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Most Affordable in New South Wales

Top 100 cities ranked by most affordable

Best Cities For...

Composite rankings combining multiple weighted metrics — 5 topics across U.S. Census, FBI, NOAA and CDC data.

Best Cities for Retirees
Low crime, warm climate, affordable cost of living and strong healthcare access.
Best Cities for Remote Workers
Strong broadband, affordable rent, low traffic and existing remote-work culture.
Best Cities for Families
Strong schools, low crime, affordable homes and family-friendly commutes.
Best Cities for Young Professionals
High incomes, educated peers, transit access and an under-35 demographic.
Most Affordable Cities
The lowest cost of living across home prices, rent, services and rent burden.
Population & Density
Largest Cities Smallest Cities Most Dense Least Dense
Economy
Highest Income Lowest Income Lowest Unemployment Highest Unemployment Highest Wages
Housing
Highest Home Value Most Affordable Highest Rent Lowest Rent Highest Homeownership
Demographics & Education
Youngest Cities Oldest Cities
Climate & Air
Warmest Cities Coldest Cities Rainiest Cities Driest Cities Sunniest Cities Snowiest Cities
Geography & Infrastructure
Highest Elevation Most Restaurants
All Countries  ·  Australia  ·  New South Wales

Most Affordable — New South Wales

1 Malabar $84,400
2 South Coogee $116,600
3 Villawood $118,400
4 Cootamundra $124,000
5 Broken Hill $124,000
6 Corowa $129,600
7 Deniliquin $129,600
8 Forbes $129,600
9 Glen Innes $129,600
10 Cowra $129,600
11 Moree $129,600
12 North Albury $135,200
13 Tumut $138,000
14 Tamworth $139,800
15 Young $140,800
16 Leeton $140,800
17 Lavington $140,800
18 Kempsey $142,600
19 Parkes $146,400
20 South Tamworth $146,400
21 Narrabri $146,400
22 South Granville $148,200
23 Kooringal $152,000
24 Albury $152,000
25 Inverell $152,000
26 West Tamworth $155,000
27 Casino $157,800
28 Lithgow $157,800
29 South Grafton $157,800
30 Nambucca Heads $157,800
31 Nambucca $157,800
32 East Albury $157,800
33 Unanderra $160,600
34 Batemans Bay $160,600
35 Taree $162,800
36 Berkeley $163,400
37 Scone $163,400
38 Armidale $163,400
39 Cooma $163,400
40 Wagga Wagga $166,200
41 Riverwood $169,000
42 Bathurst $169,000
43 Gunnedah $169,000
44 Fairfield East $169,000
45 Warilla $169,000
46 Summer Hill $169,000
47 Griffith $169,000
48 Whalan $169,000
49 Grafton $169,000
50 Singleton $169,000
51 Nowra $169,000
52 Bathurst city centre $169,000
53 Wingham $172,400
54 East Lismore $174,600
55 Dubbo $174,600
56 North Tamworth $174,600
57 Tuncurry $174,600
58 Muswellbrook $174,600
59 Bomaderry $174,600
60 Moama $177,400
61 Maitland $180,200
62 Goulburn $180,200
63 Cessnock $180,200
64 Toronto $180,200
65 Kurri Kurri $180,200
66 Goonellabah $180,200
67 East Tamworth $183,000
68 Raymond Terrace $183,000
69 Warwick Farm $184,200
70 Orange $186,000
71 Glenfield Park $186,000
72 Cabramatta $186,000
73 East Maitland $186,000
74 Canley Vale $186,000
75 Hebersham $188,800
76 Toormina $188,800
77 Queanbeyan $191,600
78 Lake Albert $191,600
79 Ulladulla $191,600
80 Belmont $191,600
81 Yass $191,600
82 Macquarie Fields $191,600
83 Forster $191,600
84 Port Kembla $191,600
85 Murwillumbah $195,000
86 Hillvue $197,200
87 Wauchope $197,200
88 Katoomba $197,200
89 Lalor Park $197,200
90 Gorokan $197,200
91 Ambarvale $197,200
92 Lakemba $197,200
93 Minto $197,200
94 Leumeah $197,200
95 Tweed Heads West $197,200
96 Wiley Park $197,200
97 Karabar $197,200
98 Doonside $197,200
99 Narwee $199,400
100 Coffs Harbour $200,000

The most affordable housing markets in New South Wales offer opportunities for homeownership at a fraction of the cost of major metros. Malabar has a median home value of just $84,400.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

  • 1. In Malabar, the median home costs just $84,400 — less than a new luxury car.
  • 2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
  • 3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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