Sign In Register

Best Cities for Retirees in Tennessee

Low crime, warm climate, affordable cost of living and strong healthcare access.

Retirees Remote Workers Families Young Professionals Affordability All Rankings →
All United States  ·  Tennessee

How We Score

Each metric is normalized 0-100 across U.S. cities, then weighted and summed. Cities missing any metric are excluded.

Safety · 20% Affordability · 20% Warm Climate · 15% Sunshine · 10% Doctor Access · 15% Dental Access · 10% Health · 10%

Top 12 Retirees Cities in Tennessee

Ranked by composite score across 7 weighted metrics.

#1
Score 69.6
Germantown, TN
40,812 residents
Safety 92/100K
Affordability 92
Warm Climate 62°F
#2
Score 68.2
Apison, TN
4,397 residents
Safety 71/100K
Affordability 92
Warm Climate 62°F
#3
Score 68
Collegedale, TN
11,185 residents
Safety 84/100K
Affordability 92
Warm Climate 62°F
#4
Score 67.8
Forest Hills, TN
4,802 residents
Safety 0/100K
Affordability 92
Warm Climate 59°F
#5
Score 67.8
Belle Meade, TN
2,824 residents
Safety 35/100K
Affordability 92
Warm Climate 59°F
#6
Score 67.6
Collierville, TN
51,212 residents
Safety 232/100K
Affordability 92
Warm Climate 61°F
#7
Score 67.6
Thompson's Station, TN
7,855 residents
Safety 111/100K
Affordability 92
Warm Climate 60°F
#8
Score 67.6
Walden, TN
1,762 residents
Safety 12/100K
Affordability 92
Warm Climate 58°F
#9
Score 67.5
Fairmount, TN
1,932 residents
Safety 12/100K
Affordability 92
Warm Climate 58°F
#10
Score 67.3
Brentwood, TN
45,272 residents
Safety 88/100K
Affordability 92
Warm Climate 58°F
#11
Score 67.3
Franklin, TN
85,575 residents
Safety 165/100K
Affordability 92
Warm Climate 61°F
#12
Score 67
Spring Hill, TN
53,585 residents
Safety 122/100K
Affordability 92
Warm Climate 60°F

Full Ranking, Tennessee

Top 50 cities. Click any city to see its full profile.

1 Germantown TN 69.6
2 Apison TN 68.2
3 Collegedale TN 68
4 Forest Hills TN 67.8
5 Belle Meade TN 67.8
6 Collierville TN 67.6
7 Thompson's Station TN 67.6
8 Walden TN 67.6
9 Fairmount TN 67.5
10 Brentwood TN 67.3
11 Franklin TN 67.3
12 Spring Hill TN 67
13 Lakeland TN 66.9
14 Signal Mountain TN 66.7
15 Nolensville TN 66.5
16 Smyrna TN 66
17 Lone Oak TN 65.9
18 Arlington TN 65.9
19 Rockvale TN 65.7
20 Bartlett TN 65.4
21 Lookout Mountain TN 65.3
22 Unionville TN 65.3
23 Middle Valley TN 65
24 Seymour TN 65
25 Lakesite TN 64.9
26 Green Hill TN 64.9
27 Flat Top Mountain TN 64.5
28 Soddy-Daisy TN 64.5
29 Mowbray Mountain TN 64.4
30 Goodlettsville TN 64.3
31 Loretto TN 64
32 Farragut TN 64
33 Maryville TN 63.9
34 Huntland TN 63.8
35 Hartsville/Trousdale County TN 63.8
36 Bluff City TN 63.6
37 Rossville TN 63.6
38 Oak Grove CDP (Washington County) TN 63.5
39 Piperton TN 63.5
40 White Pine TN 63.3
41 Tusculum TN 63.3
42 Lyles TN 63.3
43 Friendsville TN 63.2
44 Mount Pleasant TN 63.1
45 Hendersonville TN 62.9
46 Loudon TN 62.9
47 Falling Water TN 62.8
48 Jonesborough TN 62.7
49 Westmoreland TN 62.7
50 Mount Juliet TN 62.7

Germantown, TN tops the list with a composite score of 69.6 out of 100, followed by Apison and Collegedale. TN dominates the top 12 with 12 cities, reflecting strong performance across the weighted metrics for retirees.

Rankings combine 7 independent metrics: Safety, Affordability, Warm Climate, Sunshine, Doctor Access, Dental Access, Health. Cities are weighted to reflect what matters most to retirees, and any city missing one or more metrics is excluded to avoid artificially inflated rankings.

Explore Other Best Cities Rankings

Best Cities for Remote Workers
Strong broadband, affordable rent, low traffic and existing remote-work culture.
Best Cities for Families
Strong schools, low crime, affordable homes and family-friendly commutes.
Best Cities for Young Professionals
High incomes, educated peers, transit access and an under-35 demographic.
Most Affordable Cities
The lowest cost of living across home prices, rent, services and rent burden.

Related Single-Metric Rankings

Safest Cities → Warmest Cities → Most Affordable →