Median Income
$48,558
35% lower than US avg
Home Value
$101,900
64% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
10.0%
70% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Whitewater Compares to the U.S. Average (100% = U.S. avg)
People
Population75
Median Age58.0 yrs
Density357/mi²
Male / Female55% / 45%
Largest GroupWhite 100%
Veterans72.0%
Economy
A
Median Income$48,558
Per Capita$34,956
Unemployment0.0%
Poverty0.0%
Commute59 min
Housing
A+
Home Value$101,900
Ownership87.2%
Zillow$144,200
Housing Units58
Rent Burden27.9%
Crime
Violent0/100K
Property0/100K
Health
Obesity36.2%
Uninsured8.8%
Smoking17.5%
Depression26.3%
Heart Disease5.4%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain47.1 in/yr
Sunny Days250/yr
Elevation367 ft (112 m)
Education
D
Bachelor's+10.0%
High School+88.3%
Graduate+3.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute59 min
Broadband47.0%
EV Stations1
Is Whitewater a Good Place to Live?
Based on current data, Whitewater receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, long commute times. Whitewater offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Whitewater is $48,558, 35% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 59 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Whitewater is $101,900, 64% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Whitewater is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
10.0% of residents hold a bachelor's degree, below the national average of 33.7%. 88.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Whitewater enjoys a moderate climate with an average annual temperature of 57°F. Winters average 31°F in January while summers reach 79°F in July. The area gets 250 sunny days per year. Annual precipitation totals 47.1 inches. Air quality is rated Good with a median AQI of 41.
Whitewater has a population of 75 with a density of 357 people per square mile, spread across 0.2 square miles. The median age is 58.0 years, 49% older than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 72.0% of the population are veterans, above the national rate of 6.0%. 26.7% of residents have a disability (above the 13.0% national average). 77.3% have health insurance coverage.
Population
58.0yrs
Median Age
49% above US avg
Race & Ethnicity
Whitewater vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Whitewater vs U.S. Average
The median household income in Whitewater is $48,558, which is 35% below the national average of $75,149. Per capita income is $34,956. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 59 minutes (longer than the 28-minute US average). 4.3% of workers work from home (below the 15.2% national rate).
Income: Whitewater vs U.S.
Income
| Median HH Income | $48,558 |
| 35% below US avg |
| Per Capita Income | $34,956 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 58.9 min |
| Drive Alone | 76.1% |
| Public Transit | 2.2% |
| Work from Home | 4.3% |
The median home value in Whitewater is $101,900, 64% below the national median of $281,900. Zillow estimates the typical home value at $144,200, higher than the Census estimate. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 87.2% of housing units are owner-occupied (above the 65.4% national rate). There are 58 total housing units in the city. The median year a home was built is 1984. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $101,900 |
| 64% below US avg |
| Zillow ZHVI | $144,200 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 87.2% |
| Owner-Occupied | 87.2% |
| Renter-Occupied | 12.8% |
| Housing Units | 58 |
| Median Year Built | 1984 |
Property Tax
In Whitewater, 36.2% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.4% of residents. 32.9% have high blood pressure. 17.5% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 29.1% are physically inactive, above the national average. 26.3% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 8.8% of residents lack health insurance.
Health Metrics: Whitewater vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.9% |
| Asthma | 11.2% |
| COPD | 7.8% |
| Cancer | 7.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 17.5% |
| 25% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 29.1% |
| Depression | 26.3% |
| Mental Distress | 19.5% |
| Physical Distress | 14.5% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 77.3% |
| Uninsured | 8.8% |
| 2% above US avg |
| Checkup Rate | 76.6% |
| Dental Visits | 56.0% |
Food & Exercise
Whitewater has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average.
Crime Rates: Whitewater vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Whitewater enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 31°F in January while summers reach 79°F in July. The area gets 250 sunny days per year, above the national average. Annual precipitation totals 47.1 inches (wetter than the 38-inch national average). The area receives 3.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 367 feet.
Temperature
31°F Jan (-0°C)
79°F Jul (26°C)
| Annual Average | 56.6°F |
| 5% above US avg |
| January Average | 31°F (-0°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 250 days/yr |
Geography
| Elevation | 367 ft (112 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 357/sq mi |
| Coordinates | 37.2376°N, 89.7959°W |
| Timezone | America/Chicago |
| Nearest Airport | Cape Girardeau Regional (CGI) 11 miles away |
Precipitation & Snow
Annual Rainfall
47.1"
24% above US avg
Wettest Month (Mar)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
377 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M3.1 on Aug 1, 2025.
| Sep 26, 1990 |
4 km SE of Chaffee, Missouri |
M4.8 |
19 km |
| May 4, 1991 |
2 km NNW of Risco, Missouri |
M4.5 |
74 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
56 km |
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
81 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
124 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
144 km |
| Aug 22, 2000 |
19 km WNW of Maynard, Arkansas |
M3.9 |
144 km |
| Feb 21, 2012 |
4 km SSE of Bertrand, Missouri |
M3.9 |
52 km |
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
135 km |
| Oct 21, 1999 |
9 km NW of Maynard, Arkansas |
M3.9 |
134 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
119 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
146 km |
| Mar 2, 2010 |
2 km ENE of East Prairie, Missouri |
M3.7 |
63 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
127 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
120 km |
| Sep 22, 2011 |
6 km E of Grandin, Missouri |
M3.6 |
97 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
132 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
139 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
79 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
72 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
562 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 56 fatalities, 903 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 28, 2017 |
EF4 |
57 km |
1 |
| Sep 22, 2006 |
EF4 |
49 km |
0 |
| May 6, 2003 |
EF4 |
68 km |
2 |
| May 29, 1982 |
EF4 |
86 km |
10 |
| Apr 22, 1981 |
EF4 |
90 km |
1 |
| Jun 22, 1969 |
EF4 |
86 km |
4 |
| Dec 18, 1957 |
EF4 |
59 km |
11 |
| May 26, 2024 |
EF3 |
79 km |
0 |
| May 26, 2024 |
EF3 |
49 km |
0 |
| Oct 24, 2021 |
EF3 |
75 km |
0 |
| Oct 24, 2021 |
EF3 |
63 km |
0 |
| Nov 17, 2013 |
EF3 |
83 km |
3 |
| Nov 17, 2013 |
EF3 |
25 km |
0 |
| Feb 29, 2012 |
EF3 |
51 km |
1 |
| Sep 22, 2006 |
EF3 |
88 km |
0 |
| Mar 11, 2006 |
EF3 |
67 km |
2 |
| May 6, 2003 |
EF3 |
19 km |
0 |
| Apr 28, 2002 |
EF3 |
44 km |
1 |
| Apr 28, 2002 |
EF3 |
96 km |
0 |
| Apr 27, 2002 |
EF3 |
24 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: WYLIE KING 1 (6,077 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
WYLIE KING 1 |
6,077 |
78 km |
| 2021 |
MILLER KING |
4,130 |
79 km |
| 2013 |
UNNAMED |
3,313 |
83 km |
| 2021 |
VICTORY 1-7 |
3,237 |
78 km |
| 2005 |
MCKENZIE HILL |
2,722 |
92 km |
| 2021 |
RED SHALE UNIT RX |
2,123 |
80 km |
| 2014 |
UNNAMED |
1,627 |
45 km |
| 2019 |
ATWOOD RIDGE RX |
1,622 |
45 km |
| 2007 |
BRAWLEY HOLLOW |
1,575 |
93 km |
| 2000 |
UNNAMED |
1,552 |
86 km |
| 2024 |
ESSMAN SPRING RX |
1,495 |
76 km |
| 1999 |
UNNAMED |
1,483 |
86 km |
| 2020 |
UNNAMED |
1,334 |
40 km |
| 2000 |
UNNAMED |
1,260 |
92 km |
| 2024 |
RED SHALE RX |
1,259 |
79 km |
| 2017 |
UNNAMED |
1,257 |
39 km |
| 2021 |
OZARK HILL PRAIRIE RX |
1,235 |
39 km |
| 2004 |
UNNAMED |
1,232 |
79 km |
| 2019 |
KINKAID RX |
1,215 |
71 km |
| 2000 |
UNNAMED |
1,187 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-0°C) |
3.0 in |
Coldest, Driest |
| February |
36°F (2°C) |
3.2 in |
|
| March |
46°F (8°C) |
4.9 in |
Wettest |
| April |
56°F (14°C) |
4.5 in |
|
| May |
66°F (19°C) |
4.9 in |
|
| June |
74°F (24°C) |
3.8 in |
|
| July |
79°F (26°C) |
3.8 in |
Warmest |
| August |
77°F (25°C) |
3.7 in |
|
| September |
70°F (21°C) |
3.7 in |
|
| October |
59°F (15°C) |
3.2 in |
|
| November |
47°F (8°C) |
4.4 in |
|
| December |
37°F (3°C) |
4.3 in |
|
Whitewater has a seasonal temperature swing of 48°F / from 31°F in January to 79°F in July. Total annual precipitation is 47.1 inches, with March being the wettest month (4.9") and January the driest (3.0").
Average costs for common services in Whitewater. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Whitewater
What is the population of Whitewater?
Whitewater has a population of 75 residents and is located in Missouri. The population density is 357 people per square mile, spread across 0.2 square miles. The median age of residents is 58.0 years, which is older than the national median of 38.9 years. The population is 45.3% female and 54.7% male.
Is Whitewater expensive to live in?
Whitewater is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $48,558, 35% below the national average of $75,149. The median home value is $101,900 (64% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Whitewater safe?
Whitewater is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Whitewater?
Whitewater enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 31°F in January, while summers reach an average of 79°F in July. The area receives 250 sunny days per year. Annual rainfall totals 47.1 inches, with 3.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Whitewater?
The job market in Whitewater is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 59 minutes, and 4.3% of workers work from home.
How much does housing cost in Whitewater?
The median home value in Whitewater is $101,900. Zillow estimates the typical home value at $144,200. The homeownership rate is 87.2%.
How are the schools in Whitewater?
Schools in Whitewater score 5.5 out of 10 on standardized testing, near the national average. 10.0% of adults in Whitewater hold a bachelor's degree or higher, below the national average of 33.7%. 88.3% have completed high school. 3.3% hold a graduate or professional degree.
How healthy is Whitewater?
The obesity rate in Whitewater is 36.2% (above the national rate of 32.1%). 17.5% of adults are smokers. 29.1% are physically inactive. 26.3% of residents report depression. 8.8% lack health insurance.
What is transportation like in Whitewater?
The average commute in Whitewater is 59 minutes, longer than the national average of 28 minutes. 76.1% of workers drive alone to work, 2.2% use public transit, and 4.3% work from home.
What are the demographics of Whitewater?
The racial and ethnic makeup of Whitewater is 100% White. 100% of residents speak only English at home. 72.0% of the population are military veterans. 26.7% of residents have a disability. 77.3% have health insurance coverage.