Median Income
$61,500
18% lower than US avg
Home Value
$55,000
80% lower than US avg
Violent Crime
340/100K
10% lower than US avg
Bachelor's+
2.2%
93% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
31.1%
151% higher than US avg
How Ambia Compares to the U.S. Average (100% = U.S. avg)
People
Population184
Median Age23.3 yrs
Density1,227/mi²
Male / Female53% / 47%
Largest GroupWhite 45%
Veterans100.0%
Economy
B
Median Income$61,500
Per Capita$16,460
Unemployment1.9%
Poverty31.1%
County GDP$371M
Commute31 min
Housing
A+
Home Value$55,000
Ownership78.0%
Zillow$142,067
Housing Units67
Rent Burden21.9%
Crime
F
Violent340/100K
Property4,205/100K
Health
Obesity43.8%
Uninsured18.7%
Smoking15.4%
Depression23.1%
Heart Disease6.2%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain40.9 in/yr
Sunny Days275/yr
Elevation739 ft (225 m)
Education
F
Bachelor's+2.2%
High School+79.8%
Graduate+0.0%
School Score6.13
Community
2024 VoteR 78% / D 21%
Commute31 min
Broadband50.0%
EV Stations1
Libraries2
Is Ambia a Good Place to Live?
Based on current data, Ambia receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, high obesity rates. Ambia has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Ambia is $61,500, 18% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. The poverty rate of 31.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Ambia is $55,000, 80% below the national median / offering relatively affordable homeownership. At just 0.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Ambia is below the national average at 340 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,205 per 100,000, 115% above the national average.
Education
2.2% of residents hold a bachelor's degree, below the national average of 33.7%. 79.8% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Ambia experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.9 inches, including 20.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Ambia has a population of 184 with a density of 1,227 people per square mile, spread across 0.1 square miles. The median age is 23.3 years, 40% younger than the national median of 38.9. The gender split is 47.3% female and 52.7% male. The city is predominantly White (45.1%). English is the primary language spoken at home by 39.2% of residents, while 60.8% speak Spanish. 100.0% of the population are veterans, above the national rate of 6.0%. 15.2% of residents have a disability. 91.3% have health insurance coverage.
Population
23.3yrs
Median Age
40% below US avg
Language Spoken at Home
English Only
39.2%
50% below US avg
Spanish
60.8%
354% above US avg
The median household income in Ambia is $61,500, which is 18% below the national average of $75,149. Per capita income is $16,460 (below the $39,052 national figure). The average weekly wage is $1,011, 29% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 31.1% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 169 business establishments, including 9 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 4.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $61,500 |
| 18% below US avg |
| Per Capita Income | $16,460 |
| Avg Weekly Wage | $1,011 |
| IRS Avg AGI | $71,701 |
| Gini Index | 0.440 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 31.1% |
| 151% above US avg |
| Establishments (County) | 169 |
| County GDP | $371M |
Business (County)
| Restaurants | 9 |
| Healthcare | 16 |
| Retail | 12 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $2,056 |
| 41% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.74% |
Commute & Transportation
| Commute Time | 30.6 min |
| Drive Alone | 81.3% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Ambia is $55,000, 80% below the national median of $281,900. Zillow estimates the typical home value at $142,067, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 78.0% of housing units are owner-occupied (above the 65.4% national rate). There are 67 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,056 (lower than the $3,500 national average). 21.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $55,000 |
| 80% below US avg |
| Zillow ZHVI | $142,067 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 78.0% |
| Owner-Occupied | 78.0% |
| Renter-Occupied | 22.0% |
| Housing Units | 67 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,056 |
| 41% below US avg |
| Effective Rate | 3.74% |
In Ambia, 43.8% of adults are obese, above the national rate of 32.1%. 13.9% have diabetes (above the 10.5% national rate). Heart disease affects 6.2% of residents. 34.2% have high blood pressure. 15.4% are current smokers. 16.0% report binge drinking. 31.0% are physically inactive, above the national average. 23.1% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 18.7% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:8,461. 33.6% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Ambia vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
| Diabetes | 13.9% |
| Heart Disease | 6.2% |
| High Blood Pressure | 34.2% |
| Asthma | 10.2% |
| COPD | 6.7% |
| Cancer | 6.1% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 15.4% |
| 10% above US avg |
| Binge Drinking | 16.0% |
| Physical Inactivity | 31.0% |
| Depression | 23.1% |
| Mental Distress | 17.6% |
| Physical Distress | 14.6% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 91.3% |
| Uninsured | 18.7% |
| 117% above US avg |
| Dentists | 1:8,461 |
| Checkup Rate | 77.0% |
| Dental Visits | 56.7% |
| Premature Death | 7,305/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 33.6% |
| Healthcare Facilities | 16 |
Ambia has a violent crime rate of 340 per 100,000 residents, 10% below the national average of 380. Property crime stands at 4,205 per 100,000, 115% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Ambia receives a safety grade of F.
Crime Rates: Ambia vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 340.5/100K |
| 10% below US avg |
| |
Property Crime
| Total Property | 4,205.0/100K |
| 115% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ambia experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.9 inches. The area receives 20.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 739 feet.
Temperature
26°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 52.3°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 739 ft (225 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,227/sq mi |
| Coordinates | 40.4893°N, 87.5163°W |
| Timezone | America/Indiana/Indianapolis |
| County | Warren County County |
| Nearest Airport | Vermilion Regional (DNV)
20 miles away |
Precipitation & Snow
Annual Rainfall
40.9"
8% above US avg
Wettest Month (May)
4.21"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 5.8 / 100 |
| Social Vulnerability | 14.8 / 100 |
| Community Resilience | 61.3 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
76 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
125 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
104 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
143 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
148 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
62 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
111 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
106 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
623 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 87 fatalities, 1,719 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
48 km |
3 |
| Mar 20, 1976 |
EF4 |
44 km |
0 |
| Apr 3, 1974 |
EF4 |
33 km |
18 |
| Apr 11, 1965 |
EF4 |
61 km |
0 |
| Apr 11, 1965 |
EF4 |
97 km |
25 |
| Apr 11, 1965 |
EF4 |
76 km |
28 |
| Apr 17, 1963 |
EF4 |
91 km |
1 |
| Nov 17, 2013 |
EF3 |
100 km |
0 |
| Nov 17, 2013 |
EF3 |
62 km |
0 |
| Nov 17, 2013 |
EF3 |
60 km |
0 |
| Jun 5, 2010 |
EF3 |
67 km |
0 |
| Apr 19, 1996 |
EF3 |
78 km |
0 |
| Apr 19, 1996 |
EF3 |
55 km |
1 |
| Apr 2, 1982 |
EF3 |
74 km |
0 |
| Jun 2, 1980 |
EF3 |
59 km |
1 |
| Jun 25, 1978 |
EF3 |
47 km |
0 |
| Mar 12, 1976 |
EF3 |
59 km |
1 |
| Jun 20, 1974 |
EF3 |
88 km |
0 |
| Apr 3, 1974 |
EF3 |
76 km |
0 |
| Apr 3, 1974 |
EF3 |
83 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
145 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.7 in |
Coldest, Driest |
| February |
28°F (-2°C) |
1.7 in |
|
| March |
39°F (4°C) |
3.0 in |
|
| April |
50°F (10°C) |
3.7 in |
|
| May |
62°F (16°C) |
4.2 in |
Wettest |
| June |
71°F (22°C) |
4.2 in |
|
| July |
75°F (24°C) |
4.1 in |
Warmest |
| August |
72°F (22°C) |
3.8 in |
|
| September |
66°F (19°C) |
3.1 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
30°F (-1°C) |
2.6 in |
|
Ambia has a seasonal temperature swing of 49°F / from 26°F in January to 75°F in July. Total annual precipitation is 38.1 inches, with May being the wettest month (4.2") and January the driest (1.7").
Average costs for common services in Ambia. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Ambia
What is the population of Ambia?
Ambia has a population of 184 residents and is located in Indiana. The population density is 1,227 people per square mile, spread across 0.1 square miles. The median age of residents is 23.3 years, which is younger than the national median of 38.9 years. The population is 47.3% female and 52.7% male.
Is Ambia expensive to live in?
Ambia is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $61,500, 18% below the national average of $75,149. The median home value is $55,000 (80% below the U.S. median). The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
Is Ambia safe?
Ambia is safer than the national average, with a violent crime rate of 340 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,205 per 100,000 (above the national average). Overall, Ambia receives a safety grade of F based on combined crime data.
What is the weather like in Ambia?
Ambia has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.9 inches, with 20.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ambia?
The job market in Ambia is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $1,011. There are 169 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 31 minutes, and 4.7% of workers work from home.
How much does housing cost in Ambia?
The median home value in Ambia is $55,000. Zillow estimates the typical home value at $142,067. The homeownership rate is 78.0%. The average annual property tax is $2,056.
How are the schools in Ambia?
Schools in Ambia score 6.1 out of 10 on standardized testing, near the national average. 2.2% of adults in Ambia hold a bachelor's degree or higher, below the national average of 33.7%. 79.8% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Ambia?
The obesity rate in Ambia is 43.8% (above the national rate of 32.1%). 15.4% of adults are smokers. 31.0% are physically inactive. 23.1% of residents report depression. 18.7% lack health insurance (above the national rate). 33.6% of residents have access to exercise opportunities.
What is transportation like in Ambia?
The average commute in Ambia is 31 minutes, longer than the national average of 28 minutes. 81.3% of workers drive alone to work, and 4.7% work from home.
What are the demographics of Ambia?
The racial and ethnic makeup of Ambia is 45.1% White. 39.2% of residents speak only English at home, while 60.8% speak Spanish. 100.0% of the population are military veterans. 15.2% of residents have a disability. 91.3% have health insurance coverage.
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