White Lake, NC

North Carolina

White Lake is a small town in North Carolina with a population of 961. Residents earn $76,667 per year, which is 2% above the national average.

3.5 /5.0
B+ Good
961 Population 942/sq mi density
$76,667 Median Income $43,016 per capita
$186,900 Home Value $222,704 Zillow
$1,275 Median Rent
62°F Avg Temperature
253 Violent Crime/100K 5,830 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,667 median income, 0.3% unemployment
A+
Affordability
5.0 / 5.0
$186,900 home value, $1,275/mo rent
F
Safety
1.0 / 5.0
253 violent crimes/100K (33% below avg)
B+
Education
3.6 / 5.0
33.0% bachelor's degree or higher
Median Income $76,667
2% higher than US avg
Home Value $186,900
34% lower than US avg
Violent Crime 253/100K
33% lower than US avg
Bachelor's+ 33.0%
2% lower than US avg
Median Rent $1,275
10% higher than US avg
Obesity Rate 36.7%
14% higher than US avg
Unemployment 0.3%
92% lower than US avg
Poverty Rate 5.9%
52% lower than US avg

How White Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population961
Median Age52.7 yrs
Density942/mi²
Male / Female51% / 49%
Largest GroupWhite 82%

Economy

A+
Median Income$76,667
Per Capita$43,016
Unemployment0.3%
Poverty5.9%
County GDP$1,864M
Commute28 min

Housing

A+
Home Value$186,900
Rent$1,275
OwnershipN/A
Zillow$222,704

Crime

F
Violent253/100K
Property5,830/100K
Murder0.0/100K
Assault253/100K
Burglary1,141/100K

Health

Obesity36.7%
UninsuredN/A
Depression28.3%
Heart Disease6.0%

Climate

Avg Temp62°F
AQI40 (Good)
Rain55.9 in/yr
Elevation66 ft

Education

B+
Bachelor's+33.0%
High School+94.9%
School Score5.46

Community

2024 VoteR 60% / D 40%
Commute28 min
Libraries4

Is White Lake a Good Place to Live?

Based on current data, White Lake receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. White Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in White Lake is $76,667, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.3%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in White Lake is $186,900, 34% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,275 per month. At just 2.4x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in White Lake is below the national average at 253 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,830 per 100,000, 197% above the national average.

Education

33.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.9% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

White Lake enjoys a moderate climate with an average annual temperature of 62°F. Winters average 44°F in January while summers reach 79°F in July. Annual precipitation totals 55.9 inches. Air quality is rated Good with a median AQI of 40.

White Lake has a population of 961 with a density of 942 people per square mile. The median age is 52.7 years, 35% older than the national median of 38.9. The city is predominantly White (82.3%), with 5.7% Black.

Population

961
Total Population
942
People / sq mi
52.7yrs
Median Age
35% above US avg
1.0mi²
Land Area

Gender Distribution

Male 50.6%
Female 49.4%

Race & Ethnicity

White Lake vs U.S. Average

Language Spoken at Home

English Only93.2%
19% above US avg
Spanish6.8%
49% below US avg

Social Characteristics

White Lake vs U.S. Average

The median household income in White Lake is $76,667, which is 2% above the national average of $75,149. The unemployment rate is 0.3% (below the 3.6% US average). 5.9% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: White Lake vs U.S.

Commute Mode

Income

Median HH Income$76,667
2% above US avg
Per Capita Income$43,016
Avg Weekly Wage$931
IRS Avg AGI$52,588

Employment & Poverty

Unemployment0.3%
92% below US avg
Poverty Rate5.9%
52% below US avg
Establishments (County)677
County GDP$1,864M

Business (County)

Restaurants54
Healthcare42
Retail99
Manufacturing26

Tax & Cost of Living

Property Tax (IRS)$3,744
7% above US avg
Effective Tax Rate2.00%

Commute & Transportation

Commute Time28.3 min
Work from Home7.0%

Walkability

The median home value in White Lake is $186,900, 34% below the national average. Monthly rent averages $1,275 (10% above US avg). Zillow estimates the typical home value at $222,704.

Home Value Sources

Ownership Split

Home Values

Census Median$186,900
34% below US avg
Zillow ZHVI$222,704

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,275
10% above US avg

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied72.5%

Property Tax

Avg Tax (IRS)$3,744
7% above US avg
Effective Rate2.00%
In White Lake, 36.7% of adults are obese (above the 32.1% national rate). 28.3% report depression. 24.0% are physically inactive.

Health Metrics: White Lake vs U.S. Average (%)

Chronic Conditions

Obesity36.7%
14% above US avg
Diabetes9.7%
Heart Disease6.0%
High Blood Pressure33.9%
Asthma11.2%
COPD7.1%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity24.0%
Depression28.3%
Mental Distress19.1%
Physical Distress12.9%

Healthcare Access

Insurance Rate94.4%
Checkup Rate77.5%
Premature Death16,588/100K

Food & Exercise

Food Environment6.9/10
Exercise Access46.7%
Healthcare Facilities42
White Lake has a violent crime rate of 253 per 100,000 residents, 33% below the national average of 380. Property crime stands at 5,830 per 100,000 (197% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: White Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent253.5/100K
33% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault253.5/100K

Property Crime

Total Property5,830.2/100K
197% above US avg
Burglary1,140.7/100K
Theft4,689.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
White Lake has an average annual temperature of 62°F (16°C). Winters average 44°F in January while summers reach 79°F in July. Annual precipitation is 55.9 inches. Air quality is rated Good with a median AQI of 40.

Temperature

44°F Jan (7°C) 79°F Jul (26°C)
Annual Average61.6°F
14% above US avg
January Average44°F (7°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall55.9 inches
47% above US avg
Snowfall0.8 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation66 ft (20 m)
Area1.0 sq mi (2.6 km²)
Population Density942/sq mi
Coordinates34.6502°N, 78.4911°W
County FIPS37017
It is classified as Nonmetro — Rural, adjacent. 33.0% of residents hold a bachelor's degree or higher (2% below US avg). In the 2024 election, the county voted Republican by a 20.4-point margin.

2024 Presidential Election (County)

R 59.9%
D 39.5%

Winner: Republican by 20.4 points

Education

Bachelor's Degree+33.0%
2% below US avg
High School+94.9%
School Test Score5.46
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density942/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities42
Restaurants54
Retail Stores99

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.3 min
Work from Home7.0%

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