| Renter-Occupied | 15.2% |
| Housing Units | 64 |
| Median Year Built | 1951 |
Property Tax
| Avg Tax (IRS) | $4,339 |
| 24% above US avg |
| Effective Rate | 4.57% |
In Westphalia, 38.6% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.7% of residents. 30.7% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 23.3% report binge drinking. 24.3% are physically inactive. 22.5% report depression. 18.4% experience frequent mental distress. 6.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,962. The dentist ratio is 1:1,664. 51.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Westphalia vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.7% |
| Asthma | 10.4% |
| COPD | 6.4% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 23.3% |
| Physical Inactivity | 24.3% |
| Depression | 22.5% |
| Mental Distress | 18.4% |
| Physical Distress | 12.5% |
| Short Sleep | 32.5% |
Healthcare Access
| Insurance Rate | 91.7% |
| Uninsured | 6.6% |
| 23% below US avg |
| Primary Care | 1:1,962 |
| Dentists | 1:1,664 |
| Mental Health | 1:656 |
| Checkup Rate | 75.2% |
| Dental Visits | 63.9% |
| Premature Death | 6,814/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 51.1% |
| Healthcare Facilities | 42 |
Westphalia has a violent crime rate of 98 per 100,000 residents, 74% below the national average of 380. Property crime stands at 1,562 per 100,000, 20% below the U.S. average. The county recorded 2 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Westphalia receives a safety grade of F.
Crime Rates: Westphalia vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 97.6/100K |
| 74% below US avg |
| |
Property Crime
| Total Property | 1,561.7/100K |
| 20% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Westphalia experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 21°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 34.3 inches. The area receives 30.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,416 feet.
Temperature
21°F Jan (-6°C)
75°F Jul (24°C)
| Annual Average | 49.5°F |
| 8% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,416 ft (432 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,510/sq mi |
| Coordinates | 41.7194°N, 95.3938°W |
| Timezone | America/Chicago |
| County | Shelby County County |
| Nearest Airport | Eppley Airfield (OMA)
39 miles away |
Precipitation & Snow
Annual Rainfall
34.3"
10% below US avg
Wettest Month (Jun)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 87.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.7 on Jun 30, 2021.
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
122 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
149 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
140 km |
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
125 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
553 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 20 fatalities, 451 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 27, 1953 |
EF5 |
65 km |
1 |
| May 21, 2024 |
EF4 |
99 km |
5 |
| Apr 26, 2024 |
EF4 |
97 km |
0 |
| Oct 4, 2013 |
EF4 |
90 km |
0 |
| May 27, 1995 |
EF4 |
62 km |
0 |
| May 27, 1995 |
EF4 |
57 km |
0 |
| May 24, 1989 |
EF4 |
100 km |
0 |
| Jun 26, 1976 |
EF4 |
35 km |
0 |
| May 6, 1975 |
EF4 |
83 km |
3 |
| May 5, 1965 |
EF4 |
100 km |
0 |
| May 10, 1959 |
EF4 |
68 km |
0 |
| Jun 9, 1954 |
EF4 |
84 km |
1 |
| May 21, 2024 |
EF3 |
97 km |
0 |
| Apr 26, 2024 |
EF3 |
66 km |
0 |
| Apr 26, 2024 |
EF3 |
66 km |
0 |
| Apr 26, 2024 |
EF3 |
48 km |
1 |
| Jul 14, 2021 |
EF3 |
79 km |
0 |
| Apr 9, 2011 |
EF3 |
71 km |
0 |
| Apr 9, 2011 |
EF3 |
60 km |
0 |
| Apr 9, 2011 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
51 km |
| 2010 |
UNNAMED |
629 |
52 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
0.7 in |
Coldest, Driest |
| February |
25°F (-4°C) |
0.8 in |
|
| March |
37°F (3°C) |
2.1 in |
|
| April |
50°F (10°C) |
3.0 in |
|
| May |
61°F (16°C) |
4.3 in |
|
| June |
71°F (21°C) |
4.5 in |
Wettest |
| July |
75°F (24°C) |
3.7 in |
Warmest |
| August |
72°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
4.0 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
36°F (2°C) |
1.5 in |
|
| December |
24°F (-5°C) |
1.0 in |
|
Westphalia has a seasonal temperature swing of 54°F / from 21°F in January to 75°F in July. Total annual precipitation is 31.9 inches, with June being the wettest month (4.5") and January the driest (0.7").
Average costs for common services in Westphalia. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $710 |
| Toddler | $612 |
| Preschool | $612 |
| Family Childcare (monthly) |
| Infant | $479 |
| Toddler | $471 |
| Preschool | $471 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Westphalia
What is the population of Westphalia?
Westphalia has a population of 151 residents and is located in Iowa. The population density is 1,510 people per square mile, spread across 0.1 square miles. The median age of residents is 59.0 years, which is older than the national median of 38.9 years. The population is 59.6% female and 40.4% male.
Is Westphalia expensive to live in?
Westphalia is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $108,542, 44% above the national average of $75,149. The median home value is $95,000 (66% below the U.S. median). The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
Is Westphalia safe?
Westphalia is considered a very safe city with a violent crime rate of 98 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,562 per 100,000 (below the national average). Overall, Westphalia receives a safety grade of F based on combined crime data.
What is the weather like in Westphalia?
Westphalia has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 21°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 34.3 inches, with 30.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Westphalia?
The job market in Westphalia is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $982. There are 444 business establishments in the area, including 26 restaurants and food service locations. The average commute time is 17 minutes, and 1.9% of workers work from home.
How much does housing cost in Westphalia?
The median home value in Westphalia is $95,000. Zillow estimates the typical home value at $236,874. The homeownership rate is 84.8%. The average annual property tax is $4,339.
How are the schools in Westphalia?
Schools in Westphalia score 6.4 out of 10 on standardized testing, near the national average. 8.9% of adults in Westphalia hold a bachelor's degree or higher, below the national average of 33.7%. 96.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Westphalia?
The obesity rate in Westphalia is 38.6% (above the national rate of 32.1%). 16.9% of adults are smokers. 24.3% are physically inactive. 22.5% of residents report depression. 6.6% lack health insurance (below the national rate). 51.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,962.
What is transportation like in Westphalia?
The average commute in Westphalia is 17 minutes, shorter than the national average of 28 minutes. 96.2% of workers drive alone to work, and 1.9% work from home.
What are the demographics of Westphalia?
The racial and ethnic makeup of Westphalia is 100% White. 99.3% of residents speak only English at home. 3.7% of the population are military veterans. 19.4% of residents have a disability. 91.7% have health insurance coverage.
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