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Bay City, MI
Full City Profile · Michigan · Bay County County
2.9
/5.0
C+
Fair
32,445
Population
3,190/sq mi density
$47,904
Median Income
$29,756 per capita
$89,900
Home Value
$119,103 Zillow
$739
Median Rent
29.5% income on rent
48°F
Avg Temperature
260 sunny days/yr
826
Violent Crime/100K
1,994 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$47,904 median income, 3.9% unemployment
A+
Affordability
5.0 / 5.0
$89,900 home value, $739/mo rent
F
Safety
1.0 / 5.0
826 violent crimes/100K (117% above avg)
C
Education
2.5 / 5.0
18.2% bachelor's degree or higher
Bay City experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 260 sunny days per year. Annual precipitation totals 33.1 inches. Air quality is rated Good with a median AQI of 37.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 47.8°F |
| 11% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 600 ft (183 m) |
| Area | 11.2 sq mi (29.0 km²) |
| Population Density | 3,190/sq mi |
| Coordinates | 43.5901°N, 83.8884°W |
| Timezone | America/Detroit |
| County | Bay County County |
| Nearest Airport | Mbs International (MBS) 10 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 37.0 |
| Rating | Good |
| Good Days % | 76.3% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 78.2 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively High |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | No Rating |
| Cold Wave | Relatively High |
| Landslide | Very Low |
| Coastal Flood | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tsunami History
1 tsunami recorded within 500 km. Highest wave on record: 1.5 m (5 ft).
| Year | Location | Cause | Max Wave | Deaths | Distance |
| 1952 | LAKE HURON, MI | Avalanche | 1.5 m | — | 132 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 23°F (-5°C) | 1.5 in | Coldest |
| February | 23°F (-5°C) | 1.2 in | Driest |
| March | 33°F (0°C) | 2.2 in | |
| April | 45°F (7°C) | 2.7 in | |
| May | 57°F (14°C) | 2.8 in | |
| June | 66°F (19°C) | 3.2 in | |
| July | 72°F (22°C) | 2.4 in | Warmest |
| August | 69°F (20°C) | 3.3 in | |
| September | 61°F (16°C) | 3.9 in | Wettest |
| October | 50°F (10°C) | 2.6 in | |
| November | 38°F (3°C) | 2.6 in | |
| December | 27°F (-3°C) | 2.0 in |
Bay City has a seasonal temperature swing of 49°F / from 23°F in January to 72°F in July. Total annual precipitation is 30.2 inches, with September being the wettest month (3.9") and February the driest (1.2").