Michigan
White Cloud is a small town in Michigan with a population of 1,297. Residents earn $55,417 per year, which is 26% below the national average.
Based on current data, White Cloud receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include elevated crime rates, below-average incomes, long commute times. White Cloud offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in White Cloud is $55,417, 26% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. 14.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
The median home value in White Cloud is $150,600, 47% below the national median — offering relatively affordable homeownership. Renters pay a median of $838 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
With 650 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 2,960 per 100,000, 51% above the national average.
14.2% of residents hold a bachelor's degree, below the national average of 33.7%. 85.2% have completed high school. Area schools have an average test score of 5.2/10.
White Cloud experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. Annual precipitation totals 37.5 inches. Air quality is rated Good with a median AQI of 38.
| English Only | 96.4% |
| 23% above US avg | |
| Spanish | 3.6% |
| 73% below US avg |
| Median HH Income | $55,417 |
| 26% below US avg | |
| Per Capita Income | $25,766 |
| Avg Weekly Wage | $949 |
| IRS Avg AGI | $59,846 |
| Unemployment | 0.8% |
| 78% below US avg | |
| Poverty Rate | 14.3% |
| 15% above US avg | |
| Establishments (County) | 855 |
| County GDP | $2,077M |
| Restaurants | 74 |
| Healthcare | 97 |
| Retail | 153 |
| Manufacturing | 38 |
| Property Tax (IRS) | $5,208 |
| 49% above US avg | |
| Effective Tax Rate | 3.46% |
| Commute Time | 36.2 min |
| Work from Home | 10.2% |
| Census Median | $150,600 |
| 47% below US avg | |
| Zillow ZHVI | $195,458 |
| Census Median Rent | $838 |
| 28% below US avg |
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
| Owner-Occupied | 61.3% |
| Avg Tax (IRS) | $5,208 |
| 49% above US avg | |
| Effective Rate | 3.46% |
| Obesity | 41.2% |
| 28% above US avg | |
| Diabetes | 12.5% |
| Heart Disease | 7.6% |
| High Blood Pressure | 37.8% |
| Asthma | 12.3% |
| COPD | 10.7% |
| Stroke | 4.1% |
| Binge Drinking | 18.1% |
| Physical Inactivity | 31.0% |
| Depression | 28.1% |
| Mental Distress | 21.5% |
| Physical Distress | 17.0% |
| Insurance Rate | 93.7% |
| Checkup Rate | 76.6% |
| Premature Death | 8,616/100K |
| Food Environment | 7.8/10 |
| Exercise Access | 81.4% |
| Healthcare Facilities | 97 |
| Total Violent | 649.8/100K |
| 71% above US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 216.6/100K |
| Robbery | 0.0/100K |
| Assault | 433.2/100K |
| Total Property | 2,960.3/100K |
| 51% above US avg | |
| Burglary | 577.6/100K |
| Theft | 2,382.7/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 72.2/100K |
| Fatal Crashes (County/yr) | 7 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 46.2°F |
| 14% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 69°F (20°C) |
| Annual Rainfall | 37.5 inches |
| 1% below US avg |
| AQI Median | 38.0 |
| Rating | Good |
| Elevation | 912 ft (278 m) |
| Area | 1.9 sq mi (5.0 km²) |
| Population Density | 672/sq mi |
| Coordinates | 43.5575°N, 85.7743°W |
| County FIPS | 26123 |
Winner: Republican by 42.8 points
| Bachelor's Degree+ | 14.2% |
| 58% below US avg | |
| High School+ | 85.2% |
| School Test Score | 5.23 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 672/sq mi |
| Total Area | 1.9 sq mi |
| Public Libraries | 6 |
| Healthcare Facilities | 97 |
| Restaurants | 74 |
| Retail Stores | 153 |
| Fatal Crashes (County/yr) | 7 |
| Avg Commute | 36.2 min |
| Work from Home | 10.2% |