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Most Affordable in New Zealand

Top 100 cities ranked by most affordable

Best New Zealand Cities

Composite rankings combining multiple weighted metrics — 4 topics from climate and air quality data.

Best Climate Cities
Warm temperatures, plenty of sunshine and clean air.
Cleanest Air Cities
Lowest pollution levels for healthy outdoor living.
Sunniest Cities
Most days of sunshine per year, with warm and dry climate.
Most Urban Cities
Densely populated city centers with the largest urban footprints.
Population & Density
Largest Cities Smallest Cities Most Dense Least Dense
Economy
Highest Income Lowest Income Lowest Unemployment Highest Unemployment Highest Wages
Housing
Highest Home Value Most Affordable Highest Rent Lowest Rent Highest Homeownership
Demographics & Education
Youngest Cities Oldest Cities
Climate & Air
Warmest Cities Coldest Cities Rainiest Cities Driest Cities Sunniest Cities Snowiest Cities
Geography & Infrastructure
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All Countries  ·  New Zealand

Most Affordable — New Zealand

1 Otara E7 $94,600
2 Manukau City E7 $96,800
3 Wiri E7 $96,800
4 Nelson F5 $104,000
5 Oamaru F7 $107,200
6 Papanui E9 $122,200
7 Rosedale F8 $130,000
8 Cannons Creek G2 $130,000
9 Naenae G2 $132,600
10 Timaru E9 $140,400
11 Tamaki E7 $143,000
12 Flaxmere F2 $144,600
13 Dannevirke F3 $145,600
14 Richmond TAS $146,600
15 Greymouth G3 $148,800
16 Levin F3 $150,800
17 Gore F8 $150,800
18 Thames G1 $150,800
19 Favona E7 $156,000
20 Riccarton E9 $156,000
21 Marton F3 $156,000
22 Invercargill F8 $156,000
23 Terrace End F3 $156,000
24 Taita G2 $156,000
25 Mangere E7 $156,000
26 East Gore F8 $161,200
27 Stratford F9 $166,400
28 Rangiora E9 $169,000
29 Palmerston North F3 $169,600
30 Kaitaia F6 $169,600
31 Waitara F9 $169,600
32 Hawera F9 $171,600
33 Tokoroa G1 $171,600
34 Gisborne F1 $171,600
35 Papatowai F7 $171,600
36 Dargaville F6 $172,600
37 Kawerau E8 $174,200
38 Lower Hutt G2 $182,000
39 Raureka F2 $182,000
40 Alexandra F7 $182,000
41 Whangarei F6 $182,000
42 Raumanga F6 $182,000
43 Masterton G2 $182,000
44 Claudelands G1 $182,000
45 Whakatane E8 $187,200
46 Whanganui F3 $187,200
47 New Brighton E9 $187,200
48 Ashburton E9 $187,200
49 Mahora F2 $190,400
50 Mosgiel F7 $192,400
51 West End F3 $192,400
52 Kaiapoi E9 $195,000
53 Ngaruawahia G1 $197,600
54 Blenheim F4 $197,600
55 Allenton E9 $197,600
56 Motueka TAS $197,600
57 Katikati E8 $198,600
58 Otaki G2 $201,800
59 Akina F2 $202,800
60 Huntly G1 $202,800
61 Hamilton G1 $202,800
62 New Plymouth F9 $202,800
63 Bryndwr E9 $202,800
64 Vogeltown F9 $202,800
65 Upper Riccarton E9 $202,800
66 Taupo G1 $202,800
67 Saint Kilda F7 $205,400
68 Solway G2 $205,400
69 Hornby E9 $208,000
70 Kaiti F1 $208,000
71 Havelock North F2 $208,000
72 Bell Block F9 $208,000
73 Mount Cook G2 $208,000
74 Mairehau E9 $208,000
75 Mangapapa F1 $208,000
76 Shirley E9 $208,000
77 Ngongotaha E8 $208,000
78 Titahi Bay G2 $208,000
79 Matamata G1 $208,000
80 Carterton G2 $208,000
81 Spreydon E9 $208,000
82 Takaro F3 $208,000
83 North East Valley F7 $208,000
84 Hastings F2 $208,000
85 Avalon G2 $208,000
86 Henderson E7 $209,000
87 Rotorua E8 $213,200
88 Te Hapara F1 $213,200
89 Awapuni F3 $213,200
90 Springlands F4 $213,200
91 Hillsborough E7 $215,800
92 Tikipunga F6 $215,800
93 Morrinsville G1 $218,400
94 Sydenham E9 $218,400
95 Redwoodtown F4 $218,400
96 Napier F2 $221,000
97 Avondale E7 $221,000
98 Onerahi F6 $221,000
99 Somerfield E9 $223,000
100 Christchurch E9 $223,600

The most affordable housing markets in New Zealand offer opportunities for homeownership at a fraction of the cost of major metros. Otara has a median home value of just $94,600.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

  • 1. In Otara, the median home costs just $94,600 — less than a new luxury car.
  • 2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
  • 3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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New Zealand — By Region

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