Most Affordable in Scotland

Top 100 cities ranked by most affordable

Largest Cities Smallest Cities Most Dense Least Dense Highest Income Lowest Income Lowest Unemployment Highest Unemployment Highest Home Value Most Affordable Youngest Cities Oldest Cities Warmest Cities Coldest Cities Rainiest Cities Driest Cities

All Countries · United Kingdom · Scotland

Most Affordable — Scotland

1 Livingston $54,171

2 Bo’ness $54,171

3 Armadale $54,171

4 Blackburn $54,171

5 Greenock $143,318

6 Port Glasgow $143,318

7 Gourock $143,318

8 Clydebank $157,561

9 Vale of Leven $157,561

10 Dumbarton $157,561

11 Bonhill $157,561

12 Dalmuir $157,561

13 Duntocher $157,561

14 Alexandria $157,561

15 Faifley $157,561

16 Kilmarnock $161,952

17 Cumnock $161,952

18 Stewarton $161,952

19 Irvine $165,301

20 Kilwinning $165,301

21 Saltcoats $165,301

22 Largs $165,301

23 Ardrossan $165,301

24 Stevenston $165,301

25 Kilbirnie $165,301

26 Beith $165,301

27 Dalry $165,301

28 Dundee $171,023

29 Aberdeen $178,855

30 Nigg $178,855

31 Cove $178,855

32 Dyce $178,855

33 Isle of Lewis $186,261

34 Stornoway $186,261

35 Cumbernauld $188,236

36 Coatbridge $188,236

37 Airdrie $188,236

38 Motherwell $188,236

39 Wishaw $188,236

40 Bellshill $188,236

41 Viewpark $188,236

42 Mossend $188,236

43 Kilsyth $188,236

44 Shotts $188,236

45 Moodiesburn $188,236

46 Stepps $188,236

47 Chapelhall $188,236

48 Newarthill $188,236

49 Newmains $188,236

50 New Stevenston $188,236

51 Holytown $188,236

52 Paisley $199,347

53 Renfrew $199,347

54 Johnstone $199,347

55 Erskine $199,347

56 Linwood $199,347

57 Houston $199,347

58 Elderslie $199,347

59 Alloa $201,496

60 Tullibody $201,496

61 Sauchie $201,496

62 Tillicoultry $201,496

63 Arbroath $204,065

64 Forfar $204,065

65 Montrose $204,065

66 Carnoustie $204,065

67 Monifieth $204,065

68 Brechin $204,065

69 Kirriemuir $204,065

70 Dumfries $207,441

71 Stranraer $207,441

72 Annan $207,441

73 Locharbriggs $207,441

74 Falkirk $208,794

75 Grangemouth $208,794

76 Stenhousemuir $208,794

77 Larbert $208,794

78 Denny $208,794

79 Polmont $208,794

80 Bonnybridge $208,794

81 Dunfermline $212,855

82 Kirkcaldy $212,855

83 Glenrothes $212,855

84 Saint Andrews $212,855

85 Rosyth $212,855

86 Cowdenbeath $212,855

87 Methil $212,855

88 Dalgety Bay $212,855

89 Cupar $212,855

90 Leven $212,855

91 Kelty $212,855

92 Lochgelly $212,855

93 Burntisland $212,855

94 Ballingry $212,855

95 Inverkeithing $212,855

96 Ayr $214,941

97 Prestwick $214,941

98 Troon $214,941

99 Girvan $214,941

100 Helensburgh $217,874

The most affordable housing markets in Scotland offer opportunities for homeownership at a fraction of the cost of major metros. Livingston has a median home value of just $54,171.

Affordable housing markets often feature lower costs of living overall, making them attractive to retirees, remote workers, and families building wealth through homeownership. Many of these cities offer solid community amenities despite their lower price points.

While low home values make homeownership accessible, they may also reflect limited job markets or slower economic growth. The rise of remote work has created new opportunities for these communities to attract residents who can earn higher salaries from distant employers.

Did You Know?

1. In Livingston, the median home costs just $54,171 — less than a new luxury car.
2. Affordable housing markets have seen increased interest since the rise of remote work, as buyers can earn higher salaries from anywhere.
3. Many of the most affordable cities are in the South and Midwest, where land costs and construction expenses are lower.

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