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White Oak, MD

Full City Profile · Maryland · Howard County County

2.9 /5.0
C+ Fair
16,458 Population 5,275/sq mi density
$80,118 Median Income $37,956 per capita
$520,200 Home Value $439,626 Zillow
$1,784 Median Rent 36.0% income on rent
56°F Avg Temperature 293 sunny days/yr
356 Violent Crime/100K 3,289 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$80,118 median income, 6.2% unemployment
B
Affordability
3.0 / 5.0
$520,200 home value, $1,784/mo rent
F
Safety
1.0 / 5.0
356 violent crimes/100K
A
Education
4.3 / 5.0
40.9% bachelor's degree or higher

Housing Overview

Median Home Value
$520,200
85% above
US avg: $281,900
Median Rent
$1,784/mo
53% above
US avg: $1,163/mo
Homeownership Rate
26.7%
59% below US avg (65.4%)
Total Housing Units
6,151
Median year built: 1975

Home Value by Source

Census Median
$520,200
Zillow (ZHVI)
$439,626
Median Sale Price
$535,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

26.7%
Owner-Occupied
73.3%
Renter-Occupied
27%
73%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Census median rent: $1,784/mo

Market Indicators (Redfin)

Median Days on Market
82 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
75.0%
of listings with price reduction
Price Per Sq Ft
$254
Active Inventory
4
homes for sale

Affordability & Housing Stock

Rent Burden
36.0%
of renters spending 30%+ of income on housing
16% above US avg (31.0%)
Median Year Built
1975
Average age of housing stock: 51 years
Homeownership Rate
26.7%

Complete Housing Data

Home Values

Census Median Value$520,200
Zillow Home Value (ZHVI)$439,626
Median Sale Price$535,000
Price Per Sq Ft$254

Rent

Census Median Rent$1,784
FMR Studio$1,312
FMR 1-Bedroom$1,400
FMR 2-Bedroom$1,648
FMR 3-Bedroom$2,123
FMR 4-Bedroom$2,442

Market

Days on Market82
Sale-to-List Ratio1.0%
Price Drops75.0%
Homes Sold3
Active Inventory4
Price Per Sq Ft$254

Ownership & Stock

Owner-Occupied26.7%
Renter-Occupied73.3%
Homeownership Rate26.7%
Total Housing Units6,151
Median Year Built1975
Rent Burden36.0%